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Texas Money Market Rate Trends

Dripping Springs, Texas Money Market Rates - October 2026

Dripping Springs, Texas money market account rates range from 0.02% to 4.00% APY, verified by MonitorBankRates as of October 14, 2026. Current Dripping Springs, Texas and the surrounding area money market deposit account rates include Sunflower BankSunflower Bank100 Creek Rd, Dripping Springs, TX 78620A5.0 ★Texas Ratio: 10.77%Real return: +1.05%APY minus 2.8% CPI (February 2026) Velocity Money Market at 3.85% APY, Avana BankAvana Bank105 S Canyonwood Dr Ste D1, Dripping Springs, TX 78620A+5.0 ★Texas Ratio: 0.00%Real return: +0.09%APY minus 2.8% CPI (February 2026) Money Market at 2.89% APY, Randolph Brooks FCURandolph Brooks FCU1040 Rob Shelton Blvd, Dripping Springs, TX 78620 5459A+5.0 ★Texas Ratio: 5.89%Real return: -0.37%APY minus 2.8% CPI (February 2026) Classic Money Market at 2.43% APY, Frost BankFrost BankA+5.0 ★Texas Ratio: 2.51%Real return: +1.20%APY minus 2.8% CPI (February 2026) Personal Money Market Account at 4.00% APY, and Chartway Credit UnionChartway Credit UnionA5.0 ★Texas Ratio: 10.30%Real return: +1.20%APY minus 2.8% CPI (February 2026) Money Market Plus at 4.00% APY. Money market rates as of October 14, 2026 according to verified data from MonitorBankRates.

Dripping Springs has 3 local institutions in our database, with money market rates as high as 3.85% APY from Sunflower Bank at 100 Creek Rd, Dripping Springs, TX 78620. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated, so we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Dripping Springs, Texas and surrounding area. Last Updated and Verified: October 14, 2026

Compare the Best Money Market Rates Today in Dripping Springs, Texas & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sunflower Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.77%
100 Creek Rd, Dripping Springs, TX 78620
Velocity Money Market
3.85%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $24,999.01 & Above

Rate History
No change since Oct 14, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 14, 2026: 3.85% APYOct 14, 2026Oct 14, 2026
Sunflower Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.77%
100 Creek Rd, Dripping Springs, TX 78620
Velocity Money Market
3.02%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $24,999.00 & Below

Rate History
No change since Oct 14, 2026 · 3.02% APY
2.52%3.02%3.52%Oct 14, 2026: 3.02% APYOct 14, 2026Oct 14, 2026
Avana Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
105 S Canyonwood Dr Ste D1, Dripping Springs, TX 78620
Money Market
2.89%
$2,500
▼
Rate2.85%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $250,000.00 and above. Your interest rate and annual percentage yield* may change after the account is opened. Fees could reduce the earnings on the account. Jumbo C.D.'s require at least $100,000. Minimum opening balance for Certificates of Deposits is $500.00. A Penalty may be imposed for withdrawals before maturity. Rates subject to change without notice.

Rate History
No change since Sep 27, 2026 · 2.89% APY · checked 4 times
2.39%2.89%3.39%Sep 27, 2026: 2.89% APYSep 27, 2026Oct 14, 2026
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
1040 Rob Shelton Blvd, Dripping Springs, TX 78620 5459
Classic Money Market
2.43%
$2,500
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $150,000.00 and over; Tier 4 of Classic Money Market; Paid monthly; No monthly service fees

Rate History
No change since Sep 14, 2026 · 2.43% APY · checked 6 times
1.93%2.43%2.93%Sep 14, 2026: 2.43% APYSep 14, 2026Oct 14, 2026
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
1040 Rob Shelton Blvd, Dripping Springs, TX 78620 5459
RBFCU Classic Money Market
2.43%
N/A
▼
Rate2.40%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $150,000+; Minimum balance of $2,500 required

Rate History
1 change since Sep 14, 2026 · 1.76% → 2.43% ▲ 0.67 pts · high 2.43% / low 1.76%
1.09%2.10%3.10%Sep 14, 2026: 1.76% APYOct 12, 2026: 2.43% APYSep 14, 2026Oct 14, 2026
  • Oct 12, 20262.43%▲ from 1.76%
  • Sep 14, 20261.76%first recorded
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
1040 Rob Shelton Blvd, Dripping Springs, TX 78620 5459
Choice Money Market
2.22%
$2,500
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $2,500.00 - $10,000.00; Blended tier rate; Personal only (one per tax-reported owner); Paid monthly; No monthly service fees

Rate History
No change since Sep 14, 2026 · 2.22% APY · checked 6 times
1.72%2.22%2.72%Sep 14, 2026: 2.22% APYSep 14, 2026Oct 14, 2026
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
1040 Rob Shelton Blvd, Dripping Springs, TX 78620 5459
Classic Money Market
2.22%
$2,500
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $75,000.00 - $149,999.99; Tier 3 of Classic Money Market; Paid monthly; No monthly service fees

Rate History
No change since Sep 14, 2026 · 2.22% APY · checked 6 times
1.72%2.22%2.72%Sep 14, 2026: 2.22% APYSep 14, 2026Oct 14, 2026
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
1040 Rob Shelton Blvd, Dripping Springs, TX 78620 5459
RBFCU Choice Money Market
2.22%
N/A
▼
Rate2.20%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $2,500 - $10,000

Rate History
No change since Sep 14, 2026 · 2.22% APY · checked 6 times
1.72%2.22%2.72%Sep 14, 2026: 2.22% APYSep 14, 2026Oct 14, 2026
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
1040 Rob Shelton Blvd, Dripping Springs, TX 78620 5459
RBFCU Classic Money Market
2.22%
N/A
▼
Rate2.20%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $75,000 - $149,999.99; Minimum balance of $2,500 required

Rate History
1 change since Sep 14, 2026 · 1.76% → 2.22% ▲ 0.46 pts · high 2.22% / low 1.76%
1.26%1.99%2.72%Sep 14, 2026: 1.76% APYOct 12, 2026: 2.22% APYSep 14, 2026Oct 14, 2026
  • Oct 12, 20262.22%▲ from 1.76%
  • Sep 14, 20261.76%first recorded
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
1040 Rob Shelton Blvd, Dripping Springs, TX 78620 5459
Choice Money Market
2.04%
$2,500
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $25,000.01 and over; Blended tier rate; Personal only (one per tax-reported owner); Paid monthly; No monthly service fees

Rate History
No change since Oct 12, 2026 · 2.04% APY
1.54%2.04%2.54%Oct 12, 2026: 2.04% APYOct 12, 2026Oct 14, 2026
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
1040 Rob Shelton Blvd, Dripping Springs, TX 78620 5459
RBFCU Choice Money Market
2.04%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Published APY range: 2.04% - 1.76%. Balance: $25,000.01 and over

Rate History
1 change since Sep 14, 2026 · 2.22% → 2.04% ▼ 0.18 pts · high 2.22% / low 2.04%
1.54%2.13%2.72%Sep 14, 2026: 2.22% APYOct 12, 2026: 2.04% APYSep 14, 2026Oct 14, 2026
  • Oct 12, 20262.04%▼ from 2.22%
  • Sep 14, 20262.22%first recorded
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
1040 Rob Shelton Blvd, Dripping Springs, TX 78620 5459
Classic Money Market
1.76%
$2,500
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $2,500.00 - $24,999.99; Tier 1 of Classic Money Market; Paid monthly; No monthly service fees

Rate History
No change since Sep 14, 2026 · 1.76% APY · checked 6 times
1.26%1.76%2.26%Sep 14, 2026: 1.76% APYSep 14, 2026Oct 14, 2026
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
1040 Rob Shelton Blvd, Dripping Springs, TX 78620 5459
RBFCU Classic Money Market
1.76%
N/A
▼
Rate1.75%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $2,500 - $24,999.99; Minimum balance of $2,500 required

Rate History
No change since Sep 14, 2026 · 1.76% APY · checked 6 times
1.26%1.76%2.26%Sep 14, 2026: 1.76% APYSep 14, 2026Oct 14, 2026
Avana Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
105 S Canyonwood Dr Ste D1, Dripping Springs, TX 78620
Money Market
0.10%
$2,500
▼
Rate0.10%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $100,000.00 - $249,999.99. Your interest rate and annual percentage yield* may change after the account is opened. Fees could reduce the earnings on the account. Jumbo C.D.'s require at least $100,000. Minimum opening balance for Certificates of Deposits is $500.00. A Penalty may be imposed for withdrawals before maturity. Rates subject to change without notice.

Rate History
No change since Sep 27, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 27, 2026: 0.10% APYSep 27, 2026Oct 14, 2026
Avana Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
105 S Canyonwood Dr Ste D1, Dripping Springs, TX 78620
Money Market
0.08%
$2,500
▼
Rate0.08%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $25,000.00 - $99,999.99. Your interest rate and annual percentage yield* may change after the account is opened. Fees could reduce the earnings on the account. Jumbo C.D.'s require at least $100,000. Minimum opening balance for Certificates of Deposits is $500.00. A Penalty may be imposed for withdrawals before maturity. Rates subject to change without notice.

Rate History
1 change since Sep 27, 2026 · 0.10% → 0.08% ▼ 0.02 pts · high 0.10% / low 0.08%
0.00%0.30%0.60%Sep 27, 2026: 0.10% APYOct 7, 2026: 0.08% APYSep 27, 2026Oct 14, 2026
  • Oct 7, 20260.08%▼ from 0.10%
  • Sep 27, 20260.10%first recorded
Avana Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
105 S Canyonwood Dr Ste D1, Dripping Springs, TX 78620
Money Market
0.05%
$2,500
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $0.01 - $2,499.99. This is an interest-bearing checking account with check writing privileges. Interest is compounded and credited monthly based on the following tiers: $2,500.00 - $24,999.99, $25,000.00 - $99,999.99, $100,000.00 - $249,999.99, $250,000.00 and above. No monthly service charge when the daily balance is above $1,500.00. If the daily balance falls below $1,500.00, a service fee of $15.00 will be imposed.

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 14, 2026
Avana Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
105 S Canyonwood Dr Ste D1, Dripping Springs, TX 78620
Money Market
0.03%
$2,500
▼
Rate0.02%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $2,500.00 - $24,999.99. This is an interest-bearing checking account with check writing privileges. Interest is compounded and credited monthly based on the following tiers: $0.01 - $2,499.99, $25,000.00 - $99,999.99, $100,000.00 - $249,999.99, $250,000.00 and above. No monthly service charge when the daily balance is above $1,500.00. If the daily balance falls below $1,500.00, a service fee of $15.00 will be imposed.

Rate History
No change since Oct 7, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 7, 2026: 0.03% APYOct 7, 2026Oct 14, 2026
Avana Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
105 S Canyonwood Dr Ste D1, Dripping Springs, TX 78620
Money Market
0.02%
$2,500
▼
Rate0.02%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $0.01 - $2,499.99. Your interest rate and annual percentage yield* may change after the account is opened. Fees could reduce the earnings on the account. Jumbo C.D.'s require at least $100,000. Minimum opening balance for Certificates of Deposits is $500.00. A Penalty may be imposed for withdrawals before maturity. Rates subject to change without notice.

Rate History
No change since Oct 7, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 7, 2026: 0.02% APYOct 7, 2026Oct 14, 2026
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Personal Money Market Account
4.00%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $500,000.00 and over; $500,000+

Rate History
1 change since Sep 24, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
3.30%3.90%4.50%Sep 24, 2026: 3.80% APYOct 14, 2026: 4.00% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20264.00%▲ from 3.80%
  • Sep 24, 20263.80%first recorded
Chartway Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
Money Market Plus
4.00%
N/A
▼
Rate3.93%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000,000 and over; Includes 0.25% APY Relationship Bonus (requires personal or business checking and $10,000 ADB in Money Market Plus)

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
American Bank, N.A. Dallas, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
Premier Money Market Account Promo
3.80%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Promo

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 14, 2026
State Bank of Texas
Institution Rating:
A5.0 ★ Texas Ratio: 12.15%
High-Rate Jumbo Money Market
3.76%
$100,000
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Annual Percentage Yield accurate as of posting date (12-29-25) and applies to new money deposits only; $100,000.00 minimum balance required to earn stated rate; monthly service charge of $20 if average daily balance below $25,000; fees and/or withdrawals could reduce earnings

Rate History
No change since Sep 18, 2026 · 3.76% APY · checked 6 times
3.26%3.76%4.26%Sep 18, 2026: 3.76% APYSep 18, 2026Oct 14, 2026
OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Rocket 88 Money Market Accounts
3.75%
N/A
▼
Rate3.69%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $100,000 and up

Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 8, 2026: 3.75% APYOct 8, 2026Oct 14, 2026
Southwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Business PremiumPlus Money Market
3.75%
$100,000
▼
Rate3.68%
Min Deposit$100,000
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $3,000,000.00 and above

Rate History
1 change since Sep 14, 2026 · 2.90% → 3.75% ▲ 0.85 pts · high 3.75% / low 2.90%
2.05%3.32%4.60%Sep 14, 2026: 2.90% APYOct 12, 2026: 3.75% APYSep 14, 2026Oct 14, 2026
  • Oct 12, 20263.75%▲ from 2.90%
  • Sep 14, 20262.90%first recorded
Southwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Personal PremiumPlus Money Market
3.75%
$100,000
▼
Rate3.68%
Min Deposit$100,000
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $3,000,000.00 and above

Rate History
1 change since Sep 14, 2026 · 3.90% → 3.75% ▼ 0.15 pts · high 3.90% / low 3.75%
3.25%3.83%4.40%Sep 14, 2026: 3.90% APYOct 12, 2026: 3.75% APYSep 14, 2026Oct 14, 2026
  • Oct 12, 20263.75%▼ from 3.90%
  • Sep 14, 20263.90%first recorded
Chartway Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
Money Market Plus
3.75%
N/A
▼
Rate3.69%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $500,000 - $999,999; Includes 0.25% APY Relationship Bonus (requires personal or business checking and $10,000 ADB in Money Market Plus)

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 14, 2026
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
Select Money Market
3.75%
$100,000
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000 & above; New money only; Minimum opening new money deposit is $100,000

Rate History
1 change since Oct 5, 2026 · 1.51% → 3.75% ▲ 2.24 pts · high 3.75% / low 1.51%
0.00%3.00%5.99%Oct 5, 2026: 1.51% APYOct 9, 2026: 3.75% APYOct 5, 2026Oct 14, 2026
  • Oct 9, 20263.75%▲ from 1.51%
  • Oct 5, 20261.51%first recorded
First Mid Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Jumbo Money Market
3.70%
$50,000
▼
Rate3.64%
Min Deposit$50,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $250,000 or more; Rate: Federal Funds Effective Rate minus 0.25%; Rates current as of 09/22/26

Rate History
1 change since Sep 14, 2026 · 3.44% → 3.70% ▲ 0.26 pts · high 3.70% / low 3.44%
2.94%3.57%4.20%Sep 14, 2026: 3.44% APYSep 24, 2026: 3.70% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20263.70%▲ from 3.44%
  • Sep 14, 20263.44%first recorded
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Personal Money Market Account
3.65%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 24, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 24, 2026: 3.50% APYOct 14, 2026: 3.65% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20263.65%▲ from 3.50%
  • Sep 24, 20263.50%first recorded
Bank of the Orient
Institution Rating:
A-5.0 ★ Texas Ratio: 15.57%
Money Market Promotion
3.65%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

New money only; $50,000 minimum balance; Contact nearest branch for more details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 8 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 14, 2026
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
Money Market Account
3.61%
N/A
▼
Rate3.55%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $13,000,000.01 - & Over

Rate History
4 changes since Sep 14, 2026 · 3.61% → 3.61% ▲ 0.00 pts · high 3.61% / low 3.61%
3.11%3.61%4.11%Sep 14, 2026: 3.61% APYSep 18, 2026: 3.61% APYSep 21, 2026: 3.61% APYSep 25, 2026: 3.61% APYSep 29, 2026: 3.61% APYSep 14, 2026Oct 14, 2026
  • Sep 29, 20263.61%▲ from 3.61%
  • Sep 25, 20263.61%▼ from 3.61%
  • Sep 21, 20263.61%▼ from 3.61%
  • Sep 18, 20263.61%▼ from 3.61%
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Personal Money Market Account
3.60%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 24, 2026 · 3.50% → 3.60% ▲ 0.10 pts · high 3.60% / low 3.50%
3.00%3.55%4.10%Sep 24, 2026: 3.50% APYOct 14, 2026: 3.60% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20263.60%▲ from 3.50%
  • Sep 24, 20263.50%first recorded
SouthStar Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
TEXAS SIZE MONEY MARKET
3.60%
N/A
▼
Rate3.54%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: Minimum $5,000,000.00

Rate History
2 changes since Sep 14, 2026 · 3.60% → 3.60% ▼ 0.00 pts · high 3.60% / low 3.40%
2.90%3.50%4.10%Sep 14, 2026: 3.60% APYSep 27, 2026: 3.40% APYOct 3, 2026: 3.60% APYSep 14, 2026Oct 14, 2026
  • Oct 3, 20263.60%▲ from 3.40%
  • Sep 27, 20263.40%▼ from 3.60%
  • Sep 14, 20263.60%first recorded
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts
3.60%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: above $350,000

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 5 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 14, 2026
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Personal Money Market
3.56%
$250
▼
Rate3.50%
Min Deposit$250
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $250,000-$499,999

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 7 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Oct 14, 2026
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
Money Market Account
3.56%
N/A
▼
Rate3.50%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $4,500,000.01 - & 13,000,000.00

Rate History
4 changes since Sep 14, 2026 · 3.56% → 3.56% ▲ 0.00 pts · high 3.56% / low 3.56%
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 18, 2026: 3.56% APYSep 21, 2026: 3.56% APYSep 25, 2026: 3.56% APYSep 29, 2026: 3.56% APYSep 14, 2026Oct 14, 2026
  • Sep 29, 20263.56%▲ from 3.56%
  • Sep 25, 20263.56%▼ from 3.56%
  • Sep 21, 20263.56%▼ from 3.56%
  • Sep 18, 20263.56%▼ from 3.56%
FNBO Direct
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Online Money Market Account
3.55%
N/A
▼
Rate3.49%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $500,000 -$999,999.99

Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 7 times
3.05%3.55%4.05%Sep 18, 2026: 3.55% APYSep 18, 2026Oct 14, 2026
VirtualBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
eMoney Market Special
3.51%
N/A
▼
Rate3.45%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Special rate for new accounts opened today; variable, based on account balances, subject to change daily without notice

Rate History
No change since Sep 18, 2026 · 3.51% APY · checked 7 times
3.01%3.51%4.01%Sep 18, 2026: 3.51% APYSep 18, 2026Oct 14, 2026
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Sun Fund Money Market
3.51%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $50,000 or more

Rate History
No change since Sep 14, 2026 · 3.51% APY · checked 4 times
3.01%3.51%4.01%Sep 14, 2026: 3.51% APYSep 14, 2026Oct 14, 2026
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
Money Market Account
3.51%
N/A
▼
Rate3.45%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $2,500,000.01 - $4,500,000.00

Rate History
4 changes since Sep 14, 2026 · 3.51% → 3.51% ▲ 0.00 pts · high 3.51% / low 3.51%
3.01%3.51%4.01%Sep 14, 2026: 3.51% APYSep 18, 2026: 3.51% APYSep 21, 2026: 3.51% APYSep 25, 2026: 3.51% APYSep 29, 2026: 3.51% APYSep 14, 2026Oct 14, 2026
  • Sep 29, 20263.51%▲ from 3.51%
  • Sep 25, 20263.51%▼ from 3.51%
  • Sep 21, 20263.51%▼ from 3.51%
  • Sep 18, 20263.51%▼ from 3.51%
Amerant Bank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.65%
Relationship Money Market
3.50%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100 and over; variable rate account; must open an account by 10/09/2026 to get the promotional rate; stated offer valid for Domestic Personal Account customers

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 14, 2026
BankUnited
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Promotional Money Market Account
3.50%
$2,500
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 14, 2026
Details

Guaranteed for 6 months; promotional APY applies for the first six months following account opening; applies on all balances; for consumer accounts only; after promotional period converts to standard Money Market account at then-current variable APY; available to new clients or new funds not currently on deposit with BankUnited

Rate History
No change since Oct 14, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 14, 2026: 3.50% APYOct 14, 2026Oct 14, 2026
Crescent Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
Money Market
3.50%
$1,000
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000 - $249,999.99; Tier 2; In-Branch Only; Annual Percentage Yield effective 08/13/2026, compounding monthly

Rate History
No change since Oct 14, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 14, 2026: 3.50% APYOct 14, 2026Oct 14, 2026
CNB of Taylor
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Premier Money Market
3.50%
N/A
▼
Rate3.44%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $250,000 and up

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 8 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.36%
Money Market Max
3.50%
N/A
▼
Rate3.45%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $250,000 and greater

Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Oct 14, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Consumer and Business High Yield Money Market
3.50%
N/A
▼
Rate3.50%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Dividend credited monthly; Projected Dividend Date: 10/31/2026; Accurate as of 09/17/2026

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25%
2.75%3.38%4.00%Sep 14, 2026: 3.25% APYSep 25, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
  • Sep 25, 20263.50%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Texans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Performance Money Market Account
3.50%
N/A
▼
Rate3.45%
Min DepositN/A
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $1,000,000 or more

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 14, 2026
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
Select Money Market
3.50%
$100,000
▼
Rate3.44%
Min Deposit$100,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000 and over; New money only; Minimum opening new money deposit is $100,000; Money Market Account interest is compounded daily and paid monthly

Rate History
2 changes since Oct 5, 2026 · 1.51% → 3.50% ▲ 1.99 pts · high 3.75% / low 1.51%
0.00%3.00%5.99%Oct 5, 2026: 1.51% APYOct 9, 2026: 3.75% APYOct 13, 2026: 3.50% APYOct 5, 2026Oct 14, 2026
  • Oct 13, 20263.50%▼ from 3.75%
  • Oct 9, 20263.75%▲ from 1.51%
  • Oct 5, 20261.51%first recorded
Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Money Market Max
3.50%
N/A
▼
Rate3.45%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $1,000,000.00 and over; Rate good for renewing CDs & new money into credit union

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Money Market Special
3.50%
N/A
▼
Rate3.45%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Intro rate; Balance: $15,000+

Rate History
1 change since Sep 14, 2026 · 1.25% → 3.50% ▲ 2.25 pts · high 3.50% / low 1.25%
0.00%2.88%5.75%Sep 14, 2026: 1.25% APYOct 10, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.50%▲ from 1.25%
  • Sep 14, 20261.25%first recorded
FNBO Direct
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Online Money Market Account
3.45%
N/A
▼
Rate3.40%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000 - $499,999.99

Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 7 times
2.95%3.45%3.95%Sep 18, 2026: 3.45% APYSep 18, 2026Oct 14, 2026
Ciera Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
Money Market Savings Account
3.45%
$2,500
▼
Rate3.40%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000,000.00 and over; Compounded: Daily; Credited: Monthly

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 9 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 14, 2026
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
Money Market Account
3.45%
N/A
▼
Rate3.40%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $500,000.01 - $1,500,000.00

Rate History
3 changes since Sep 18, 2026 · 3.45% → 3.45% ▼ 0.00 pts · high 3.45% / low 3.45%
2.95%3.45%3.95%Sep 18, 2026: 3.45% APYSep 21, 2026: 3.45% APYSep 25, 2026: 3.45% APYSep 29, 2026: 3.45% APYSep 18, 2026Oct 14, 2026
  • Sep 29, 20263.45%▼ from 3.45%
  • Sep 25, 20263.45%▼ from 3.45%
  • Sep 21, 20263.45%▼ from 3.45%
  • Sep 18, 20263.45%first recorded
University Credit Union Los Angeles, CA
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
Money Market Plus
3.45%
$1,000
▼
Rate3.40%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $250,000+; Rates contingent on qualifying deposits and checking requirements

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25%
2.75%3.35%3.95%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.45% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.45%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
High Yield Savings (Money Market)
3.45%
$2,500
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000,000.00 or more; Once a balance tier is attained, the corresponding rate applies to the entire account balance; Dividends compounded and credited monthly

Rate History
1 change since Sep 14, 2026 · 3.10% → 3.45% ▲ 0.35 pts · high 3.45% / low 3.10%
2.60%3.28%3.95%Sep 14, 2026: 3.10% APYOct 14, 2026: 3.45% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20263.45%▲ from 3.10%
  • Sep 14, 20263.10%first recorded
First Mid Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Jumbo Money Market
3.44%
$50,000
▼
Rate3.39%
Min Deposit$50,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000 - $249,999.99; Rate: Federal Funds Effective Rate minus 0.50%; Rates current as of 09/22/26

Rate History
1 change since Sep 14, 2026 · 3.19% → 3.44% ▲ 0.25 pts · high 3.44% / low 3.19%
2.69%3.32%3.94%Sep 14, 2026: 3.19% APYSep 24, 2026: 3.44% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20263.44%▲ from 3.19%
  • Sep 14, 20263.19%first recorded
US Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Elite Money Market Account
3.40%
$100
▼
Rate3.34%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000 to $49,999.99; Rates for ZIP 55402; new clients only; requires deposit of at least $25,000 within 30 days of opening and minimum daily balance of $25,000

Rate History
No change since Oct 4, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Oct 4, 2026: 3.40% APYOct 4, 2026Oct 14, 2026
NexBank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.93%
High-Yield Money Market Account
3.40%
$10,000
▼
Rate3.35%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000.00+

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.40% ▲ 0.15 pts · high 3.40% / low 3.25%
2.75%3.33%3.90%Sep 14, 2026: 3.25% APYSep 27, 2026: 3.40% APYSep 14, 2026Oct 14, 2026
  • Sep 27, 20263.40%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
SouthStar Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
TEXAS SIZE MONEY MARKET
3.40%
N/A
▼
Rate3.35%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: Minimum $2,500,000.00 to $4,999,999.99

Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 7 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Oct 14, 2026
Vio Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Cornerstone Money Market Savings Account
3.40%
$100
▼
RateN/A
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: All Balances; Interest compounded daily; Open online; $5 monthly fee if you receive paper statements

Rate History
No change since Sep 24, 2026 · 3.40% APY · checked 6 times
2.90%3.40%3.90%Sep 24, 2026: 3.40% APYSep 24, 2026Oct 14, 2026
FNBO Direct
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Online Money Market Account
3.35%
N/A
▼
Rate3.30%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000 - $99,999.99

Rate History
No change since Sep 27, 2026 · 3.35% APY · checked 5 times
2.85%3.35%3.85%Sep 27, 2026: 3.35% APYSep 27, 2026Oct 14, 2026
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Personal Money Market Account
3.35%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 24, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
2.75%3.30%3.85%Sep 24, 2026: 3.25% APYOct 14, 2026: 3.35% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20263.35%▲ from 3.25%
  • Sep 24, 20263.25%first recorded
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Relationship Money Market Account - Huntington Perks Checking
3.35%
N/A
▼
Rate3.30%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000.00 to $2,000,000.99; Requires open Huntington Perks Checking account; Minimum balance to earn interest is $25,000.00 and must be new money to Huntington; Rates effective as of Wednesday, October 14, 2026

Rate History
No change since Sep 24, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 24, 2026: 3.35% APYSep 24, 2026Oct 14, 2026
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Relationship Money Market Account - Huntington Platinum Perks Checking
3.35%
N/A
▼
Rate3.30%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000.00 to $2,000,000.99; Requires open Huntington Platinum Perks Checking account; Minimum balance to earn interest is $25,000.00 and must be new money to Huntington; Rates effective as of Wednesday, October 14, 2026

Rate History
No change since Sep 24, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 24, 2026: 3.35% APYSep 24, 2026Oct 14, 2026
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.36%
Money Market Max
3.35%
N/A
▼
Rate3.30%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $100,000 - $249,999.99

Rate History
No change since Sep 25, 2026 · 3.35% APY · checked 3 times
2.85%3.35%3.85%Sep 25, 2026: 3.35% APYSep 25, 2026Oct 14, 2026
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
High Yield Savings (Money Market)
3.35%
$2,500
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $750,000.00 to $999,999.99; Once a balance tier is attained, the corresponding rate applies to the entire account balance; Dividends compounded and credited monthly

Rate History
1 change since Sep 14, 2026 · 3.00% → 3.35% ▲ 0.35 pts · high 3.35% / low 3.00%
2.50%3.18%3.85%Sep 14, 2026: 3.00% APYOct 14, 2026: 3.35% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20263.35%▲ from 3.00%
  • Sep 14, 20263.00%first recorded
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Personal Money Market Account
3.30%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000.00 - $99,999.99

Rate History
1 change since Sep 24, 2026 · 3.20% → 3.30% ▲ 0.10 pts · high 3.30% / low 3.20%
2.70%3.25%3.80%Sep 24, 2026: 3.20% APYOct 14, 2026: 3.30% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20263.30%▲ from 3.20%
  • Sep 24, 20263.20%first recorded
FNBO Direct
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Online Money Market Account
3.25%
N/A
▼
Rate3.20%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $0 -$24,999.99

Rate History
No change since Sep 27, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 27, 2026: 3.25% APYSep 27, 2026Oct 14, 2026
Crescent Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
Money Market
3.25%
$1,000
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $0 - $99,999.99; Tier 1; In-Branch Only; Annual Percentage Yield effective 08/13/2026, compounding monthly

Rate History
No change since Oct 14, 2026 · 3.25% APY
2.75%3.25%3.75%Oct 14, 2026: 3.25% APYOct 14, 2026Oct 14, 2026
American State Bank (TX)
Institution Rating:
B-4.4 ★ Texas Ratio: 22.39%
Pinnacle Money Market Account
3.25%
N/A
▼
Rate3.20%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $250,000.00 - $499,999.99

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 9 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Business Money Market
3.25%
$2,500
▼
Rate3.20%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $250,000-$499,999

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.36%
Money Market Max
3.25%
N/A
▼
Rate3.20%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $50,000 - $99,999.99

Rate History
No change since Sep 25, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Sep 25, 2026: 3.25% APYSep 25, 2026Oct 14, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market Savings
3.25%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $25,000+

Rate History
1 change since Sep 14, 2026 · 3.10% → 3.25% ▲ 0.15 pts · high 3.25% / low 3.10%
2.60%3.18%3.75%Sep 14, 2026: 3.10% APYOct 13, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
  • Oct 13, 20263.25%▲ from 3.10%
  • Sep 14, 20263.10%first recorded
Texans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Performance Money Market Account
3.25%
N/A
▼
Rate3.20%
Min DepositN/A
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $750,000 to $999,999.99

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 14, 2026
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
High Yield Savings (Money Market)
3.25%
$2,500
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $500,000.00 to $749,999.99; Once a balance tier is attained, the corresponding rate applies to the entire account balance; Dividends compounded and credited monthly

Rate History
1 change since Sep 14, 2026 · 2.90% → 3.25% ▲ 0.35 pts · high 3.25% / low 2.90%
2.40%3.08%3.75%Sep 14, 2026: 2.90% APYOct 14, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20263.25%▲ from 2.90%
  • Sep 14, 20262.90%first recorded
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.97%
Business Advantage Money Market Account
3.25%
$5
▼
Rate3.20%
Min Deposit$5
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $20,000.00 and over; Open at Nearest Branch; Membership subject to approval

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 14, 2026
Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Business Money Market
3.25%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $500,000 +; Minimum Daily Balance to Earn Dividends: $500,000; Minimum to Avoid Service Charge: $0

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
Southwest Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
LUV Fund Money Market
3.25%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $50,000+

Rate History
No change since Sep 24, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 24, 2026: 3.25% APYSep 24, 2026Oct 14, 2026
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Personal Money Market Account
3.20%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000.00 - $99,999.99

Rate History
1 change since Sep 24, 2026 · 3.10% → 3.20% ▲ 0.10 pts · high 3.20% / low 3.10%
2.60%3.15%3.70%Sep 24, 2026: 3.10% APYOct 14, 2026: 3.20% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20263.20%▲ from 3.10%
  • Sep 24, 20263.10%first recorded
Charter Bank TX
Institution Rating:
B+4.7 ★ Texas Ratio: 19.09%
Money Market
3.20%
N/A
▼
Rate3.15%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: 500,000.00

Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
2.70%3.20%3.70%Sep 14, 2026: 3.20% APYSep 14, 2026Oct 14, 2026
University Credit Union Los Angeles, CA
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
Money Market Plus
3.20%
$1,000
▼
Rate3.15%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000-$249,999; Rates contingent on qualifying deposits and checking requirements

Rate History
1 change since Sep 22, 2026 · 3.00% → 3.20% ▲ 0.20 pts · high 3.20% / low 3.00%
2.50%3.10%3.70%Sep 22, 2026: 3.00% APYOct 9, 2026: 3.20% APYSep 22, 2026Oct 14, 2026
  • Oct 9, 20263.20%▲ from 3.00%
  • Sep 22, 20263.00%first recorded
PlainsCapital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
Personal Money Market
3.18%
$2,500
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $7,500,000 and above; Opening deposit: $2,500; Daily minimum balance $2,500 to obtain APY

Rate History
1 change since Sep 14, 2026 · 3.07% → 3.18% ▲ 0.11 pts · high 3.18% / low 3.07%
2.57%3.13%3.68%Sep 14, 2026: 3.07% APYOct 2, 2026: 3.18% APYSep 14, 2026Oct 14, 2026
  • Oct 2, 20263.18%▲ from 3.07%
  • Sep 14, 20263.07%first recorded
Amarillo National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.89%
Personal Money Market
3.15%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000,000 - Up

Rate History
1 change since Sep 14, 2026 · 3.00% → 3.15% ▲ 0.15 pts · high 3.15% / low 3.00%
2.50%3.08%3.65%Sep 14, 2026: 3.00% APYSep 18, 2026: 3.15% APYSep 14, 2026Oct 14, 2026
  • Sep 18, 20263.15%▲ from 3.00%
  • Sep 14, 20263.00%first recorded
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.97%
Advantage IRA Money Market
3.15%
$5
▼
Rate3.10%
Min Deposit$5
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $20,000+; Daily balance tier; variable-rate money market account

Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 6 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 14, 2026
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.97%
Advantage Money Market
3.15%
$5
▼
Rate3.10%
Min Deposit$5
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $20,000 and over; Variable-rate money market based on daily balance; Dividends paid on each day's full balance

Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 6 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 14, 2026
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.97%
Business Money Market
3.15%
$5
▼
Rate3.10%
Min Deposit$5
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $20,000.00 and over; Daily balance tier

Rate History
1 change since Sep 27, 2026 · 3.50% → 3.15% ▼ 0.35 pts · high 3.50% / low 3.15%
2.65%3.33%4.00%Sep 27, 2026: 3.50% APYOct 14, 2026: 3.15% APYSep 27, 2026Oct 14, 2026
  • Oct 14, 20263.15%▼ from 3.50%
  • Sep 27, 20263.50%first recorded
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Family Office Star Money Market
3.11%
N/A
▼
Rate3.06%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000,000 or more; $500 Minimum to obtain APY disclosed

Rate History
1 change since Sep 14, 2026 · 2.96% → 3.11% ▲ 0.15 pts · high 3.11% / low 2.96%
2.46%3.04%3.61%Sep 14, 2026: 2.96% APYOct 2, 2026: 3.11% APYSep 14, 2026Oct 14, 2026
  • Oct 2, 20263.11%▲ from 2.96%
  • Sep 14, 20262.96%first recorded
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Star Money Market Account
3.11%
N/A
▼
Rate3.06%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

$500 minimum to obtain APY disclosed; Balance: $25,000,000 or more

Rate History
No change since Oct 7, 2026 · 3.11% APY · checked 3 times
2.61%3.11%3.61%Oct 7, 2026: 3.11% APYOct 7, 2026Oct 14, 2026
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Star Reserve Money Market Account
3.11%
N/A
▼
Rate3.06%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000,000 or more; $500 Minimum to obtain APY disclosed

Rate History
No change since Oct 14, 2026 · 3.11% APY
2.61%3.11%3.61%Oct 14, 2026: 3.11% APYOct 14, 2026Oct 14, 2026
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Personal Money Market Account
3.10%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 24, 2026 · 3.00% → 3.10% ▲ 0.10 pts · high 3.10% / low 3.00%
2.50%3.05%3.60%Sep 24, 2026: 3.00% APYOct 14, 2026: 3.10% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20263.10%▲ from 3.00%
  • Sep 24, 20263.00%first recorded
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
Money Market
3.10%
N/A
▼
Rate3.06%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $5,000,000+

Rate History
No change since Sep 25, 2026 · 3.10% APY · checked 4 times
2.60%3.10%3.60%Sep 25, 2026: 3.10% APYSep 25, 2026Oct 14, 2026
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.36%
Money Market Max
3.10%
N/A
▼
Rate3.06%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $25,000 - $49,999.99

Rate History
No change since Sep 25, 2026 · 3.10% APY · checked 3 times
2.60%3.10%3.60%Sep 25, 2026: 3.10% APYSep 25, 2026Oct 14, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Business Money Market
3.10%
$2,500
▼
Rate3.10%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $500,000 +; Dividend credited monthly; Projected Dividend Date: 10/31/2026

Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 5 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 14, 2026
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
High Yield Savings Business (Money Market)
3.10%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000,000-Above

Rate History
No change since Oct 14, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 14, 2026: 3.10% APYOct 14, 2026Oct 14, 2026
Prestige Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
High Yield Money Market
3.05%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $10,000.00+

Rate History
No change since Sep 18, 2026 · 3.05% APY · checked 3 times
2.55%3.05%3.55%Sep 18, 2026: 3.05% APYSep 18, 2026Oct 14, 2026
Prestige Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Money Market
3.05%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $500,000.00+

Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 4 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 14, 2026
Texoma Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
MMA Platinum
3.04%
N/A
▼
Rate3.00%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

$100,000; Money Market - Paid Monthly

Rate History
No change since Sep 18, 2026 · 3.04% APY · checked 5 times
2.54%3.04%3.54%Sep 18, 2026: 3.04% APYSep 18, 2026Oct 14, 2026
BP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Money Market
3.04%
$2,500
▼
Rate3.00%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000 and over

Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 7 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 14, 2026
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.36%
Money Market Max
3.00%
N/A
▼
Rate2.96%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $10,000 - $24,999.99

Rate History
No change since Sep 25, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 25, 2026: 3.00% APYSep 25, 2026Oct 14, 2026
TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Money Market Checking Tiers
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000 to $199,999.99

Rate History
No change since Sep 17, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 17, 2026: 3.00% APYSep 17, 2026Oct 14, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Dripping Springs, Texas and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Top Money Market Rates from Dripping Springs, Texas Institutions

Highest verified APYs available today, updated October 14, 2026

B Top 5 Bank Rates
Sunflower Bank
Velocity Money Market
A 5.0 ★ TX: 10.77%
Min: N/A
3.85%
Avana Bank
Money Market
A+ 5.0 ★ TX: 0.00%
Min: $2,500
2.89%
Frost Bank
Personal Money Market Account
A+ 5.0 ★ TX: 2.51%
Min: N/A
4.00%
American Bank, N.A. Dallas, TX
Premier Money Market Account Promo
A+ 5.0 ★ TX: 2.01%
Min: N/A
3.80%
State Bank of Texas
High-Rate Jumbo Money Market
A 5.0 ★ TX: 12.15%
Min: $100,000
3.76%
CU Top 5 Credit Union Rates
Randolph Brooks FCU
Classic Money Market
A+ 5.0 ★ TX: 5.89%
Min: $2,500
2.43%
Chartway Credit Union
Money Market Plus
A 5.0 ★ TX: 10.30%
Min: N/A
4.00%
Together Credit Union
Select Money Market
A+ 5.0 ★ TX: 4.25%
Min: $100,000
3.75%
Nizari Progressive Federal Credit Union
Money Market Account
A+ 5.0 ★ TX: 1.16%
Min: N/A
3.61%
Essential Credit Union
Money Market Accounts
A 5.0 ★ TX: 11.71%
Min: N/A
3.60%
Rates verified October 14, 2026 . Click an institution name to view its full profile, safety ratings, and all money market products.
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Dripping Springs, TX Money Market Rate Trends

Compare local Dripping Springs, TX money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Texas MMA Trends
High-Yield MMA TX Avg
3.178%
▲ 0.005 vs 7 days ago

Texas high-yield MMA rates rose 0.005 points over the past 7 days to 3.178% APY.

Standard MMA TX Avg
0.793%
▲ 0.008 vs 7 days ago

Texas standard MMA rates rose 0.008 points over the past 7 days to 0.793% APY.

As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions

Dripping Springs, Texas Money Market Rate Forecast, Next 12 Months

Money market rates move with Federal Reserve policy. Our model uses the current TX high-yield MMA average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.

Current HY MMA Avg, TX
3.178%
As of Oct 14, 2026
6-Month Forecast
3.228%
Fed hold assumed
12-Month Forecast
3.278%
Range: 3.028%, 3.478%

Money market account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current TX high-yield money market average of 3.178% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield money market rates tend to adjust faster than standard branch-based accounts.

Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Dripping Springs, Texas.

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Money Market Account Earnings in Dripping Springs, Texas

Annual interest earnings at current TX average APYs, based on the high-yield and standard money market averages tracked in our database. Balances reflect the higher minimums typical of money market accounts. Compounding assumed monthly.

Balance HY Money Market (3.178% APY) Monthly Earnings Standard MMA (0.793% APY) Monthly Earnings
$10,000 $317.83 / year $26.49 $79.25 / year $6.60
$25,000 $794.57 / year $66.21 $198.13 / year $16.51
$50,000 $1,589.15 / year $132.43 $396.25 / year $33.02
$100,000 $3,178.30 / year $264.86 $792.50 / year $66.04
Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, rate tier, and daily balance maintained. Rates are variable and subject to change. Source: Dripping Springs, Texas money market rate averages as of October 14, 2026.
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3
Institutions with Money Market Rates in Dripping Springs
2 Banks 1 Credit Unions

About Our Dripping Springs, Texas Money Market Rate Database

MonitorBankRates found 3 institutions with branches in Dripping Springs (2 banks, 1 credit union), plus 58 additional state-chartered and national online institutions available to Dripping Springs residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Sunflower Bank offers a money market account at 3.85% APY. Use the rate table above to compare all current offers in Dripping Springs, Texas.

How to Find the Best Money Market Rates in Dripping Springs, Texas

What to compare when shopping for a money market account in Dripping Springs, Texas

To find the best money market APYs in Dripping Springs, Texas, start with credit unions and online-only banks: Dripping Springs, Texas has 26 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.

Always compare the APY (Annual Percentage Yield), not just the interest rate, and pay close attention to balance tiers. Many money market accounts only pay their advertised top rate above a minimum balance of $1,000 to $25,000, with lower rates (or monthly fees) below that threshold. The current TX high-yield money market average is 3.178% but top local institutions are offering as high as 3.85%, so shopping around pays off.

Unlike a CD, money market rates are variable. Your rate can change at any time with Federal Reserve policy. Also check check-writing and debit card limits: most MMAs allow a set number of withdrawals per month, and exceeding the limit can trigger fees. Review your account periodically to ensure your APY remains competitive.

When a Money Market Account Makes Sense

  • Emergency fund with flexibility: You get savings-level yields plus limited check-writing and debit access. Dripping Springs, Texas high-yield money market rates currently average 3.178% APY, far above a typical checking account.
  • Larger balances ($10,000+): Many MMAs pay tiered rates that rise with your balance, so bigger deposits often earn more than they would in a standard savings account.
  • Parking cash between investments: A high-yield money market account at Dripping Springs, Texas institutions keeps idle cash working harder while remaining fully accessible.
  • You prefer banking locally: 61 institutions in Dripping Springs, Texas report money market rates to our database.
  • No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.

Consider an Alternative If…

Dripping Springs, Texas Financial Snapshot

Local demographics and economic context for savers . Source: U.S. Census Bureau

Population 65+
16.2%
National avg: 17.3%
Median Individual Earnings
$72,188
National avg: $47,340
Poverty Rate
2.1%
National avg: 11.1%
Unemployment Rate
3.4%
National avg: 4.8%
MMA Earnings on 10% of Salary
$229/yr
At TX HY MMA avg 3.178% APY

16.2% of residents are 65 or older, below the national average of 17.3%; a low unemployment rate of 3.4% reflects a strong local economy with solid savings capacity. At today’s TX high-yield money market average of 3.178%, saving 10% of the local median salary ($7,218/year) would earn an additional $229 annually in interest.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

Money Market Accounts vs. Other Dripping Springs, Texas Options

How money market deposit accounts compare to other deposit products available at banks and credit unions in Dripping Springs, Texas.

Feature Money Market High-Yield Savings Standard Savings CD (12-Month)
Current TX Avg APY 3.178% View Savings Rates 0.793%(Standard MMA) View CD Rates
Rate Type Variable Variable Variable Fixed for term
FDIC / NCUA Insured ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K
Withdraw Anytime ✓ Yes ✓ Yes ✓ Yes ✗ Penalty applies
Check Writing ✓ Often yes ✗ No ✗ No ✗ No
Debit / ATM Card ✓ Often yes Some institutions ✗ Rarely ✗ No
Typical Min Deposit $0 to $2,500 $0 to $100 $25 to $100 $500 to $1,000
Rate Risk Variable, moves with Fed policy Variable, moves with Fed policy Variable, moves with Fed policy None, locked for term
Best For Active savers wanting flexibility + check writing Emergency fund, short-term goals, parking cash Everyday saving, low-balance accounts Locking in a rate for a defined period

APY data reflects Dripping Springs, Texas averages tracked in our database as of October 14, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

Dripping Springs, Texas Money Market Account Calculator

See how much a money market account can earn you. Enter your deposit, monthly contribution, and time frame, or click any current Dripping Springs, Texas rate on the right to apply it instantly. Interest compounds monthly.

Interest Earned
$0
Total Contributions
$0
Ending Balance
$0

Assumes monthly compounding and a constant APY for the full period. Money market rates are variable and can change at any time, so actual earnings will differ. Estimates are for informational purposes only.

Current Dripping Springs, Texas Money Market Rates

Verified October 14, 2026, click a rate to use it
Rates shown are actual verified offers available in Dripping Springs, Texas and statewide averages from our monitoring database. See the full rate table above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Dripping Springs, Texas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Dripping Springs, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dripping Springs, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution’s official website. Last Updated and Verified: October 14, 2026

Frequently Asked Questions about Money Market Accounts in Dripping Springs, Texas

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.

Are Money Market accounts in Dripping Springs, Texas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.

How often do MMA rates change in Dripping Springs, Texas?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Dripping Springs, Texas?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Dripping Springs, Texas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Can I lose money in a Money Market Account?

No. You cannot lose your principal in a money market deposit account as long as the bank is FDIC insured or the credit union is NCUA insured, up to $250,000 per depositor. This makes MMAs different from money market mutual funds, which are investments and are not federally insured.

What is the difference between a Money Market Account and a Money Market Fund?

A Money Market Account (MMA) is a federally insured bank or credit union deposit account. A money market fund is a mutual fund investment offered by brokerages that is not FDIC or NCUA insured and can, in rare cases, lose value. The rates on this page are for insured money market deposit accounts.

Do I have to pay taxes on money market account interest?

Yes. Interest earned on money market deposit accounts is taxable income in the U.S. You will typically receive a Form 1099-INT if you earn more than $10 in interest annually.

Are online banks better than local banks in Dripping Springs, Texas for money market accounts?

Online banks often offer higher money market APYs because they have lower overhead costs. However, local banks and credit unions in Dripping Springs, Texas offer in-person service and may waive minimum balance requirements for existing customers, which some savers prefer.

Best Money Market Rates in Dripping Springs, Texas

Here are some of the highest money market account APYs currently available in Dripping Springs, Texas and the surrounding area:
  • Sunflower Bank
    Velocity Money Market: 3.85% APY
  • Avana Bank
    Money Market: 2.89% APY
  • Randolph Brooks FCU
    Classic Money Market: 2.43% APY
  • Frost Bank
    Personal Money Market Account: 4.00% APY
  • Chartway Credit Union
    Money Market Plus: 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Dripping Springs, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: October 14, 2026

Dripping Springs, Texas Rates & Resources