Mortgage Lenders and Brokers in Fairfield Bay, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairfield Bay, Arkansas mortgage lenders include Eagle Bank and Trust CompanyEagle Bank and Trust Company370 Dave Creek Pkwy, Fairfield Bay, AR 72088A+5.0 ★Texas Ratio: 1.39%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, Bank of EnglandBank of England2213 North Reynolds Road, Bryant, AR 72022A5.0 ★Texas Ratio: 6.45%, First Horizon BankFirst Horizon Bank706 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 5.76%, First Security BankFirst Security BankDewitt Henry Drive, Beebe, AR 72012A+5.0 ★Texas Ratio: 0.58%, and First Arkansas Bank and TrustFirst Arkansas Bank and Trust1685 E Main St, Austin, AR 72007A5.0 ★Texas Ratio: 12.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairfield Bay, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairfield Bay are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairfield Bay, Arkansas
Market share is the lender's share of all home loans closed in Fairfield Bay, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fairfield Bay 370 Dave Creek Pkwy, Fairfield Bay, AR 72088 A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA, Jumbo | 19 | 14.4% | 95.8% | $251,842 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 8 +1 HELOCs |
6.1% | 100% | $273,750 | |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
3.8% | 83.3% | $223,000 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 3 +4 HELOCs |
2.3% | 100% | $201,666 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +2 HELOCs |
1.5% | 50% | $35,000 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 66.7% | $135,000 | View |
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2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
Conventional | 2 | 1.5% | 100% | $150,000 | View |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 1.5% | 100% | $180,000 | View |
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Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 2 | 1.5% | 66.7% | $205,000 | View |
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1685 E Main St, Austin, AR 72007 A5.0 ★Texas Ratio: 12.49% |
Conventional | 2 | 1.5% | 100% | $360,000 | View |
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401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 1.5% | 100% | $140,000 | View |
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3525 Highway 5 N, Bryant, AR 72019 A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 0.8% | 50% | $35,000 | View |
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3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
VA | 1 | 0.8% | 100% | $125,000 | View |
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808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.8% | 100% | $405,000 | View |
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480 E Main St, Booneville, AR 72927 A+5.0 ★Texas Ratio: 1.65% |
Conventional | 1 | 0.8% | 100% | $405,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional | 1 | 0.8% | 33.3% | $245,000 | View |
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★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
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100 West Carpenter Road, Benton, AR 72015 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 1 | 0.8% | 100% | $785,000 | View |
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★ 1 stars, 1 review 125 W Broadway, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
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3313 E Johnson Ave, Jonesboro, AR 72405 A+5.0 ★Texas Ratio: 5.82% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
AgHeritage Farm Credit Services, FLCA
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Conventional | 2 | 1.5% | 100% | $450,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 9.1% | 57.1% | $178,333 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 6 | 4.5% | 100% | $116,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 3.8% | 100% | $217,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2.3% | 37.5% | $118,333 | |
Mortgage Research Center
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VA | 3 | 2.3% | 60% | $301,666 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.5% | 100% | $180,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.5% | 66.7% | $30,000 | |
Flat Branch Mortgage, Inc.
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Conventional, USDA | 2 | 1.5% | 100% | $120,000 | |
T2 Financial LLC
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Conventional, FHA | 2 | 1.5% | 100% | $335,000 | |
Community Mortgage Corporation
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Conventional, VA | 2 | 1.5% | 100% | $235,000 | |
Mortgage Investors Group
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Conventional, FHA | 2 | 1.5% | 100% | $140,000 | |
Cadence Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $245,000 | |
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B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
Newrez LLC
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Conventional | 1 | 0.8% | 33.3% | $55,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.8% | 100% | $575,000 | |
Resicentral LLC
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Conventional | 1 | 0.8% | 100% | $135,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.8% | 100% | $135,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.8% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
Associated Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $155,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.8% | 100% | $245,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.8% | 100% | $85,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.8% | 100% | $445,000 | |
Eastman Credit Union
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.8% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 100% | $125,000 | |
Cis Financial Services, Inc.
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Conventional | 1 | 0.8% | 100% | $95,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Nationstar Mortgage
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FHA | 1 | 0.8% | 50% | $465,000 | |
Sente Mortgage, Inc.
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VA | 1 | 0.8% | 100% | $515,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.8% | 100% | $165,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $105,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.8% | 100% | $195,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Navy Federal Credit Union
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VA | 1 | 0.8% | 100% | $305,000 | |
21St Mortgage
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $75,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fairfield Bay Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairfield Bay, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Fairfield Bay? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairfield Bay in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairfield Bay, AR
Use these to narrow the list above. Each category shows how many Fairfield Bay, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Fairfield Bay, AR
Independent mortgage companies closed 49.2 percent of home loans in Fairfield Bay, Arkansas in 2025, banks 43.2 percent and credit unions 7.6 percent. AgHeritage Farm Credit Services, FLCA was the largest mortgage company, Eagle Bank and Trust Company the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Eagle Bank and Trust Company led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairfield Bay, AR
By home loans closed in 2025, Eagle Bank and Trust Company was the largest mortgage lender in Fairfield Bay, Arkansas with 19 loans, about 14.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Fairfield Bay, Arkansas in 2025, led by Cmg Mortgage Inc with 3. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 3 credit unions closed home loans in Fairfield Bay, Arkansas in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairfield Bay, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairfield Bay, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairfield Bay. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
