Chidester, Arkansas mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1301 Arkansas Blvd, Texarkana, AR 71854A+5.0 ★Texas Ratio: 5.36%, Farmers Bank & TrustFarmers Bank & Trust960 S Constitution Ave, Ashdown, AR 71822A5.0 ★Texas Ratio: 11.09%, FirstTrust Home LoansFirstTrust Home LoansSheridan, AR, Farm Credit Services of Western ArkansasFarm Credit Services of Western ArkansasRussellville, AR, Rocket Mortgage, Fairway Independent Mort Corp, United Wholesale Mortgage, Discover Bank, Mutual of Omaha Mortgage, and Cadence Bank. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chidester, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chidester are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Chidester, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.9% | 100% | $545,000 | View |
|
960 S Constitution Ave, Ashdown, AR 71822 A5.0 ★Texas Ratio: 11.09% |
Conventional | 1 | 2.9% | 100% | $205,000 | View |
FirstTrust Home Loans
|
Conventional, FHA, USDA | 4 | 11.8% | 100% | $135,000 | |
Farm Credit Services of Western Arkansas
|
Conventional | 2 | 5.9% | 66.7% | $150,000 | |
Rocket Mortgage
|
Conventional | 4 | 11.8% | 80% | $175,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 11.8% | 80% | $60,000 | |
United Wholesale Mortgage
|
FHA, VA | 2 | 5.9% | 100% | $355,000 | |
Discover Bank
|
Conventional | 2 | 5.9% | 100% | $85,000 | |
Mutual of Omaha Mortgage
|
FHA, VA | 2 | 5.9% | 100% | $165,000 | |
Cadence Bank
|
Conventional, HELOC | 1 +3 HELOCs |
2.9% | 100% | $175,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 2.9% | 100% | $105,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 2.9% | 100% | $145,000 | |
Newrez LLC
|
VA | 1 | 2.9% | 100% | $715,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 2.9% | 100% | $275,000 | |
loanDepot.com LLC
|
FHA | 1 | 2.9% | 100% | $315,000 | |
Land Home Financial Services,
|
Conventional | 1 | 2.9% | 100% | $75,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 2.9% | 100% | $155,000 | |
Mortgage Research Center
|
VA | 1 | 2.9% | 50% | $65,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 2.9% | 100% | $345,000 | View |
21St Mortgage
|
Conventional | 1 | 2.9% | 100% | $55,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 2.9% | 100% | $115,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Chidester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chidester in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Chidester, AR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 82.4 percent of home loans in Chidester, Arkansas in 2025, banks 17.6 percent and credit unions 0 percent. FirstTrust Home Loans was the largest mortgage company, Wells Fargo Bank NA the largest bank. Among lenders headquartered in Arkansas, Farmers Bank & Trust led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Chidester, Arkansas with 1 loans, about 2.9 percent of the market. The largest lender headquartered in Arkansas was Farmers Bank & Trust with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Chidester, Arkansas in 2025, led by FirstTrust Home Loans with 2. 6 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 0 credit unions closed home loans in Chidester, Arkansas in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chidester, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chidester, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chidester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.