Mortgage Lenders and Brokers in Lincoln, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lincoln, Arkansas mortgage lenders include Arvest BankArvest Bank317 E Pridemore Dr, Lincoln, AR 72744A5.0 ★Texas Ratio: 7.48%, Legacy National BankLegacy National Bank205 W Pridemore Drive, Lincoln, AR 72744A+5.0 ★Texas Ratio: 1.48%, Priority BankPriority Bank3401 E Mission Blvd, Fayetteville, AR 72703C+4.1 ★Texas Ratio: 25.90%, Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, First Western MortgageFirst Western Mortgage575 Memorial Dr, Bella Vista, AR 72714A5.0 ★Texas Ratio: 7.54%, Encore BankEncore Bank112 W Center St, Fayetteville, AR 72701A+5.0 ★Texas Ratio: 1.62%, Signature Bank of ArkansasSignature Bank of Arkansas700 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 0.35%, First Horizon BankFirst Horizon Bank706 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 5.76%, and First Financial BankFirst Financial Bank3251 Highway 42, Cherry Valley, AR 72324A5.0 ★Texas Ratio: 10.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lincoln, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lincoln are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lincoln, Arkansas
Market share is the lender's share of all home loans closed in Lincoln, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lincoln 317 E Pridemore Dr, Lincoln, AR 72744 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, USDA, HELOC | 39 +16 HELOCs |
17% | 88.6% | $245,512 | View |
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1 office in Lincoln 205 W Pridemore Drive, Lincoln, AR 72744 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 2 | 0.9% | 100% | $100,000 | View |
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3401 E Mission Blvd, Fayetteville, AR 72703 C+4.1 ★Texas Ratio: 25.90% |
Conventional, FHA, USDA | 7 | 3.1% | 100% | $192,142 | View |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, USDA | 5 | 2.2% | 62.5% | $325,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA | 4 | 1.7% | 100% | $215,000 | View |
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575 Memorial Dr, Bella Vista, AR 72714 A5.0 ★Texas Ratio: 7.54% |
Conventional | 4 | 1.7% | 100% | $452,500 | View |
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112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA, USDA | 3 | 1.3% | 100% | $251,666 | View |
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700 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 3 | 1.3% | 100% | $348,333 | View |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $405,000 | View |
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3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
Conventional | 2 | 0.9% | 100% | $215,000 | View |
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3210 Sw Regency Pkwy, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.62% |
Conventional | 2 | 0.9% | 100% | $280,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional | 2 | 0.9% | 66.7% | $65,000 | |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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3654 N Investment Dr, Fayetteville, AR 72703 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
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401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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★ 1 stars, 1 review 125 W Broadway, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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907 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 8.49% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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3401 Sw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
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200 Highway 71 N, Alma, AR 72921 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Farm Credit Services of Western Arkansas
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Conventional | 4 | 1.7% | 80% | $395,000 | |
FirstTrust Home Loans
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 7% | 88.9% | $161,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 3.1% | 87.5% | $193,571 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, USDA | 7 | 3.1% | 100% | $235,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 3.1% | 87.5% | $175,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 6 | 2.6% | 100% | $370,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2.2% | 100% | $147,000 | |
Mortgage Research Center
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VA | 5 | 2.2% | 71.4% | $391,000 | |
21St Mortgage
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Conventional | 5 | 2.2% | 83.3% | $155,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 2.2% | 38.5% | $107,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.7% | 87.5% | $252,500 | |
Newrez LLC
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FHA, VA | 4 | 1.7% | 100% | $297,500 | |
American Financial Resources LLC
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Conventional, VA | 3 | 1.3% | 75% | $191,666 | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 1.3% | 100% | $285,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 3 | 1.3% | 75% | $315,000 | |
United Federal Credit Union
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Conventional | 3 | 1.3% | 60% | $231,666 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.3% | 50% | $235,000 | |
Associated Mortgage Corporation
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Conventional, FHA | 3 | 1.3% | 100% | $158,333 | |
Geneva Financial LLC
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Conventional, FHA | 3 | 1.3% | 100% | $301,666 | |
Mortgage Solutions of Colorado
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VA | 3 | 1.3% | 100% | $278,333 | |
My Move Mortgage, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $195,000 | |
Click n' Close, Inc.
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FHA, USDA | 2 | 0.9% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.9% | 100% | $260,000 | |
First Colony Mortgage Corporat
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Conventional, VA | 2 | 0.9% | 100% | $370,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 2 | 0.9% | 100% | $220,000 | |
New American Funding, LLC.
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FHA | 2 | 0.9% | 66.7% | $305,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.9% | 100% | $90,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.9% | 66.7% | $45,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.9% | 100% | $210,000 | |
Leaderone Financial Corp.
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FHA, USDA | 2 | 0.9% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.4% | 100% | $225,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 100% | $165,000 | |
Hamilton Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $265,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 20% | $25,000 | |
loanDepot.com LLC
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FHA | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0.4% | 100% | $365,000 | View |
Cmg Mortgage Inc
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USDA | 1 | 0.4% | 100% | $315,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $425,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $295,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.4% | 66.7% | $75,000 | |
Mortgage Investors Group
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USDA | 1 | 0.4% | 100% | $155,000 | |
Navy Federal Credit Union
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VA | 1 | 0.4% | 100% | $345,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $265,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.4% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
CrossCountry Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lincoln Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lincoln, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Lincoln? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lincoln in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lincoln, AR
Use these to narrow the list above. Each category shows how many Lincoln, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Lincoln, AR
Independent mortgage companies closed 56.8 percent of home loans in Lincoln, Arkansas in 2025, banks 40.6 percent and credit unions 2.6 percent. Farm Credit Services of Western Arkansas was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Legacy National Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lincoln, AR
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Lincoln, Arkansas with 39 loans, about 17 percent of the market. The largest lender headquartered in Arkansas was Legacy National Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Lincoln, Arkansas in 2025, led by Arvest Bank with 5. 19 lenders closed VA loans, led by Arvest Bank, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 4 credit unions closed home loans in Lincoln, Arkansas in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lincoln, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lincoln, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lincoln. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
