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First State Bank Abilene, TX Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

First State Bank Abilene, TX's 6-Months CD Special 6-Month rates are at 3.04%, 12-Months CD Special 12-Month rates are at 2.99%, Certificates of Deposit 180 Days rates are at 0.08%, Certificates of Deposit 1 Year rates are at 0.06%, Certificates of Deposit 2 Years rates are at 0.06%. First State Bank Abilene, TX's savings rates are at 2.85%. MonitorBankRates evaluates the financial stability of First State Bank Abilene, TX with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 08/28/2026.

First State Bank Abilene, TX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank Abilene, TX? Share your experience about First State Bank Abilene, TX by leaving a review below, or read customer reviews before you decide to use First State Bank Abilene, TX.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
First State Bank Abilene, TX
2118 S Treadaway Blvd
Abilene, TX 79602
https://www.fsbabilene.com
Member FDIC

First State Bank Abilene, TX CD Rates

Product Rate APY Term View More
CD Special 6 month 3.00% 3.04% 6 Months
Min Deposit $500
Details Interest rate is fixed for the term of the C.D. and earned interest can be credited directly to your Avana Bank transaction account. Auto renewal available. Penalty for early withdrawal. Jumbo C.D.'s require at least $100,000.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
CD Special 12 month 2.95% 2.99% 12 Months
Min Deposit $500
Details Interest rate is fixed for the term of the C.D. and earned interest can be credited directly to your Avana Bank transaction account. Auto renewal available. Penalty for early withdrawal. Jumbo C.D.'s require at least $100,000.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Certificates of Deposit 180 Days 0.08% 0.08% 180 Days
Min Deposit $500
Details Interest rate is fixed for the term of the C.D. and earned interest can be credited directly to your Avana Bank transaction account. Auto renewal available. Penalty for early withdrawal. Jumbo C.D.'s require at least $100,000.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Certificates of Deposit 1 Year 0.06% 0.06% 1 Year
Min Deposit $500
Details Interest rate is fixed for the term of the C.D. and earned interest can be credited directly to your Avana Bank transaction account. Auto renewal available. Penalty for early withdrawal. Jumbo C.D.'s require at least $100,000.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Certificates of Deposit 2 Years 0.06% 0.06% 2 Years
Min Deposit $500
Details Interest rate is fixed for the term of the C.D. and earned interest can be credited directly to your Avana Bank transaction account. Auto renewal available. Penalty for early withdrawal. Jumbo C.D.'s require at least $100,000.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Certificates of Deposit 90 Days 0.04% 0.04% 90 Days
Min Deposit $500
Details Interest rate is fixed for the term of the C.D. and earned interest can be credited directly to your Avana Bank transaction account. Auto renewal available. Penalty for early withdrawal. Jumbo C.D.'s require at least $100,000.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

First State Bank Abilene, TX Savings Rates

Product Rate APY View More
NOW Savings Money Market 0.02% 2.85%
Min Balance $0
Details Interest is compounded and credited monthly. Fees could reduce the earnings on the account. A Penalty may be imposed for withdrawals before maturity. Your interest rate and annual percentage yield* may change after the account is opened.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

First State Bank Abilene, TX Money Market Rates

Product Rate APY View More
NOW Savings Money Market 0.02% 2.85%
Min Balance $0
Details Interest is compounded and credited monthly. Fees could reduce the earnings on the account. A Penalty may be imposed for withdrawals before maturity. Your interest rate and annual percentage yield* may change after the account is opened.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First State Bank Abilene, TX is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First State Bank Abilene, TX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First State Bank Abilene, TX's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First State Bank Abilene, TX
Bank Holding Company ABILENE HOLDCO INC
Address 2118 S Treadaway Blvd, Abilene, TX 79602  ·  Taylor
Website https://www.fsbabilene.com
FDIC Certificate # 10704
Established 06/03/1903
FDIC Insurance Date 01/01/1934
Domestic Offices 3
Total Branches 3
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.3057%
Return on Equity (ROE) 1.2400%
Non-Performing Loans (NPL) 0.00%
Total Assets $40,610,000
Total Deposits $31,095,000
Equity Capital $8,872,000
Net Income $77,000
Headquarters Abilene
Total Branches and Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for First State Bank Abilene, TX yet. Feel free to create one below.
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About First State Bank Abilene, TX

How many branches does First State Bank Abilene, TX operate?

First State Bank Abilene, TX currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First State Bank Abilene, TX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First State Bank Abilene, TX provides members with tools to manage their accounts and build a solid financial history.

Does First State Bank Abilene, TX offer online and mobile banking?

Most modern institutions like First State Bank Abilene, TX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsbabilene.com.

Current First State Bank Abilene, TX Rates

  • 12-Month CD0.06%
  • 24-Month CD0.06%
  • Savings2.85%
Retrieved from our database of financial products. Rates subject to change.

Compare to Other Banks

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