Ravenden Springs, Arkansas mortgage lenders include The Farmers & Merchants BankThe Farmers & Merchants Bank3210 Sw Regency Pkwy, Bentonville, AR 72712A+5.0 ★Texas Ratio: 2.62%, First Horizon BankFirst Horizon Bank706 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 5.76%, First National Bank of CommerceFirst National Bank of Commerce131 Highway 63 N, Bono, AR 72416A+5.0 ★Texas Ratio: 1.00%, FNBC BankFNBC Bank636 Ash Flat Dr, Ash Flat, AR 72513A5.0 ★Texas Ratio: 7.31%, Southern BankSouthern Bank306 S Elm St, Bald Knob, AR 72010A5.0 ★Texas Ratio: 6.11%, Fairway Independent Mort Corp, Mortgage Research Center, 21St Mortgage, Rocket Mortgage, and Freedom Mortgage Corporation. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ravenden Springs, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ravenden Springs are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Ravenden Springs, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3210 Sw Regency Pkwy, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.62% |
Conventional | 5 | 17.2% | 100% | $93,000 | View |
|
★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 4 +3 HELOCs |
13.8% | 100% | $115,000 | View |
|
131 Highway 63 N, Bono, AR 72416 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 4 | 13.8% | 100% | $205,000 | View |
|
636 Ash Flat Dr, Ash Flat, AR 72513 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 3.4% | 100% | $355,000 | View |
|
306 S Elm St, Bald Knob, AR 72010 A5.0 ★Texas Ratio: 6.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Fairway Independent Mort Corp
|
Conventional, FHA, USDA | 3 | 10.3% | 75% | $131,666 | |
Mortgage Research Center
|
VA | 2 | 6.9% | 100% | $360,000 | |
21St Mortgage
|
Conventional | 2 | 6.9% | 100% | $70,000 | |
Rocket Mortgage
|
FHA | 1 | 3.4% | 100% | $55,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 3.4% | 100% | $145,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 3.4% | 100% | $275,000 | |
Discover Bank
|
Conventional | 1 | 3.4% | 100% | $45,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 3.4% | 100% | $235,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 3.4% | 50% | $65,000 | |
Texana Bank
|
VA | 1 | 3.4% | 100% | $265,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 3.4% | 100% | $565,000 | |
Cadence Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Ravenden Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ravenden Springs in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Ravenden Springs, AR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 41.4 percent of home loans in Ravenden Springs, Arkansas in 2025, banks 58.6 percent and credit unions 0 percent. Fairway Independent Mort Corp was the largest mortgage company, The Farmers & Merchants Bank the largest bank. Among lenders headquartered in Arkansas, The Farmers & Merchants Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, The Farmers & Merchants Bank was the largest mortgage lender in Ravenden Springs, Arkansas with 5 loans, about 17.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Ravenden Springs, Arkansas in 2025, led by Fairway Independent Mort Corp with 1. 4 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 0 credit unions closed home loans in Ravenden Springs, Arkansas in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ravenden Springs, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ravenden Springs, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ravenden Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.