Lake Hughes, California mortgage lenders include Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Logix Federal Credit UnionLogix Federal Credit Union100 N First St Ste 100, Burbank, CA 91502 1845A+5.0 ★Texas Ratio: 5.23%, New American Funding, LLC.New American Funding, LLC.Tustin, CA, Alameda Mortgage CorporationAlameda Mortgage CorporationWalnut Creek, CA, Augusta Financial, Inc.Augusta Financial, Inc.Santa Clarita, CA, Ocmbc, Inc.Ocmbc, Inc.Irvine, CAA5.0 ★Texas Ratio: 8.76%, Royal Pacific FundingRoyal Pacific FundingNewport Beach, CA, Campos Financial CorpCampos Financial CorpGranada Hills, CA, Coastal Funding SLC, Inc.Coastal Funding SLC, Inc.San Luis Obispo, CA, and Paramount Residential MortgageParamount Residential MortgageCorona, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Hughes, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Hughes are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Lake Hughes, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New American Funding, LLC.
|
FHA | 2 | 8% | 100% | $540,000 | |
Alameda Mortgage Corporation
|
VA | 1 | 4% | 100% | $455,000 | |
Augusta Financial, Inc.
|
FHA | 1 | 4% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 4% | 100% | $235,000 | View |
Royal Pacific Funding
|
Conventional | 1 | 4% | 100% | $345,000 | |
Campos Financial Corp
|
Conventional | 1 | 4% | 100% | $225,000 | |
Coastal Funding SLC, Inc.
|
Conventional | 1 | 4% | 100% | $235,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 4% | 100% | $325,000 | |
Cake Mortgage Corp.
|
Conventional, Jumbo | 1 | 4% | 100% | $1,405,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 7 | 28% | 100% | $385,000 | |
Rocket Mortgage
|
Conventional, FHA | 2 | 8% | 66.7% | $205,000 | |
Newrez LLC
|
Conventional, VA | 2 | 8% | 100% | $510,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 4% | 100% | $595,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 4% | 100% | $355,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 4% | 100% | $485,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 4% | 100% | $455,000 | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Lake Hughes? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Hughes in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Lake Hughes, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 96 percent of home loans in Lake Hughes, California in 2025, banks 0 percent and credit unions 4 percent. New American Funding, LLC. was the largest mortgage company and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 0 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, Schoolsfirst FCU was the largest mortgage lender in Lake Hughes, California with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Lake Hughes, California in 2025, led by United Wholesale Mortgage with 3. 5 lenders closed VA loans, led by Alameda Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 0 banks and 4 credit unions closed home loans in Lake Hughes, California in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Hughes, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Hughes, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Hughes. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.