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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Pixley, California

Pixley, California mortgage lenders include Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Golden Empire Mortgage, Inc.Golden Empire Mortgage, Inc.Bakersfield, CA, Pacific Lending LLCPacific Lending LLCOntario, CA, Alameda Mortgage CorporationAlameda Mortgage CorporationWalnut Creek, CA, Pennymac Loan Services LLCPennymac Loan Services LLCWestlake Village, CA, loanDepot.com LLCloanDepot.com LLCIrvine, CA, Guild Mortgage CompanyGuild Mortgage CompanySan Diego, CA, and American Pacific Mortgage CorporationAmerican Pacific Mortgage CorporationRoseville, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Pixley, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pixley are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Pixley, California

Market share is the lender's share of all home loans closed in Pixley, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
14218 Us Highway 395, Adelanto, CA 92301
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 1
+1 HELOCs
3.7% 33.3% $175,000 View
5823 Kanan Rd, Agoura Hills, CA 91301
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 3.7% 100% $25,000 View
9960 Live Oak Blvd, Live Oak, CA 95953
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 3.7% 100% $105,000 View
Golden Empire Mortgage, Inc.
Conventional 5 18.5% 100% $161,000
Pacific Lending LLC
Conventional, FHA 2 7.4% 100% $285,000
Alameda Mortgage Corporation
FHA 1 3.7% 100% $285,000
Pennymac Loan Services LLC
VA 1 3.7% 50% $195,000
loanDepot.com LLC
Conventional 1 3.7% 100% $215,000
Guild Mortgage Company
Conventional 1 3.7% 100% $185,000
American Pacific Mortgage Corporation
Conventional 1 3.7% 100% $665,000
United Wholesale Mortgage
Conventional, FHA, VA 3 11.1% 75% $238,333
Rocket Mortgage
Conventional 2 7.4% 100% $160,000
Ark-La-Tex Financial Services LLC
Conventional, FHA 2 7.4% 100% $115,000
Newrez LLC
Conventional 1 3.7% 50% $235,000
Equity Prime Mortgage LLC
VA 1 3.7% 100% $265,000
HomeBridge Financial Services, Inc
Conventional 1 3.7% 100% $255,000
Das Acquisition Company, LLC
Conventional 1 3.7% 100% $245,000
Self Help Federal Credit Union
Conventional 1 3.7% 100% $235,000
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Pixley, California

Looking for mortgage lenders near me or mortgage brokers near me in Pixley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pixley in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Pixley, CA

Use these to narrow the list above. Each category shows how many Pixley, CA lenders fit and what that kind of lender is usually best for.

Who Lends in Pixley, CA

Independent mortgage companies closed 77.8 percent of home loans in Pixley, California in 2025, banks 18.5 percent and credit unions 3.7 percent. Golden Empire Mortgage, Inc. was the largest mortgage company, Bank of America NA the largest bank and Self Help Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 1 loans.

77.8%
Mortgage companies
18.5%
Banks
3.7%
Credit unions
15%
FHA loans
11%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Pixley, CA

Who is the largest mortgage lender in Pixley, CA?

By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Pixley, California with 1 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Pixley, CA mortgage lenders offer FHA, VA and USDA loans?

4 lenders closed FHA loans in Pixley, California in 2025, led by Pacific Lending LLC with 1. 3 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Pixley, CA lender list?

Yes. 4 banks and 1 credit unions closed home loans in Pixley, California in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Pixley, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Pixley, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pixley, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pixley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.