Lamar, Arkansas mortgage lenders include Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Union BankUnion Bank480 E Main St, Booneville, AR 72927A+5.0 ★Texas Ratio: 1.65%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%, First Security BankFirst Security BankDewitt Henry Drive, Beebe, AR 72012A+5.0 ★Texas Ratio: 0.58%, Stone BankStone Bank416 N Main St, Cave City, AR 72521A-4.9 ★Texas Ratio: 16.23%, First Financial BankFirst Financial Bank3251 Highway 42, Cherry Valley, AR 72324A5.0 ★Texas Ratio: 10.05%, First State BankFirst State Bank3654 N Investment Dr, Fayetteville, AR 72703A+5.0 ★Texas Ratio: 0.19%, and First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lamar, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lamar are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Lamar, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, USDA, HELOC | 15 +7 HELOCs |
15.6% | 93.8% | $151,000 | View |
|
480 E Main St, Booneville, AR 72927 A+5.0 ★Texas Ratio: 1.65% |
Conventional | 12 | 12.5% | 100% | $173,333 | View |
|
506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, USDA, HELOC | 8 +2 HELOCs |
8.3% | 72.7% | $115,000 | View |
|
1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA | 4 | 4.2% | 80% | $142,500 | View |
|
812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 3 | 3.1% | 75% | $125,000 | View |
|
Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
FHA, HELOC | 2 +4 HELOCs |
2.1% | 100% | $170,000 | View |
|
416 N Main St, Cave City, AR 72521 A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 1% | 100% | $375,000 | View |
|
3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
Conventional | 1 | 1% | 100% | $65,000 | View |
|
3654 N Investment Dr, Fayetteville, AR 72703 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 1 | 1% | 100% | $165,000 | View |
|
159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 1% | 100% | $115,000 | View |
|
1710 S Constitution Ave, Ashdown, AR 71822 A5.0 ★Texas Ratio: 6.14% |
Conventional | 1 | 1% | 100% | $95,000 | View |
|
★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Farm Credit Services of Western Arkansas
|
Conventional | 4 | 4.2% | 100% | $320,000 | |
FirstTrust Home Loans
|
FHA | 1 | 1% | 100% | $175,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 9 | 9.4% | 66.7% | $183,888 | |
United Wholesale Mortgage
|
VA | 3 | 3.1% | 100% | $298,333 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 3.1% | 75% | $191,666 | |
Interlinc Mortgage Services, LLC
|
FHA | 2 | 2.1% | 100% | $255,000 | |
United Federal Credit Union
|
Conventional, FHA | 2 | 2.1% | 66.7% | $85,000 | |
Southwest Stage Funding LLC
|
Conventional, VA | 2 | 2.1% | 100% | $135,000 | |
21St Mortgage
|
Conventional | 2 | 2.1% | 33.3% | $110,000 | |
American Financial Resources LLC
|
USDA | 1 | 1% | 100% | $115,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1% | 50% | $35,000 | |
Acrisure Mortgage, LLC
|
FHA | 1 | 1% | 100% | $185,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 1% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 1% | 100% | $175,000 | |
Kind Lending, LLC
|
FHA | 1 | 1% | 100% | $115,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 1% | 100% | $85,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1% | 16.7% | $155,000 | |
Guild Mortgage Company
|
Conventional | 1 | 1% | 100% | $165,000 | |
American Financial Network, Inc.
|
VA | 1 | 1% | 100% | $95,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 1% | 100% | $135,000 | |
New Day Financial, LLC.
|
VA | 1 | 1% | 100% | $245,000 | |
Land Home Financial Services,
|
Conventional | 1 | 1% | 100% | $65,000 | |
Atlanta Postal Credit Union
|
Conventional | 1 | 1% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 1% | 100% | $115,000 | View |
Mortgage Research Center
|
VA | 1 | 1% | 25% | $255,000 | |
Fairway Independent Mort Corp
|
VA | 1 | 1% | 100% | $175,000 | |
Navy Federal Credit Union
|
VA | 1 | 1% | 50% | $235,000 | |
Spring Eq, LLC
|
Conventional | 1 | 1% | 100% | $55,000 | |
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Lamar? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lamar in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Lamar, AR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 43.8 percent of home loans in Lamar, Arkansas in 2025, banks 52.1 percent and credit unions 4.2 percent. Farm Credit Services of Western Arkansas was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Union Bank led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Lamar, Arkansas with 15 loans, about 15.6 percent of the market. The largest lender headquartered in Arkansas was Union Bank with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Lamar, Arkansas in 2025, led by Arvest Bank with 3. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 4 credit unions closed home loans in Lamar, Arkansas in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lamar, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lamar, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lamar. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.