Best Money Market Rates in Dallas, Texas (TX) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Dallas, Texas and the surrounding area money market rates include The Huntington National BankThe Huntington National Bank8214 Westchester Dr, Dallas, TX 75225A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, OWB One World BankOWB One World Bank2449 Walnut Hill Ln, Dallas, TX 75229A+5.0 ★Texas Ratio: 0.80% Rocket 88 Money Market Accounts (Personal & Business) at 3.75% APY, UMB BankUMB Bank4228 N Central Expy, Dallas, TX 75206A+5.0 ★Texas Ratio: 0.71% UMB Retail Money Market at 3.71% APY, Sunflower BankSunflower Bank8117 Preston Rd, Dallas, TX 75225A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, and NexBankNexBank2515 Mckinney Ave, Dallas, TX 75201A+5.0 ★Texas Ratio: 5.79% High-Yield Money Market Account at 3.25% APY. Money market rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Dallas, Texas and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Dallas, Texas (TX) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Dallas, Texas and surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Money Market Rates Today in Dallas, Texas & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8214 Westchester Dr, Dallas, TX 75225
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Rocket 88 Money Market Accounts (Personal & Business)
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
4228 N Central Expy, Dallas, TX 75206
UMB Retail Money Market
3.71%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8214 Westchester Dr, Dallas, TX 75225
Relationship Money Market Account
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Private Client Account****
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8214 Westchester Dr, Dallas, TX 75225
Relationship Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Huntington Platinum Perks Checking***
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8214 Westchester Dr, Dallas, TX 75225
Relationship Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Huntington Perks Checking**
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8214 Westchester Dr, Dallas, TX 75225
Relationship Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Non-Relationship Rate
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
8117 Preston Rd, Dallas, TX 75225
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.01 & Above
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
8117 Preston Rd, Dallas, TX 75225
Thrive Money Market & Above
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.01
NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
2515 Mckinney Ave, Dallas, TX 75201
High-Yield Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8214 Westchester Dr, Dallas, TX 75225
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
Max Money Market
3.18%
$0
▼
Rate3.13%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premium rate tiers with an active checking account
b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
MAX Money Market
3.12%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Oakwood Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
8411 Preston Rd Ste 106, Dallas, TX 75225
MAX Money Market
3.12%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
Max Money Market
3.07%
$0
▼
Rate3.03%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premium rate tiers with an active checking account
Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX 75248
Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX 75248
High Yield Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
8117 Preston Rd, Dallas, TX 75225
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.00 & Below
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
8117 Preston Rd, Dallas, TX 75225
Thrive Money Market & Below
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.00
b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
Max Money Market
3.03%
$0
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premium rate tiers with an active checking account
BankUnited
Institution Rating:
A-5.0 ★ Texas Ratio: 15.40%
5610 Lemmon Ave, Dallas, TX 75209
Promotional Money Market Account
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Guaranteed for 3 months
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star Money Market Account
2.96%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$500 Minimum to obtain APY disclosed
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Family Office Star Money Market
2.96%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$500 Minimum to obtain APY disclosed
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Business Money Market
2.94%
$500
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMar 21, 2026
Details
$500 Minimum to accrue interest
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Family Office Star Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$500 Minimum to obtain APY disclosed
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star Money Market Account
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$500 Minimum to obtain APY disclosed
Hanmi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2592 Royal Ln, Dallas, TX 75229
Simple Money Market
2.80%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
$5 monthly maintenance charge waived when minimum balance requirement is met
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Business Money Market
2.79%
$500
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMar 21, 2026
Details
$500 Minimum to accrue interest
b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
Max Money Market
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premium rate tiers with an active checking account
Hanmi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2592 Royal Ln, Dallas, TX 75229
Simple Money Market
2.60%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
$5 monthly maintenance charge waived when minimum balance requirement is met
b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
Max Money Market
2.52%
$0
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Default rate tiers without an active checking account
NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
2515 Mckinney Ave, Dallas, TX 75201
High-Yield Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
400 S Akard St, Dallas, TX 75202 5324
Money Market Share Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Business Money Market
2.17%
$500
▼
Rate2.15%
Min Deposit$500
Min Balance—
UpdatedMar 21, 2026
Details
$500 Minimum to accrue interest
Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX 75248
Money Market
2.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
Max Money Market
2.14%
$0
▼
Rate2.12%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Default rate tiers without an active checking account
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star Money Market Account
2.13%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$500 Minimum to obtain APY disclosed
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Family Office Star Money Market
2.13%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$500 Minimum to obtain APY disclosed
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Business Money Market
2.02%
$500
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMar 21, 2026
Details
$500 Minimum to accrue interest
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
9101 Lbj Freeway Suite 300 20 and 21, Dallas, TX 75243
Money Market3
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX 75248
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Broadway Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
8201 Preston Rd Suite 715, Dallas, TX 75225
Money Market Account
1.75%
$500
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Business Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
400 S Akard St, Dallas, TX 75202 5324
Money Market Share Account
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Rocket 88 Money Market Accounts (Personal & Business)
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Business Money Market
1.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Money Market
1.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Money Market
1.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Business Money Market
1.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
2950 N Harwood St Ste 100, Dallas, TX 75201
Savings Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Money Market
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Business Money Market
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
2950 N Harwood St Ste 100, Dallas, TX 75201
Savings Money Market
1.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
Max Money Market
1.38%
$0
▼
Rate1.37%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Default rate tiers without an active checking account
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
400 S Akard St, Dallas, TX 75202 5324
Money Market Share Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5956 Sherry Ln, Dallas, TX 75225
Premier Money Market IRA
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5956 Sherry Ln, Dallas, TX 75225
Premier Money Market
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
10000 N Central Expy Ste 1400, Dallas, TX 75231 2319
Premium Money Market
1.22%
$0
▼
Rate1.21%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Executive Suite Money Market
1.21%
$2,500
▼
Rate1.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Money Market
1.21%
$2,500
▼
Rate1.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Limit one money market account per membership.
Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX 75248
Money Market
1.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
2950 N Harwood St Ste 100, Dallas, TX 75201
Savings Money Market
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
Max Money Market
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Default rate tiers without an active checking account
Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Money Market
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Limit one money market account per membership.
Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Executive Suite Money Market
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5956 Sherry Ln, Dallas, TX 75225
Premier Money Market IRA
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
2950 N Harwood St Ste 100, Dallas, TX 75201
Savings Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5956 Sherry Ln, Dallas, TX 75225
Premier Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
2950 N Harwood St Ste 100, Dallas, TX 75201
Savings Money Market
0.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Executive Suite Money Market
0.90%
$2,500
▼
Rate0.90%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Money Market
0.90%
$2,500
▼
Rate0.90%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Limit one money market account per membership.
Lone Star Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
7508 Ferguson Rd, Dallas, TX 75228
Money Market Checking
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Lone Star Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
7508 Ferguson Rd, Dallas, TX 75228
Money Market Checking
0.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX 75248
Money Market
0.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX 75248
High Yield Money Market
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
14555 Dallas Pkwy Ste 145, Dallas, TX 75254 4362
Money Market Tier 1-4
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX 75247
Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX 75247
Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
4040 N Central Expy Ste 100, Dallas, TX 75204
Money Market Checking Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
4040 N Central Expy Ste 100, Dallas, TX 75204
Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
From $300,000.00 and up
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX 75247
Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
4040 N Central Expy Ste 100, Dallas, TX 75204
Money Market Checking Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
4040 N Central Expy Ste 100, Dallas, TX 75204
Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
From $10,000 to $24,999.99
Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX 75240 2521
Money Market
0.10%
$1,000
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
4040 N Central Expy Ste 100, Dallas, TX 75204
Money Market Checking Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Oak Cliff Christian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1130 W Camp Wisdom Rd, Dallas, TX 75232 3404
Money Market Savings
0.05%
$2,000
▼
Rate0.05%
Min Deposit$2,000
Min Balance—
UpdatedMar 20, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
4040 N Central Expy Ste 100, Dallas, TX 75204
Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
From $1,000 to $9,999.99
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.64%
AAFES Headquarters, Dallas, TX 75236
Money Market Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$25 minimum balance to open
Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
14555 Dallas Pkwy Ste 145, Dallas, TX 75254 4362
Money Market E-Checking
0.00%
$3,000
▼
Rate—
Min Deposit$3,000
Min Balance—
UpdatedMar 23, 2026
Details
Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Executive Suite Money Market
0.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Money Market
0.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Limit one money market account per membership.
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Dallas, Texas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Dallas, TX Money Market Rate Trends
Compare local Dallas, TX MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — TX Avg
1.784%
▼ 1.336 from last week
Texas high-yield MMA rates fell 1.336 points this week to 1.784% APY, down from 3.120% last week.
Standard MMA — TX Avg
1.227%
▲ 0.174 from last week
Texas standard MMA rates rose 0.174 points this week to 1.227% APY, up from 1.052% last week.
As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Dallas, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dallas, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Dallas, Texas
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.
Are Money Market accounts in Dallas, Texas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.
How often do MMA rates change in Dallas, Texas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Dallas, Texas
Here are some of the highest money market account APYs currently available in Dallas, Texas and the surrounding area:
- The Huntington National Bank
High-Yield Money Market — 3.82% APY - OWB One World Bank
Rocket 88 Money Market Accounts (Personal & Business) — 3.75% APY - UMB Bank
UMB Retail Money Market — 3.71% APY - Sunflower Bank
Thrive Money Market — 3.45% APY - NexBank
High-Yield Money Market Account — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Dallas, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026
