Best Money Market Rates in Wichita Falls, Texas - May 2026
Content reviewed by
Brian McKay
i
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Wichita Falls, Texas and the surrounding area money market deposit account rates include Texoma Community Credit UnionTexoma Community Credit Union3800 Sheppard Access Rd, Wichita Falls, TX 76306A+5.0 ★Texas Ratio: 3.51% MMA Platinum at 3.04% APY, Union Square Credit UnionUnion Square Credit Union1401 Holliday St, Wichita Falls, TX 76301 7108A5.0 ★Texas Ratio: 9.04% Money Market at 1.76% APY, First United Bank Dimmitt, TXFirst United Bank Dimmitt, TX2904 Garnett Ave, Wichita Falls, TX 76308A+5.0 ★Texas Ratio: 0.44% Performance Money Market at 1.70% APY, Fannin BankFannin BankA+5.0 ★Texas Ratio: 5.49% Money Market at 3.82% APY, and Mobility Credit UnionMobility Credit UnionA5.0 ★Texas Ratio: 11.85% Money Market at 3.82% APY. Money market rates as of May 30, 2026 according to verified data from MonitorBankRates.
Wichita Falls has 3 local institutions in our database, with money market rates as high as 3.04% APY from Texoma Community Credit Union at 3800 Sheppard Access Rd, Wichita Falls, TX 76306. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Wichita Falls, Texas and surrounding area. Last Updated and Verified: May 30, 2026
Compare the Best Money Market Rates Today in Wichita Falls, Texas & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Texoma Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
3800 Sheppard Access Rd, Wichita Falls, TX 76306
MMA Platinum
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
($100,000 and up)
Texoma Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
3800 Sheppard Access Rd, Wichita Falls, TX 76306
MMA Platinum
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
($50,000 - $99,999)
Union Square Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
1401 Holliday St, Wichita Falls, TX 76301 7108
Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First United Bank Dimmitt, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
2904 Garnett Ave, Wichita Falls, TX 76308
Performance Money Market
1.70%
$50,000
▼
Rate1.69%
Min Deposit$50,000
Min Balance—
UpdatedMay 28, 2026
Details
Union Square Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
1401 Holliday St, Wichita Falls, TX 76301 7108
Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First United Bank Dimmitt, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
2904 Garnett Ave, Wichita Falls, TX 76308
Performance Money Market
1.50%
$50,000
▼
Rate1.49%
Min Deposit$50,000
Min Balance—
UpdatedMay 28, 2026
Details
First United Bank Dimmitt, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
2904 Garnett Ave, Wichita Falls, TX 76308
Performance Money Market
1.30%
$50,000
▼
Rate1.29%
Min Deposit$50,000
Min Balance—
UpdatedMay 28, 2026
Details
Union Square Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
1401 Holliday St, Wichita Falls, TX 76301 7108
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First United Bank Dimmitt, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
2904 Garnett Ave, Wichita Falls, TX 76308
Performance Money Market
1.15%
$50,000
▼
Rate1.14%
Min Deposit$50,000
Min Balance—
UpdatedMay 28, 2026
Details
First United Bank Dimmitt, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
2904 Garnett Ave, Wichita Falls, TX 76308
Prosper Money Market
1.05%
$5,000
▼
Rate1.04%
Min Deposit$5,000
Min Balance—
UpdatedMay 28, 2026
Details
Union Square Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
1401 Holliday St, Wichita Falls, TX 76301 7108
Money Market
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First United Bank Dimmitt, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
2904 Garnett Ave, Wichita Falls, TX 76308
Prosper Money Market
0.90%
$5,000
▼
Rate0.90%
Min Deposit$5,000
Min Balance—
UpdatedMay 28, 2026
Details
First United Bank Dimmitt, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
2904 Garnett Ave, Wichita Falls, TX 76308
Prime Money Market
0.70%
$1,500
▼
Rate0.70%
Min Deposit$1,500
Min Balance—
UpdatedMay 28, 2026
Details
Texoma Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
3800 Sheppard Access Rd, Wichita Falls, TX 76306
Money Market Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Texoma Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
3800 Sheppard Access Rd, Wichita Falls, TX 76306
MMA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
State Bank of Texas
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
High-Rate Jumbo Money Market
3.76%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account. **$100,000.00 minimum balance required to earn stated rate.
OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Rocket 88 Money Market Accounts (Personal & Business)
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Account
3.61%
$0
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.15%
Money Market Accounts
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
On balance above $350,000
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
High Yield Savings (Money Market)
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market
3.56%
$250
▼
Rate3.50%
Min Deposit$250
Min Balance—
UpdatedMay 29, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Sun Fund Money Market
3.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Money Market Max
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Las Colinas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Money Market Account
3.50%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Variable rate account
Texans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Account
3.50%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Qualifying balance up to $1,000,000.00
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
New money only
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
High Yield Savings (Money Market)
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$15,000+
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
$24,999.01 & Above
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
High Yield Savings (Money Market)
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Money Market Max
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Commercial Money Market
3.35%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
($2,500 Opening Balance)
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Money Market Max
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.25%
$2,500
▼
Rate3.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 29, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
High Yield Savings (Money Market)
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$1,000,000-Above
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account Tier 4
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account Tier 3
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Small Business Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
High-Yield Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Money Market Savings
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
On balances of $25,000+
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Money Market Max
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
High Yield Savings (Money Market)
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$750,000.00-$999,999.99
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Advantage Money Market
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Advantage IRA Money Market
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Business Advantage Money Market Account
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Commercial Money Market
3.15%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
($2,500 Opening Balance)
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market†6 Months
3.14%
$1,000
▼
Rate3.09%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
ManageMINT Emerald MMA
3.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Money Market Max
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Money Market
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
MonuMINT Emerald MMA
3.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
High Yield Savings (Money Market)
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$500,000.00-$749,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
$24,999.00 & Below
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market 6 months
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
BP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
Money Market
3.04%
$2,500
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 30, 2026
Details
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Commercial Money Market Account
3.04%
$500
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Personal Money Market Account
3.04%
$500
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Money Market Max
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Commercial Money Market
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
($2,500 Opening Balance)
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Money Market Checking Tiers
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 30, 2026
Details
Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
High Yield Money Market
2.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
2.94%
$2,500
▼
Rate2.90%
Min Deposit$2,500
Min Balance—
UpdatedMay 29, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Commercial Money Market
2.85%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
($2,500 Opening Balance)
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Personal Money Market Account
2.84%
$500
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Commercial Money Market Account
2.84%
$500
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market†13 Months
2.83%
$1,000
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market†12 Months
2.83%
$1,000
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market†11 Months
2.83%
$1,000
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market†9 Months
2.59%
$1,000
▼
Rate2.56%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market†90-179 Days
2.59%
$1,000
▼
Rate2.56%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
As Low As
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
$25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
No Minimum Initial Deposit
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Qualifying balance up to $49,999.99
NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
High-Yield Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
ManageMINT MMA
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
(formerly ManageMINT Savings)
The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
ManageMINT Emerald MMA Balances less than
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
$500,000; (Money Market)
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Wichita Falls, Texas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Wichita Falls, TX Money Market Rate Trends
Compare local Wichita Falls, TX money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — TX Avg
3.170%
▼ 0.006 vs 7 days ago
Texas high-yield MMA rates fell 0.006 points over the past 7 days to 3.170% APY.
Standard MMA — TX Avg
0.768%
▲ 0.001 vs 7 days ago
Texas standard MMA rates rose 0.001 points over the past 7 days to 0.768% APY.
As of May 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Wichita Falls, Texas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Wichita Falls, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wichita Falls, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Wichita Falls, Texas
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.
Are Money Market accounts in Wichita Falls, Texas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.
How often do MMA rates change in Wichita Falls, Texas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Wichita Falls, Texas?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Wichita Falls, Texas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Wichita Falls, Texas
Here are some of the highest money market account APYs currently available in Wichita Falls, Texas and the surrounding area:
- Texoma Community Credit Union
MMA Platinum — 3.04% APY - Union Square Credit Union
Money Market — 1.76% APY - First United Bank Dimmitt, TX
Performance Money Market — 1.70% APY - Fannin Bank
Money Market — 3.82% APY - Mobility Credit Union
Money Market — 3.82% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Wichita Falls, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 30, 2026
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