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Best Money Market Rates in Dallas, Texas (TX) - May 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 15, 2026

Current Dallas, Texas and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank8214 Westchester Dr, Dallas, TX 75225A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, OWB One World BankOWB One World Bank2449 Walnut Hill Ln, Dallas, TX 75229A+5.0 ★Texas Ratio: 0.80% Rocket 88 Money Market Accounts (Personal & Business) at 3.75% APY, Texans Credit UnionTexans Credit Union2241 Irving Blvd, Dallas, TX 75207 6201A+5.0 ★Texas Ratio: 2.88% Money Market Account at 3.50% APY, Sunflower BankSunflower Bank8117 Preston Rd, Dallas, TX 75225A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, and TruistTruist15150 Preston Rd, Dallas, TX 75248A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.

Dallas has 17 local institutions in our database, with money market rates as high as 3.82% APY from The Huntington National Bank at 8214 Westchester Dr, Dallas, TX 75225. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Dallas, Texas and surrounding area. Last Updated and Verified: May 15, 2026

Compare the Best Money Market Rates Today in Dallas, Texas & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8214 Westchester Dr, Dallas, TX 75225
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8214 Westchester Dr, Dallas, TX 75225
Huntington Relationship Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Rocket 88 Money Market Accounts (Personal & Business)
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Texans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
2241 Irving Blvd, Dallas, TX 75207 6201
Money Market Account
3.50%
$500
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $1,000,000

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
8117 Preston Rd, Dallas, TX 75225
Thrive Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$24,999.01 & Above

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
15150 Preston Rd, Dallas, TX 75248
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
2515 Mckinney Ave, Dallas, TX 75201
High-Yield Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8214 Westchester Dr, Dallas, TX 75225
Huntington Relationship Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8214 Westchester Dr, Dallas, TX 75225
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
MAX Money Market
3.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Oakwood Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
8411 Preston Rd Ste 106, Dallas, TX 75225
MAX Money Market
3.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
8117 Preston Rd, Dallas, TX 75225
Thrive Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$24,999.00 & Below

NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
2515 Mckinney Ave, Dallas, TX 75201
High-Yield Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
14555 Dallas Pkwy Ste 145, Dallas, TX 75254 4362
Premier One Money Market Tier 6
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Business Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Rocket 88 Money Market Accounts (Personal & Business)
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Money Market
1.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Business Money Market
1.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Money Market
1.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Business Money Market
1.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Business Money Market
1.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Money Market
1.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
10000 N Central Expy Ste 1400, Dallas, TX 75231 2319
Money Market k
1.22%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$100

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
10000 N Central Expy Ste 1400, Dallas, TX 75231 2319
Premium Money Market
1.22%
$0
View
▼
Rate1.21%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Executive Suite Money Market
1.11%
$2,500
View
▼
Rate1.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Money Market
1.11%
$2,500
View
▼
Rate1.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Money Market
1.00%
$2,500
View
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
14555 Dallas Pkwy Ste 145, Dallas, TX 75254 4362
Premier One Money Market Tier 5
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Executive Suite Money Market
1.00%
$2,500
View
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Executive Suite Money Market
0.90%
$2,500
View
▼
Rate0.90%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Money Market
0.90%
$2,500
View
▼
Rate0.90%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
14555 Dallas Pkwy Ste 145, Dallas, TX 75254 4362
Premier One Money Market Tier 4
0.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
8201 Preston Rd, Dallas, TX 75225
TotalView Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
14555 Dallas Pkwy Ste 145, Dallas, TX 75254 4362
Premier One Money Market Tier 3
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Rocket 88 Money Market Accounts (Personal & Business)
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
OWB Variable Rate Money Market (Personal & Business)
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
8201 Preston Rd, Dallas, TX 75225
TotalView Money Market Savings
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
14555 Dallas Pkwy Ste 145, Dallas, TX 75254 4362
Premier One Money Market Tier 2
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
10000 N Central Expy Ste 1400, Dallas, TX 75231 2319
Business Money Market
0.56%
$0
View
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
10000 N Central Expy Ste 1400, Dallas, TX 75231 2319
Money Market
0.56%
$0
View
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
OWB Variable Rate Money Market (Personal & Business)
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
10000 N Central Expy Ste 1400, Dallas, TX 75231 2319
Money Market
0.51%
$0
View
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
10000 N Central Expy Ste 1400, Dallas, TX 75231 2319
Business Money Market
0.51%
$0
View
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
1317 Empire Central Dr, Dallas, TX 75247 4021
Money Market Accounts Daily Balance Method
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
3206 Live Oak St, Dallas, TX 75204
Business Money Markets
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
8201 Preston Rd, Dallas, TX 75225
TotalView Money Market Savings
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
14555 Dallas Pkwy Ste 145, Dallas, TX 75254 4362
Premier One Money Market Tier 1
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
10000 N Central Expy Ste 1400, Dallas, TX 75231 2319
Business Money Market
0.46%
$0
View
▼
Rate0.46%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
10000 N Central Expy Ste 1400, Dallas, TX 75231 2319
Money Market
0.46%
$0
View
▼
Rate0.46%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
OWB Variable Rate Money Market (Personal & Business)
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
1317 Empire Central Dr, Dallas, TX 75247 4021
Money Market Accounts Daily Balance Method
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
OWB Variable Rate Money Market (Personal & Business)
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
3206 Live Oak St, Dallas, TX 75204
Business Money Markets
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
1317 Empire Central Dr, Dallas, TX 75247 4021
Money Market Accounts Daily Balance Method
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
14555 Dallas Pkwy Ste 145, Dallas, TX 75254 4362
Money Market Tier 1-4
0.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
1317 Empire Central Dr, Dallas, TX 75247 4021
Money Market Accounts Daily Balance Method
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
OWB Variable Rate Money Market (Personal & Business)
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
3206 Live Oak St, Dallas, TX 75204
Business Money Markets
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
8201 Preston Rd, Dallas, TX 75225
Money Market Savings
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
3206 Live Oak St, Dallas, TX 75204
Business Money Markets
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
OWB Variable Rate Money Market (Personal & Business)
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
OWB Variable Rate Money Market (Personal & Business)
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
3206 Live Oak St, Dallas, TX 75204
Business Money Markets
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Rocket 88 Money Market Accounts (Personal & Business)
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
8201 Preston Rd, Dallas, TX 75225
Money Market Savings
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX 75240 2521
Money Market
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1,000 to $9,999.99

Oak Cliff Christian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1130 W Camp Wisdom Rd, Dallas, TX 75232 3404
Money Market Savings
0.05%
$2,000
View
▼
Rate0.05%
Min Deposit$2,000
Min Balance—
UpdatedMay 10, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
1317 Empire Central Dr, Dallas, TX 75247 4021
Money Market Accounts Daily Balance Method
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
OWB Variable Rate Money Market (Personal & Business)
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
14555 Dallas Pkwy Ste 145, Dallas, TX 75254 4362
Money Market E-Checking
0.00%
$3,000
View
▼
Rate—
Min Deposit$3,000
Min Balance—
UpdatedMay 6, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Money Market
0.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
Executive Suite Money Market
0.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
3206 Live Oak St, Dallas, TX 75204
Business Money Markets
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
1317 Empire Central Dr, Dallas, TX 75247 4021
Money Market Accounts Daily Balance Method
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
2515 Mckinney Ave, Dallas, TX 75201
High-Yield Money Market Account
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Mobility Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.61%
Money Market
3.82%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Fannin Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Money Market
3.82%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.61%
$0
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market Accounts
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

On balance above $350,000

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
3.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Balance $50,000 or more

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.51%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Las Colinas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Money Market Account
3.50%
$500
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

New money only

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

New money only

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.35%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Money Market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$1,000,000-Above

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Dallas, Texas and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Dallas, TX Money Market Rate Trends

Compare local Dallas, TX money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas MMA Trends →
High-Yield MMA — TX Avg
3.319%
Unchanged vs 7 days ago

Texas high-yield MMA rates currently average 3.319% APY.

Standard MMA — TX Avg
0.750%
Unchanged vs 7 days ago

Texas standard MMA rates currently average 0.750% APY.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Dallas, Texas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Dallas, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dallas, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Dallas, Texas

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.

Are Money Market accounts in Dallas, Texas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.

How often do MMA rates change in Dallas, Texas?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Dallas, Texas?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Dallas, Texas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Dallas, Texas

Here are some of the highest money market account APYs currently available in Dallas, Texas and the surrounding area:
  • The Huntington National Bank
    High-Yield Money Market — 3.82% APY
  • OWB One World Bank
    Rocket 88 Money Market Accounts (Personal & Business) — 3.75% APY
  • Texans Credit Union
    Money Market Account — 3.50% APY
  • Sunflower Bank
    Thrive Money Market — 3.45% APY
  • Truist
    Small Business Money Market Account — 3.40% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Dallas, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 15, 2026

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