Wichita Falls, Texas (TX) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Wichita Falls, Texas and the surrounding area include FsnbFsnb3512 Kemp Blvd, Wichita Falls, TX 76308A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Texoma Community Credit UnionTexoma Community Credit Union3800 Sheppard Access Rd, Wichita Falls, TX 76306A+5.0 ★Texas Ratio: 3.67% MMA Platinum and up) at 3.04% APY, First United Bank Dimmitt, TXFirst United Bank Dimmitt, TX2904 Garnett Ave, Wichita Falls, TX 76308A+5.0 ★Texas Ratio: 0.44% Foundation Savings at 0.65% APY, Wichita Falls Federal Credit UnionWichita Falls Federal Credit Union2100 Seymour Hwy, Wichita Falls, TX 76301A+5.0 ★Texas Ratio: 0.63% Share Savings at 0.20% APY, and Union Square Credit UnionUnion Square Credit Union1401 Holliday St, Wichita Falls, TX 76301 7108A5.0 ★Texas Ratio: 9.88% Shares at 0.10% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Wichita Falls, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Wichita Falls, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Wichita Falls, Texas and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Wichita Falls, Texas & Surrounding Communities
$100,000
Over $50,000
$50,000 - $99,999
up to $50,000
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
Quarterly
Quarterly
Monthly
Monthly
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $499.99
Qualifying balance up to $500.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $500.00
Qualifying balance up to $100,000.00
Only available in Texas
Only available in Texas
Minimum of $5,000 not currently deposited at Huntington.
Daily compounding interest. Fees could reduce earnings on the account. Additional terms and conditions may apply, contact bank for details.
Online Only
Balances $250,000 and above
Balances $500,000 and above
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Wichita Falls, TX Savings Rate Trends
Compare local Wichita Falls, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.174 points this week to 0.805% APY, down from 2.980% last week.
Texas standard savings rates fell 0.266 points this week to 0.541% APY, down from 0.807% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Wichita Falls, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wichita Falls, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Wichita Falls, Texas
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Wichita Falls, Texas safe?
How often do savings rates change in Wichita Falls, Texas?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Wichita Falls, Texas?
How do I open a savings account in Wichita Falls, Texas?
Best Savings Rates in Wichita Falls, Texas
- Fsnb
Cents-able Savings — 7.00% APY - Texoma Community Credit Union
MMA Platinum and up) — 3.04% APY - First United Bank Dimmitt, TX
Foundation Savings — 0.65% APY - Wichita Falls Federal Credit Union
Share Savings — 0.20% APY - Union Square Credit Union
Shares — 0.10% APY
