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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Rose Bud, Arkansas

Rose Bud, Arkansas mortgage lenders include First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, First Security BankFirst Security BankDewitt Henry Drive, Beebe, AR 72012A+5.0 ★Texas Ratio: 0.58%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1101 S Walton Blvd Ste 9, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.68%, First Horizon BankFirst Horizon Bank706 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 5.76%, The Farmers & Merchants BankThe Farmers & Merchants Bank3210 Sw Regency Pkwy, Bentonville, AR 72712A+5.0 ★Texas Ratio: 2.62%, and First State BankFirst State Bank213 North Court, Carlisle, AR 72024A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Rose Bud, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rose Bud are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Rose Bud, Arkansas

Market share is the lender's share of all home loans closed in Rose Bud, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
159 Highway 167 N, Bald Knob, AR 72010
B+4.8 ★Texas Ratio: 17.04%
Conventional, FHA, VA 15 14.7% 100% $263,000 View
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326
Conventional, HELOC 7
+2 HELOCs
6.9% 87.5% $123,571
Dewitt Henry Drive, Beebe, AR 72012
A+5.0 ★Texas Ratio: 0.58%
Conventional, FHA, HELOC 6
+3 HELOCs
5.9% 85.7% $255,000 View
506 Main St, Arkadelphia, AR 71923
A+5.0 ★Texas Ratio: 4.37%
Conventional, FHA, HELOC 5
+3 HELOCs
4.9% 100% $187,000 View
1323 Military Rd, Benton, AR 72015
A+5.0 ★Texas Ratio: 5.33%
Conventional 3 2.9% 100% $185,000 View
408 Highway 64 West, Alma, AR 72921
A5.0 ★Texas Ratio: 7.48%
VA, HELOC 1
+1 HELOCs
1% 100% $125,000 View
1101 S Walton Blvd Ste 9, Bentonville, AR 72712
A+5.0 ★Texas Ratio: 3.68%
FHA 1 1% 100% $155,000 View
★ 5 stars, 1 review
706 S Walton Blvd, Bentonville, AR 72712
A+5.0 ★Texas Ratio: 5.76%
VA 1 1% 100% $445,000 View
3210 Sw Regency Pkwy, Bentonville, AR 72712
A+5.0 ★Texas Ratio: 2.62%
Conventional 1 1% 100% $75,000 View
213 North Court, Carlisle, AR 72024
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 1% 100% $145,000 View
306 S Elm St, Bald Knob, AR 72010
A5.0 ★Texas Ratio: 6.11%
HELOC 0
+2 HELOCs
0% n/a View
AgHeritage Farm Credit Services, FLCA
Conventional 2 2% 100% $320,000
FirstTrust Home Loans
Conventional 2 2% 100% $250,000
Rocket Mortgage
Conventional, VA 11 10.8% 68.8% $214,090
21St Mortgage
Conventional 8 7.8% 47.1% $132,500
United Wholesale Mortgage
FHA, VA, USDA 5 4.9% 83.3% $319,000
Flat Branch Mortgage, Inc.
Conventional, FHA, USDA 3 2.9% 100% $271,666
Vanderbilt Mortgage and Finance, Inc
Conventional 3 2.9% 21.4% $128,333
B+4.8 ★Texas Ratio: 17.04%
Conventional, VA 2 2% 100% $275,000 View
Freedom Mortgage Corporation
FHA, VA 2 2% 100% $145,000
Newrez LLC
FHA, VA 2 2% 100% $255,000
Equity Prime Mortgage LLC
FHA, VA 2 2% 100% $235,000
loanDepot.com LLC
Conventional, FHA 2 2% 66.7% $105,000
Mortgage Research Center
FHA, VA 2 2% 66.7% $190,000
Stockton Mortgage Corporation
Conventional, VA 2 2% 100% $245,000
Better Mortgage Corporation
Conventional, FHA 2 2% 100% $135,000
Ark-La-Tex Financial Services LLC
Conventional, FHA 2 2% 100% $70,000
Amerisave Mortgage Company
Conventional 1 1% 33.3% $135,000
Guild Mortgage Company
FHA 1 1% 100% $255,000
Eustis Mortgage Corp
VA 1 1% 100% $295,000
Cmg Mortgage Inc
Conventional 1 1% 100% $105,000
Sente Mortgage, Inc.
FHA 1 1% 100% $195,000
New American Funding, LLC.
FHA 1 1% 100% $85,000
Southwest Stage Funding LLC
Conventional 1 1% 100% $135,000
Fairway Independent Mort Corp
Conventional 1 1% 100% $145,000
Navy Federal Credit Union
Conventional 1 1% 100% $285,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+3 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Rose Bud, Arkansas

Looking for mortgage lenders near me or mortgage brokers near me in Rose Bud? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rose Bud in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Rose Bud, AR

Use these to narrow the list above. Each category shows how many Rose Bud, AR lenders fit and what that kind of lender is usually best for.

Who Lends in Rose Bud, AR

Independent mortgage companies closed 56.9 percent of home loans in Rose Bud, Arkansas in 2025, banks 35.3 percent and credit unions 7.8 percent. AgHeritage Farm Credit Services, FLCA was the largest mortgage company, First Community Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First Community Bank led with 15 loans.

56.9%
Mortgage companies
35.3%
Banks
7.8%
Credit unions
19%
FHA loans
17%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.

More Arkansas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Rose Bud, AR

Who is the largest mortgage lender in Rose Bud, AR?

By home loans closed in 2025, First Community Bank was the largest mortgage lender in Rose Bud, Arkansas with 15 loans, about 14.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Rose Bud, AR mortgage lenders offer FHA, VA and USDA loans?

16 lenders closed FHA loans in Rose Bud, Arkansas in 2025, led by First Security Bank with 3. 12 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Rose Bud, AR lender list?

Yes. 12 banks and 2 credit unions closed home loans in Rose Bud, Arkansas in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Rose Bud, AR ranked on this page?

Lenders are ranked only by the number of home loans they closed in Rose Bud, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rose Bud, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rose Bud. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.