Mortgage Lenders and Brokers in Junction City, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Junction City, Arkansas mortgage lenders include First Financial BankFirst Financial Bank3251 Highway 42, Cherry Valley, AR 72324A5.0 ★Texas Ratio: 10.05%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, Bodcaw BankBodcaw Bank2125 N Jackson, Magnolia, AR 71753A5.0 ★Texas Ratio: 13.24%, Southern Bancorp BankSouthern Bancorp Bank2500 Pine St, Arkadelphia, AR 71923A5.0 ★Texas Ratio: 8.01%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1101 S Walton Blvd Ste 9, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1301 Arkansas Blvd, Texarkana, AR 71854A+5.0 ★Texas Ratio: 5.36%, Century Next BankCentury Next Bank1218 Highway 133 N, Crossett, AR 71635A+5.0 ★Texas Ratio: 1.03%, FirstTrust Home LoansFirstTrust Home LoansSheridan, AR, Farm Credit Services of Western ArkansasFarm Credit Services of Western ArkansasRussellville, AR, and Highlands Residential Mortgage, Ltd.. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Junction City, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Junction City are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Junction City, Arkansas
Market share is the lender's share of all home loans closed in Junction City, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
Conventional, FHA | 10 | 11.9% | 90.9% | $151,000 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 4 +2 HELOCs |
4.8% | 100% | $102,500 | View |
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2125 N Jackson, Magnolia, AR 71753 A5.0 ★Texas Ratio: 13.24% |
Conventional | 3 | 3.6% | 100% | $178,333 | View |
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2500 Pine St, Arkadelphia, AR 71923 A5.0 ★Texas Ratio: 8.01% |
Conventional | 3 | 3.6% | 100% | $171,666 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 100% | $265,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 1.2% | 100% | $225,000 | View |
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1218 Highway 133 N, Crossett, AR 71635 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 1 | 1.2% | 100% | $65,000 | View |
FirstTrust Home Loans
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Conventional, FHA, VA, USDA | 8 | 9.5% | 100% | $188,750 | |
Farm Credit Services of Western Arkansas
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Conventional | 1 | 1.2% | 100% | $415,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, USDA | 10 | 11.9% | 100% | $266,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 9.5% | 66.7% | $133,750 | |
Triad Financial Services, Inc.
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Conventional | 8 | 9.5% | 55.6% | $132,500 | |
Cadence Bank
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FHA, HELOC | 3 +1 HELOCs |
3.6% | 60% | $231,666 | |
Land Home Financial Services,
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Conventional | 3 | 3.6% | 100% | $145,000 | |
21St Mortgage
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Conventional | 3 | 3.6% | 27.3% | $151,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 3.6% | 25% | $91,666 | |
Freedom Mortgage Corporation
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VA | 2 | 2.4% | 100% | $205,000 | |
Assurance Financial Group, L.L.C.
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Conventional, VA | 2 | 2.4% | 100% | $155,000 | |
Mortgage Research Center
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VA | 2 | 2.4% | 66.7% | $300,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.2% | 100% | $225,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 100% | $75,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 100% | $25,000 | |
Synergy One Lending, Inc.
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VA | 1 | 1.2% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.2% | 100% | $295,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 50% | $115,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 1.2% | 50% | $375,000 | |
Reliance First Capital, LLC
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FHA | 1 | 1.2% | 100% | $195,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Junction City Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Junction City, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Junction City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Junction City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Junction City, AR
Use these to narrow the list above. Each category shows how many Junction City, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Junction City, AR
Independent mortgage companies closed 67.9 percent of home loans in Junction City, Arkansas in 2025, banks 32.1 percent and credit unions 0 percent. FirstTrust Home Loans was the largest mortgage company, First Financial Bank the largest bank. Among lenders headquartered in Arkansas, First Financial Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Junction City, AR
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Junction City, Arkansas with 10 loans, about 11.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Junction City, Arkansas in 2025, led by Highlands Residential Mortgage, Ltd. with 7. 8 lenders closed VA loans, led by FirstTrust Home Loans, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 0 credit unions closed home loans in Junction City, Arkansas in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Junction City, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Junction City, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Junction City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
