Mortgage Lenders and Brokers in Lake City, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake City, Arkansas mortgage lenders include Unico BankUnico Bank100 Cobean Blvd, Lake City, AR 72437B-4.4 ★Texas Ratio: 22.75%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Southern Bancorp BankSouthern Bancorp Bank2500 Pine St, Arkadelphia, AR 71923A5.0 ★Texas Ratio: 8.01%, Success Credit UnionSuccess Credit Union411 N Broadway St, Blytheville, AR 72315A+5.0 ★Texas Ratio: 2.55%, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, and Southern BankSouthern Bank306 S Elm St, Bald Knob, AR 72010A5.0 ★Texas Ratio: 6.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake City, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake City are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake City, Arkansas
Market share is the lender's share of all home loans closed in Lake City, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lake City 100 Cobean Blvd, Lake City, AR 72437 B-4.4 ★Texas Ratio: 22.75% |
Conventional | 1 | 0.8% | 100% | $35,000 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA | 6 | 5% | 100% | $155,000 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
3.4% | 80% | $110,000 | View |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, USDA, HELOC | 4 +2 HELOCs |
3.4% | 100% | $182,500 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA | 4 | 3.4% | 66.7% | $102,500 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 3 | 2.5% | 100% | $155,000 | View |
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2500 Pine St, Arkadelphia, AR 71923 A5.0 ★Texas Ratio: 8.01% |
Conventional | 3 | 2.5% | 75% | $255,000 | View |
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411 N Broadway St, Blytheville, AR 72315 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 3 | 2.5% | 100% | $105,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, USDA | 3 | 2.5% | 100% | $201,666 | View |
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306 S Elm St, Bald Knob, AR 72010 A5.0 ★Texas Ratio: 6.11% |
Conventional | 2 | 1.7% | 100% | $95,000 | View |
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636 Ash Flat Dr, Ash Flat, AR 72513 A5.0 ★Texas Ratio: 7.31% |
Conventional | 2 | 1.7% | 100% | $90,000 | View |
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300 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 2 | 1.7% | 100% | $125,000 | View |
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Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
FHA | 1 | 0.8% | 100% | $225,000 | View |
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131 Highway 63 N, Bono, AR 72416 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 0.8% | 100% | $465,000 | View |
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820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
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3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
FHA | 1 | 0.8% | 100% | $255,000 | View |
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700 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.8% | 100% | $275,000 | View |
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3313 E Johnson Ave, Jonesboro, AR 72405 A+5.0 ★Texas Ratio: 5.82% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
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Conventional, FHA, USDA | 4 | 3.4% | 100% | $162,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 9 | 7.6% | 100% | $142,777 | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 6.7% | 57.1% | $138,750 | |
Das Acquisition Company, LLC
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FHA, USDA | 6 | 5% | 100% | $175,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 4.2% | 100% | $225,000 | |
Equity Prime Mortgage LLC
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FHA, VA, USDA | 4 | 3.4% | 100% | $170,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.5% | 100% | $181,666 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA | 3 | 2.5% | 100% | $138,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 3 | 2.5% | 100% | $158,333 | |
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B+4.8 ★Texas Ratio: 17.04% |
FHA, USDA | 2 | 1.7% | 100% | $130,000 | View |
Highlands Residential Mortgage, Ltd.
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FHA, USDA | 2 | 1.7% | 100% | $205,000 | |
T2 Financial LLC
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FHA | 2 | 1.7% | 100% | $195,000 | |
Mortgage Research Center
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VA | 2 | 1.7% | 100% | $240,000 | |
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A+5.0 ★Texas Ratio: 5.16% |
VA | 1 | 0.8% | 100% | $155,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.8% | 100% | $95,000 | |
Everett Financial, Inc.
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USDA | 1 | 0.8% | 100% | $205,000 | |
Newrez LLC
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USDA | 1 | 0.8% | 100% | $115,000 | |
Hamilton Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $195,000 | |
Kind Lending, LLC
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FHA | 1 | 0.8% | 100% | $195,000 | |
loanDepot.com LLC
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VA | 1 | 0.8% | 100% | $145,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.8% | 100% | $465,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 33.3% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
Click n' Close, Inc.
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USDA | 1 | 0.8% | 66.7% | $85,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 100% | $195,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 100% | $305,000 | View |
American Pacific Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $235,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.8% | 50% | $195,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.8% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.8% | 100% | $195,000 | |
New American Funding, LLC.
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FHA | 1 | 0.8% | 100% | $215,000 | |
Gmfs, LLC
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FHA | 1 | 0.8% | 100% | $145,000 | |
Mortgage Investors Group
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USDA | 1 | 0.8% | 100% | $115,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.8% | 50% | $125,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.8% | 100% | $75,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake City Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake City, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Lake City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake City, AR
Use these to narrow the list above. Each category shows how many Lake City, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Lake City, AR
Independent mortgage companies closed 59.7 percent of home loans in Lake City, Arkansas in 2025, banks 37 percent and credit unions 3.4 percent. FirstTrust Home Loans was the largest mortgage company, Unico Bank the largest bank and Success Credit Union the largest credit union. Among lenders headquartered in Arkansas, Simmons Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake City, AR
By home loans closed in 2025, Unico Bank was the largest mortgage lender in Lake City, Arkansas with 1 loans, about 0.8 percent of the market. The largest lender headquartered in Arkansas was Simmons Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Lake City, Arkansas in 2025, led by Fairway Independent Mort Corp with 6. 10 lenders closed VA loans, led by Freedom Mortgage Corporation, and 11 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 2 credit unions closed home loans in Lake City, Arkansas in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake City, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake City, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
