Mortgage Lenders and Brokers in Texarkana, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Texarkana, Arkansas mortgage lenders include Commercial National Bank of TexarkanaCommercial National Bank of Texarkana224 E 4th St, Texarkana, AR 71854B-4.2 ★Texas Ratio: 22.13%, Farmers Bank & TrustFarmers Bank & Trust1102 Arkansas Blvd, Texarkana, AR 71854A5.0 ★Texas Ratio: 11.09%, Regions BankRegions Bank2800 N State Line Ave, Texarkana, AR 71854A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA1301 Arkansas Blvd, Texarkana, AR 71854A+5.0 ★Texas Ratio: 5.36%, Diamond BankDiamond Bank1710 S Constitution Ave, Ashdown, AR 71822A5.0 ★Texas Ratio: 6.14%, Bodcaw BankBodcaw Bank2125 N Jackson, Magnolia, AR 71753A5.0 ★Texas Ratio: 13.24%, Horatio State BankHoratio State Bank110 W Main St, Ashdown, AR 71822A5.0 ★Texas Ratio: 9.65%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1101 S Walton Blvd Ste 9, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.68%, and Union BankUnion Bank480 E Main St, Booneville, AR 72927A+5.0 ★Texas Ratio: 1.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Texarkana, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Texarkana are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Texarkana, Arkansas
Market share is the lender's share of all home loans closed in Texarkana, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Texarkana 224 E 4th St, Texarkana, AR 71854 B-4.2 ★Texas Ratio: 22.13% |
Conventional, Jumbo | 20 | 4% | 87% | $321,000 | View |
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2 offices in Texarkana 1102 Arkansas Blvd, Texarkana, AR 71854 A5.0 ★Texas Ratio: 11.09% |
Conventional, FHA, Jumbo | 8 | 1.6% | 88.9% | $392,500 | View |
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1 office in Texarkana 2800 N State Line Ave, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 5 +4 HELOCs |
1% | 35% | $73,000 | View |
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1 office in Texarkana 1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 25% | $125,000 | View |
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1710 S Constitution Ave, Ashdown, AR 71822 A5.0 ★Texas Ratio: 6.14% |
Conventional | 12 | 2.4% | 92.3% | $124,166 | View |
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2125 N Jackson, Magnolia, AR 71753 A5.0 ★Texas Ratio: 13.24% |
Conventional, Jumbo | 9 | 1.8% | 100% | $385,000 | View |
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110 W Main St, Ashdown, AR 71822 A5.0 ★Texas Ratio: 9.65% |
Conventional | 4 | 0.8% | 66.7% | $197,500 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, VA | 2 | 0.4% | 100% | $265,000 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $125,000 | View |
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480 E Main St, Booneville, AR 72927 A+5.0 ★Texas Ratio: 1.65% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.2% | 33.3% | $545,000 | View |
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2411 Sw 14th St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.80% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
FHA | 1 | 0.2% | 100% | $335,000 | View |
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★ 1 stars, 1 review 125 W Broadway, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
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Conventional, FHA | 11 | 2.2% | 100% | $164,090 | |
Farm Credit Services of Western Arkansas
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Conventional | 1 | 0.2% | 50% | $275,000 | |
Farm Credit Services of Western Arkansas
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Conventional | 1 | 0.2% | 100% | $15,000 | |
Red River Employees Federal Credit Union
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Conventional | 48 | 9.6% | 82.8% | $157,916 | |
Rocket Mortgage
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Conventional, FHA, VA | 40 | 8% | 74.1% | $144,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 34 | 6.8% | 97.1% | $133,823 | |
Mortgage Financial Services
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Conventional, FHA, VA | 25 | 5% | 100% | $207,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 24 | 4.8% | 96.2% | $252,083 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 23 | 4.6% | 100% | $211,086 | |
SWBC Mortgage Corporation
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Conventional, FHA | 21 | 4.2% | 100% | $168,809 | |
Guild Mortgage Company
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Conventional, FHA, VA | 20 | 4% | 100% | $242,000 | |
Triad Financial Services, Inc.
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Conventional | 16 | 3.2% | 54.7% | $171,875 | |
State Bank of De Kalb
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Conventional, FHA | 15 | 3% | 94.1% | $164,333 | |
21St Mortgage
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Conventional | 14 | 2.8% | 37.5% | $146,428 | |
Texar Federal Credit Union
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Conventional | 13 | 2.6% | 92.9% | $118,846 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2% | 83.3% | $177,000 | |
Mortgage Research Center
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FHA, VA | 9 | 1.8% | 60% | $239,444 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 8 | 1.6% | 33.3% | $106,250 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 1.4% | 70% | $172,142 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.2% | 87.5% | $248,333 | |
New Day Financial, LLC.
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VA | 5 | 1% | 62.5% | $201,000 | |
Cadence Bank
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Conventional, HELOC | 4 +10 HELOCs |
0.8% | 80% | $80,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.8% | 33.3% | $262,500 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 4 | 0.8% | 28.6% | $72,500 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.6% | 100% | $151,666 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $131,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.6% | 100% | $228,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.6% | 50% | $238,333 | |
Southwest Stage Funding LLC
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Conventional | 3 | 0.6% | 66.7% | $125,000 | |
Spring Eq, LLC
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Conventional | 3 | 0.6% | 60% | $111,666 | |
Top Flite Financial, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $241,666 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $265,000 | View |
Navy Federal Credit Union
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VA, Jumbo, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $660,000 | |
Equity Prime Mortgage LLC
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VA | 2 | 0.4% | 100% | $200,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 0.4% | 66.7% | $140,000 | View |
Barksdale Federal Credit Union
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Conventional | 2 | 0.4% | 100% | $315,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $80,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 100% | $235,000 | View |
Planet Home Lending, LLC
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FHA | 2 | 0.4% | 100% | $195,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 0.4% | 100% | $145,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.4% | 66.7% | $130,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.4% | 100% | $185,000 | |
Better Mortgage Corporation
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FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 12.33% |
FHA | 1 | 0.2% | 100% | $435,000 | View |
Premier Mortgage Resources, LLC
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VA | 1 | 0.2% | 100% | $245,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.2% | 100% | $345,000 | |
Progressive Bank
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Conventional | 1 | 0.2% | 100% | $345,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.2% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.2% | 100% | $175,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 50% | $65,000 | View |
Royal Pacific Funding
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FHA | 1 | 0.2% | 100% | $175,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $105,000 | |
First Northern Credit Union
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 50% | $135,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.2% | 100% | $225,000 | View |
The First National Bank of Tom Bean
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $205,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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C-3.8 ★Texas Ratio: 29.75% |
Conventional | 1 | 0.2% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $205,000 | View |
Texana Bank
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VA | 1 | 0.2% | 50% | $285,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Texarkana Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Texarkana, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Texarkana? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Texarkana in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Texarkana, AR
Use these to narrow the list above. Each category shows how many Texarkana, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Texarkana, AR
Independent mortgage companies closed 66.3 percent of home loans in Texarkana, Arkansas in 2025, banks 20.2 percent and credit unions 13.4 percent. FirstTrust Home Loans was the largest mortgage company, Commercial National Bank of Texarkana the largest bank and Red River Employees Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Farmers Bank & Trust led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Texarkana, AR
By home loans closed in 2025, Commercial National Bank of Texarkana was the largest mortgage lender in Texarkana, Arkansas with 20 loans, about 4 percent of the market. The largest lender headquartered in Arkansas was Farmers Bank & Trust with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Texarkana, Arkansas in 2025, led by Mortgage Financial Services with 17. 23 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 6 credit unions closed home loans in Texarkana, Arkansas in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Texarkana, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Texarkana, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Texarkana. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
