Mortgage Lenders and Brokers in Alma, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Alma, Arkansas mortgage lenders include Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Citizens Bank & Trust CompanyCitizens Bank & Trust Company200 Highway 71 N, Alma, AR 72921A+5.0 ★Texas Ratio: 1.02%, Firstar BankFirstar Bank262 West Van Asche Loop Suite 20, Fayetteville, AR 72703A+5.0 ★Texas Ratio: 5.68%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, First National Bank of Fort SmithFirst National Bank of Fort Smith401 Sw A St, Bentonville, AR 72712A+5.0 ★Texas Ratio: 2.55%, Bank OzkBank Ozk611 Highway 71 N, Alma, AR 72921A5.0 ★Texas Ratio: 9.32%, Bank of EnglandBank of England2213 North Reynolds Road, Bryant, AR 72022A5.0 ★Texas Ratio: 6.45%, Generations BankGenerations Bank600 Sw 41 St, Bentonville, AR 72713A5.0 ★Texas Ratio: 10.01%, First Service BankFirst Service Bank3525 Highway 5 N, Bryant, AR 72019A5.0 ★Texas Ratio: 6.06%, and First Financial BankFirst Financial Bank3251 Highway 42, Cherry Valley, AR 72324A5.0 ★Texas Ratio: 10.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Alma, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alma are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Alma, Arkansas
Market share is the lender's share of all home loans closed in Alma, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Alma 408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, USDA, HELOC | 12 +5 HELOCs |
9.4% | 100% | $194,166 | View |
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200 Highway 71 N, Alma, AR 72921 A+5.0 ★Texas Ratio: 1.02% |
Conventional, VA, USDA | 9 | 7.1% | 90% | $158,333 | View |
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262 West Van Asche Loop Suite 20, Fayetteville, AR 72703 A+5.0 ★Texas Ratio: 5.68% |
Conventional, FHA, USDA | 6 | 4.7% | 75% | $213,333 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 2 +2 HELOCs |
1.6% | 100% | $100,000 | |
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401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 2 | 1.6% | 100% | $270,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional, HELOC | 1 +4 HELOCs |
0.8% | 100% | $165,000 | View |
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2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
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600 Sw 41 St, Bentonville, AR 72713 A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
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3525 Highway 5 N, Bryant, AR 72019 A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
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3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
USDA | 1 | 0.8% | 100% | $135,000 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
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112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.8% | 100% | $295,000 | View |
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8300 Phoenix Ave, Fort Smith, AR 72903 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
FirstTrust Home Loans
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Conventional, FHA, USDA | 9 | 7.1% | 100% | $230,555 | |
Farm Credit Services of Western Arkansas
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Conventional | 3 | 2.4% | 100% | $318,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA, USDA | 17 | 13.4% | 100% | $155,588 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 7.9% | 83.3% | $211,000 | |
United Federal Credit Union
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Conventional, VA, HELOC | 7 +1 HELOCs |
5.5% | 100% | $172,142 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 7 | 5.5% | 100% | $272,142 | |
Mortgage Research Center
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VA | 4 | 3.1% | 50% | $260,000 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 2.4% | 100% | $271,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 2.4% | 100% | $108,333 | |
SWBC Mortgage Corporation
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FHA, USDA | 2 | 1.6% | 100% | $200,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 1.6% | 100% | $285,000 | |
Guild Mortgage Company
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Conventional, USDA | 2 | 1.6% | 100% | $210,000 | |
Discover Bank
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Conventional | 2 | 1.6% | 66.7% | $50,000 | |
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B+4.8 ★Texas Ratio: 17.04% |
VA | 1 | 0.8% | 100% | $645,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $85,000 | |
Primary Residential Mortgage, INC.
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USDA | 1 | 0.8% | 100% | $75,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.8% | 33.3% | $195,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 50% | $95,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.8% | 100% | $425,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $145,000 | |
SIRVA Mortgage, Inc.
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VA | 1 | 0.8% | 100% | $225,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 33.3% | $345,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.8% | 100% | $245,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 50% | $325,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $415,000 | |
New American Funding, LLC.
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FHA | 1 | 0.8% | 50% | $215,000 | |
Navy Federal Credit Union
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VA | 1 | 0.8% | 50% | $515,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.8% | 50% | $155,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.8% | 100% | $365,000 | |
Cadence Bank
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Alma Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Alma, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Alma? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alma in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Alma, AR
Use these to narrow the list above. Each category shows how many Alma, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Alma, AR
Independent mortgage companies closed 58.3 percent of home loans in Alma, Arkansas in 2025, banks 33.9 percent and credit unions 7.9 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Citizens Bank & Trust Company led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Alma, AR
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Alma, Arkansas with 12 loans, about 9.4 percent of the market. The largest lender headquartered in Arkansas was Citizens Bank & Trust Company with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Alma, Arkansas in 2025, led by Arvest Bank with 6. 13 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 3 credit unions closed home loans in Alma, Arkansas in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Alma, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alma, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alma. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
