Mortgage Lenders and Brokers in Mount Vernon, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Vernon, Arkansas mortgage lenders include Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, First Security BankFirst Security BankDewitt Henry Drive, Beebe, AR 72012A+5.0 ★Texas Ratio: 0.58%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, First Service BankFirst Service Bank3525 Highway 5 N, Bryant, AR 72019A5.0 ★Texas Ratio: 6.06%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA1301 Arkansas Blvd, Texarkana, AR 71854A+5.0 ★Texas Ratio: 5.36%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, First National Bank of Fort SmithFirst National Bank of Fort Smith401 Sw A St, Bentonville, AR 72712A+5.0 ★Texas Ratio: 2.55%, and Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Vernon are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Vernon, Arkansas
Market share is the lender's share of all home loans closed in Mount Vernon, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 5 +2 HELOCs |
12.5% | 83.3% | $191,000 | |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 4 | 10% | 80% | $175,000 | View |
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Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
Conventional, FHA, HELOC | 3 +4 HELOCs |
7.5% | 75% | $361,666 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA | 2 | 5% | 40% | $220,000 | View |
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3525 Highway 5 N, Bryant, AR 72019 A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 2.5% | 100% | $65,000 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 2.5% | 100% | $35,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.5% | 100% | $235,000 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 2.5% | 100% | $285,000 | View |
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401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 2.5% | 100% | $105,000 | View |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 2.5% | 100% | $465,000 | View |
FirstTrust Home Loans
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Conventional, FHA | 3 | 7.5% | 100% | $381,666 | |
Farm Credit Services of Western Arkansas
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Conventional | 1 | 2.5% | 100% | $495,000 | |
Rocket Mortgage
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Conventional | 2 | 5% | 66.7% | $75,000 | |
Eustis Mortgage Corp
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FHA | 2 | 5% | 100% | $265,000 | |
United Wholesale Mortgage
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FHA | 1 | 2.5% | 100% | $265,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 2.5% | 100% | $255,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 2.5% | 37.5% | $115,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 2.5% | 100% | $525,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 2.5% | 100% | $195,000 | |
Barksdale Federal Credit Union
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Conventional | 1 | 2.5% | 100% | $95,000 | |
Highlands Residential Mortgage, Ltd.
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VA | 1 | 2.5% | 100% | $125,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 2.5% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 2.5% | 100% | $135,000 | |
New American Funding, LLC.
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Conventional | 1 | 2.5% | 100% | $195,000 | |
21St Mortgage
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Conventional | 1 | 2.5% | 25% | $85,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 2.5% | 100% | $85,000 | |
Cadence Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mount Vernon Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Vernon, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Mount Vernon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Vernon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Vernon, AR
Use these to narrow the list above. Each category shows how many Mount Vernon, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Vernon, AR
Independent mortgage companies closed 47.5 percent of home loans in Mount Vernon, Arkansas in 2025, banks 37.5 percent and credit unions 15 percent. FirstTrust Home Loans was the largest mortgage company, Eagle Bank and Trust Company the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Arkansas Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Vernon, AR
By home loans closed in 2025, Arkansas Federal Credit Union was the largest mortgage lender in Mount Vernon, Arkansas with 5 loans, about 12.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Mount Vernon, Arkansas in 2025, led by FirstTrust Home Loans with 2. 1 lenders closed VA loans, led by Highlands Residential Mortgage, Ltd.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 2 credit unions closed home loans in Mount Vernon, Arkansas in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Vernon, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Vernon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
