Mortgage Lenders and Brokers in Pocahontas, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pocahontas, Arkansas mortgage lenders include First Horizon BankFirst Horizon Bank205 E Rice St, Pocahontas, AR 72455A+5.0 ★Texas Ratio: 5.76%, The Farmers & Merchants BankThe Farmers & Merchants Bank1608 Highway 67 S, Pocahontas, AR 72455A+5.0 ★Texas Ratio: 2.62%, First National Bank of CommerceFirst National Bank of Commerce1755 Highway 62 W, Pocahontas, AR 72455A+5.0 ★Texas Ratio: 1.00%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, First Security BankFirst Security BankDewitt Henry Drive, Beebe, AR 72012A+5.0 ★Texas Ratio: 0.58%, First Financial BankFirst Financial Bank3251 Highway 42, Cherry Valley, AR 72324A5.0 ★Texas Ratio: 10.05%, FNBC BankFNBC Bank636 Ash Flat Dr, Ash Flat, AR 72513A5.0 ★Texas Ratio: 7.31%, First National BankFirst National Bank300 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 1.33%, and First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pocahontas, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pocahontas are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pocahontas, Arkansas
Market share is the lender's share of all home loans closed in Pocahontas, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Pocahontas 205 E Rice St, Pocahontas, AR 72455 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, USDA, HELOC | 18 +4 HELOCs |
17.6% | 81.8% | $163,333 | View |
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1 office in Pocahontas 1608 Highway 67 S, Pocahontas, AR 72455 A+5.0 ★Texas Ratio: 2.62% |
Conventional | 11 | 10.8% | 91.7% | $96,818 | View |
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2 offices in Pocahontas 1755 Highway 62 W, Pocahontas, AR 72455 A+5.0 ★Texas Ratio: 1.00% |
Conventional, Jumbo | 4 | 3.9% | 55.6% | $257,500 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 2 +2 HELOCs |
2% | 100% | $250,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
FHA, USDA | 2 | 2% | 100% | $145,000 | View |
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Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 1% | 100% | $75,000 | View |
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3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
USDA | 1 | 1% | 100% | $205,000 | View |
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636 Ash Flat Dr, Ash Flat, AR 72513 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 1% | 100% | $145,000 | View |
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300 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 1% | 50% | $295,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
FHA | 1 | 1% | 100% | $215,000 | View |
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112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1% | 100% | $265,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
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USDA | 4 | 3.9% | 100% | $117,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 13 | 12.7% | 70% | $128,846 | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 8.8% | 75% | $138,333 | |
Das Acquisition Company, LLC
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FHA, USDA | 5 | 4.9% | 100% | $155,000 | |
United Wholesale Mortgage
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FHA, VA | 4 | 3.9% | 83.3% | $200,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 3.9% | 66.7% | $92,500 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
2% | 66.7% | $115,000 | |
Cmg Mortgage Inc
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FHA, VA | 2 | 2% | 100% | $130,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1% | 100% | $185,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1% | 75% | $115,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1% | 100% | $75,000 | |
Hamilton Mortgage Corporation
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Conventional | 1 | 1% | 100% | $235,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1% | 50% | $235,000 | |
American Financial Network, Inc.
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FHA | 1 | 1% | 100% | $115,000 | |
Oceanside Mortgage Company
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FHA | 1 | 1% | 100% | $95,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 1% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 1% | 100% | $165,000 | View |
New Day Financial, LLC.
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VA | 1 | 1% | 33.3% | $255,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 50% | $195,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $125,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1% | 100% | $65,000 | |
Mortgage Research Center
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VA | 1 | 1% | 50% | $235,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 1% | 50% | $245,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 1% | 100% | $135,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lower, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pocahontas Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pocahontas, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Pocahontas? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pocahontas in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pocahontas, AR
Use these to narrow the list above. Each category shows how many Pocahontas, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Pocahontas, AR
Independent mortgage companies closed 54.9 percent of home loans in Pocahontas, Arkansas in 2025, banks 44.1 percent and credit unions 1 percent. FirstTrust Home Loans was the largest mortgage company, First Horizon Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, The Farmers & Merchants Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pocahontas, AR
By home loans closed in 2025, First Horizon Bank was the largest mortgage lender in Pocahontas, Arkansas with 18 loans, about 17.6 percent of the market. The largest lender headquartered in Arkansas was The Farmers & Merchants Bank with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Pocahontas, Arkansas in 2025, led by First Horizon Bank with 5. 8 lenders closed VA loans, led by Fairway Independent Mort Corp, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 2 credit unions closed home loans in Pocahontas, Arkansas in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pocahontas, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pocahontas, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pocahontas. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
