Mortgage Lenders and Brokers in Warm Springs, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Warm Springs, Arkansas mortgage lenders include First Horizon BankFirst Horizon Bank706 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 5.76%, First National Bank of CommerceFirst National Bank of Commerce131 Highway 63 N, Bono, AR 72416A+5.0 ★Texas Ratio: 1.00%, The Farmers & Merchants BankThe Farmers & Merchants Bank3210 Sw Regency Pkwy, Bentonville, AR 72712A+5.0 ★Texas Ratio: 2.62%, FNBC BankFNBC Bank636 Ash Flat Dr, Ash Flat, AR 72513A5.0 ★Texas Ratio: 7.31%, First National Bank of Eastern ArkansasFirst National Bank of Eastern Arkansas8896 Highway 1 N, Colt, AR 72326A+5.0 ★Texas Ratio: 3.75%, First National BankFirst National Bank300 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 1.33%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA808 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 4.14%, and Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Warm Springs, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Warm Springs are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Warm Springs, Arkansas
Market share is the lender's share of all home loans closed in Warm Springs, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, VA, HELOC | 9 +6 HELOCs |
14.1% | 75% | $195,000 | View |
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131 Highway 63 N, Bono, AR 72416 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 7 | 10.9% | 75% | $150,714 | View |
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3210 Sw Regency Pkwy, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.62% |
Conventional | 6 | 9.4% | 100% | $213,333 | View |
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636 Ash Flat Dr, Ash Flat, AR 72513 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 1.6% | 100% | $155,000 | View |
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8896 Highway 1 N, Colt, AR 72326 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 1.6% | 100% | $95,000 | View |
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300 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 1.6% | 100% | $15,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 1.6% | 100% | $45,000 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 50% | View | |
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808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
AgHeritage Farm Credit Services, FLCA
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Conventional | 1 | 1.6% | 100% | $155,000 | |
FirstTrust Home Loans
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USDA | 1 | 1.6% | 100% | $185,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 15.6% | 90.9% | $168,000 | |
Cadence Bank
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Conventional, FHA, HELOC | 2 +3 HELOCs |
3.1% | 66.7% | $230,000 | |
United Wholesale Mortgage
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Conventional | 2 | 3.1% | 100% | $310,000 | |
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A5.0 ★Texas Ratio: 6.76% |
Conventional | 2 | 3.1% | 100% | $215,000 | View |
loanDepot.com LLC
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Conventional, FHA | 2 | 3.1% | 100% | $150,000 | |
Nationstar Mortgage
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Conventional | 2 | 3.1% | 100% | $100,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 3.1% | 100% | $280,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 3.1% | 66.7% | $135,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.6% | 100% | $45,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.6% | 33.3% | $145,000 | |
Kind Lending, LLC
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FHA | 1 | 1.6% | 100% | $165,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1.6% | 100% | $175,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.6% | 25% | $35,000 | |
Cmg Mortgage Inc
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VA | 1 | 1.6% | 100% | $265,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 1.6% | 100% | $215,000 | |
Nations Lending Corporation
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VA | 1 | 1.6% | 100% | $225,000 | |
New American Funding, LLC.
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FHA | 1 | 1.6% | 100% | $135,000 | |
Lower, LLC
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VA | 1 | 1.6% | 100% | $265,000 | |
Navy Federal Credit Union
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Conventional | 1 | 1.6% | 100% | $175,000 | |
21St Mortgage
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Conventional | 1 | 1.6% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a |
Warm Springs Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Warm Springs, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Warm Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Warm Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Warm Springs, AR
Use these to narrow the list above. Each category shows how many Warm Springs, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Warm Springs, AR
Independent mortgage companies closed 50 percent of home loans in Warm Springs, Arkansas in 2025, banks 46.9 percent and credit unions 3.1 percent. AgHeritage Farm Credit Services, FLCA was the largest mortgage company, First Horizon Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First National Bank of Commerce led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Warm Springs, AR
By home loans closed in 2025, First Horizon Bank was the largest mortgage lender in Warm Springs, Arkansas with 9 loans, about 14.1 percent of the market. The largest lender headquartered in Arkansas was First National Bank of Commerce with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Warm Springs, Arkansas in 2025, led by Rocket Mortgage with 3. 6 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 3 credit unions closed home loans in Warm Springs, Arkansas in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Warm Springs, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Warm Springs, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Warm Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
