Mortgage Lenders and Brokers in Garfield, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Garfield, Arkansas mortgage lenders include Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Signature Bank of ArkansasSignature Bank of Arkansas700 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 0.35%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Legacy National BankLegacy National Bank107 Nw 2nd St, Bentonville, AR 72712A+5.0 ★Texas Ratio: 1.48%, First National Bank of Fort SmithFirst National Bank of Fort Smith401 Sw A St, Bentonville, AR 72712A+5.0 ★Texas Ratio: 2.55%, Chambers BankChambers Bank111 W Thompson St, Amity, AR 71921A+5.0 ★Texas Ratio: 1.59%, Equity BankEquity Bank911 W Trimble Ave, Berryville, AR 72616A5.0 ★Texas Ratio: 6.60%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1101 S Walton Blvd Ste 9, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.68%, Generations BankGenerations Bank600 Sw 41 St, Bentonville, AR 72713A5.0 ★Texas Ratio: 10.01%, and Wells Fargo Bank NAWells Fargo Bank NA1301 Arkansas Blvd, Texarkana, AR 71854A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Garfield, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Garfield are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Garfield, Arkansas
Market share is the lender's share of all home loans closed in Garfield, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, HELOC | 19 +10 HELOCs |
15.1% | 95% | $335,000 | View |
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700 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 4 | 3.2% | 80% | $345,000 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +1 HELOCs |
2.4% | 100% | $111,666 | View |
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107 Nw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.48% |
Conventional, Jumbo | 3 | 2.4% | 100% | $431,666 | View |
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401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 1.6% | 100% | $105,000 | View |
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111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 1.6% | 100% | $285,000 | View |
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911 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 6.60% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $395,000 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.8% | 50% | $1,065,000 | View |
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600 Sw 41 St, Bentonville, AR 72713 A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.8% | 100% | $405,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional | 1 | 0.8% | 33.3% | $515,000 | |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.8% | 50% | $395,000 | View |
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3401 Sw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.8% | 100% | $335,000 | View |
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8300 Phoenix Ave, Fort Smith, AR 72903 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
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808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1303 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
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Conventional | 1 | 0.8% | 100% | $575,000 | |
Farm Credit Services of Western Arkansas
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,315,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 12.7% | 72.7% | $201,875 | |
United Federal Credit Union
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Conventional, FHA | 5 | 4% | 71.4% | $243,000 | |
Gershman Investment Corp.
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Conventional | 4 | 3.2% | 66.7% | $540,000 | |
United Wholesale Mortgage
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Conventional | 3 | 2.4% | 100% | $221,666 | |
Pennymac Loan Services LLC
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Conventional | 3 | 2.4% | 100% | $138,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 3 | 2.4% | 100% | $251,666 | |
Newrez LLC
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Conventional, FHA | 2 | 1.6% | 50% | $140,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA, VA | 2 | 1.6% | 100% | $315,000 | View |
Flat Branch Mortgage, Inc.
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Conventional | 2 | 1.6% | 100% | $345,000 | |
Securitynational Mortgage Company
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Conventional | 2 | 1.6% | 100% | $180,000 | |
Mortgage Research Center
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VA | 2 | 1.6% | 50% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.76% |
Conventional | 2 | 1.6% | 100% | $110,000 | View |
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A+5.0 ★Texas Ratio: 1.22% |
Conventional | 2 | 1.6% | 100% | $160,000 | View |
21St Mortgage
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Conventional | 2 | 1.6% | 40% | $270,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.6% | 30% | $160,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $135,000 | View |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $35,000 | View |
Alliant Credit Union
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FHA | 1 | 0.8% | 50% | $305,000 | |
Premier Mortgage Resources, LLC
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USDA | 1 | 0.8% | 100% | $265,000 | |
Primelending
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FHA | 1 | 0.8% | 100% | $355,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 50% | $265,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.8% | 100% | $295,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.8% | 100% | $465,000 | |
Hamilton Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $375,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 50% | $345,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.8% | 60% | $155,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.8% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.8% | 100% | $215,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $395,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.8% | 100% | $345,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
Land Home Financial Services,
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Conventional | 1 | 0.8% | 100% | $75,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.8% | 100% | $785,000 | |
T2 Financial LLC
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FHA | 1 | 0.8% | 100% | $335,000 | |
Community Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.8% | 100% | $165,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.8% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $275,000 | |
The Loan Store, Inc
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VA | 1 | 0.8% | 100% | $415,000 | |
Fairway Independent Mort Corp
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VA, Jumbo | 1 | 0.8% | 100% | $1,145,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 100% | $35,000 | |
My Move Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $535,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Leaderone Financial Corp.
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USDA | 1 | 0.8% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 9.47% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
Navy Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Garfield Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Garfield, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Garfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Garfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Garfield, AR
Use these to narrow the list above. Each category shows how many Garfield, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Garfield, AR
Independent mortgage companies closed 52.4 percent of home loans in Garfield, Arkansas in 2025, banks 41.3 percent and credit unions 6.3 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Signature Bank of Arkansas led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Garfield, AR
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Garfield, Arkansas with 19 loans, about 15.1 percent of the market. The largest lender headquartered in Arkansas was Signature Bank of Arkansas with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Garfield, Arkansas in 2025, led by Rocket Mortgage with 3. 7 lenders closed VA loans, led by Arvest Bank, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 8 credit unions closed home loans in Garfield, Arkansas in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Garfield, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Garfield, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Garfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
