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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Foreman, Arkansas

Foreman, Arkansas mortgage lenders include Horatio State BankHoratio State Bank707 Tracy Lawrence Ave, Foreman, AR 71836A5.0 ★Texas Ratio: 9.65%, 21St Mortgage, SWBC Mortgage Corporation, PHH Mortgage Corporation, Highlands Residential Mortgage, Ltd., Red River Employees Federal Credit Union, Fairway Independent Mort Corp, Freedom Mortgage Corporation, loanDepot.com LLC, and Triad Financial Services, Inc.. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Foreman, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Foreman are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Foreman, Arkansas

Market share is the lender's share of all home loans closed in Foreman, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Foreman
707 Tracy Lawrence Ave, Foreman, AR 71836
A5.0 ★Texas Ratio: 9.65%
Conventional 10 29.4% 76.9% $60,000 View
21St Mortgage
Conventional 4 11.8% 66.7% $120,000
SWBC Mortgage Corporation
Conventional, FHA 3 8.8% 100% $221,666
PHH Mortgage Corporation
Conventional, VA 2 5.9% 100% $205,000
Highlands Residential Mortgage, Ltd.
FHA, USDA 2 5.9% 100% $110,000
Red River Employees Federal Credit Union
Conventional 2 5.9% 100% $55,000
Fairway Independent Mort Corp
Conventional, FHA 2 5.9% 100% $35,000
Freedom Mortgage Corporation
VA 1 2.9% 100% $385,000
loanDepot.com LLC
VA 1 2.9% 100% $165,000
Triad Financial Services, Inc.
Conventional 1 2.9% 50% $65,000
Mortgage Financial Services
FHA 1 2.9% 100% $135,000
A+5.0 ★Texas Ratio: 2.20%
Conventional 1 2.9% 100% $85,000 View
Independent Bank
FHA 1 2.9% 100% $235,000
New American Funding, LLC.
FHA 1 2.9% 100% $115,000
State Bank of De Kalb
Conventional 1 2.9% 100% $35,000
Vanderbilt Mortgage and Finance, Inc
Conventional 1 2.9% 100% $135,000
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Foreman, Arkansas

Looking for mortgage lenders near me or mortgage brokers near me in Foreman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Foreman in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Foreman, AR

Use these to narrow the list above. Each category shows how many Foreman, AR lenders fit and what that kind of lender is usually best for.

Who Lends in Foreman, AR

Independent mortgage companies closed 55.9 percent of home loans in Foreman, Arkansas in 2025, banks 38.2 percent and credit unions 5.9 percent. 21St Mortgage was the largest mortgage company, Horatio State Bank the largest bank and Red River Employees Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Horatio State Bank led with 10 loans.

55.9%
Mortgage companies
38.2%
Banks
5.9%
Credit unions
18%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.

More Arkansas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Foreman, AR

Who is the largest mortgage lender in Foreman, AR?

By home loans closed in 2025, Horatio State Bank was the largest mortgage lender in Foreman, Arkansas with 10 loans, about 29.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Foreman, AR mortgage lenders offer FHA, VA and USDA loans?

6 lenders closed FHA loans in Foreman, Arkansas in 2025, led by SWBC Mortgage Corporation with 1. 3 lenders closed VA loans, led by PHH Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Foreman, AR lender list?

Yes. 4 banks and 1 credit unions closed home loans in Foreman, Arkansas in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Foreman, AR ranked on this page?

Lenders are ranked only by the number of home loans they closed in Foreman, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Foreman, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Foreman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.