Best Money Market Rates in Saint Paul, Minnesota - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current Saint Paul, Minnesota and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank1988 Suburban Ave, Saint Paul, MN 55119A+5.0 ★Texas Ratio: 4.60% Huntington Relationship Money Market at 3.75% APY, TruStone Financial Credit UnionTruStone Financial Credit Union757 Cleveland Ave S, Saint Paul, MN 55116A+5.0 ★Texas Ratio: 5.11% Business High-Yield Money Market at 3.50% APY, Royal Credit UnionRoyal Credit Union2640 Rice St, Saint Paul, MN 55113 3712A+5.0 ★Texas Ratio: 4.76% Business Money Market at 3.25% APY, Associated Healthcare Credit UnionAssociated Healthcare Credit Union360 Sherman St, Saint Paul, MN 55102A+5.0 ★Texas Ratio: 2.23% Money Market at 2.75% APY, and Highland BankHighland Bank2100 Ford Pkwy, Saint Paul, MN 55116A+5.0 ★Texas Ratio: 1.01% Commercial Premier Money Market at 1.66% APY. Money market rates as of July 16, 2026 according to verified data from MonitorBankRates.
Saint Paul has 7 local institutions in our database, with money market rates as high as 3.75% APY from The Huntington National Bank at 1988 Suburban Ave, Saint Paul, MN 55119. Use the table below to compare all available offers, including options from institutions serving the broader Minnesota area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Saint Paul, Minnesota and surrounding area. Last Updated and Verified: July 16, 2026
Compare the Best Money Market Rates Today in Saint Paul, Minnesota & the Surrounding Area
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
Rate is based on the 3-month US Treasury rate minus a margin of 0.50%. Maximum APY will not exceed 5%.
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
Up to; *
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
$5,000,000+
$25,000 - $49,999.99
$2,500,000-$4,999,999
$1,000,000-$2,499,999
$250,000 +
$250,000-$999,999
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
$100,000-$249,999.99
$50,000-$99,999.99
$100,000-$249,999
$50,000-$99,999.99
under $50,000
$25,000-$49,999.99
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
under $25,000
Rate is based on the 3-month US Treasury rate minus a margin of 3.00%.
Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Variable rate. Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Requires a minimum of $250,000 on deposit.
Requires a minimum of $75,000 on deposit.
Requires a minimum of $250,000 on deposit.
If balance falls below $10,000 any day of the month, a $10 monthly service charge will be assessed.
Daily Balances of $150,000.00-10,000,000.00
If balance falls below $10,000 any day of the month, a $10 monthly service charge will be assessed.
Daily Balances of $100,000.00-149,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Saint Paul, MN Money Market Rate Trends
Compare local Saint Paul, MN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota high-yield MMA rates rose 0.327 points over the past 7 days to 3.429% APY.
Minnesota standard MMA rates fell 0.146 points over the past 7 days to 0.958% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Saint Paul, Minnesota money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Saint Paul, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Saint Paul, Minnesota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Saint Paul, Minnesota
What is a Money Market Account (MMA)?
Are Money Market accounts in Saint Paul, Minnesota safe?
How often do MMA rates change in Saint Paul, Minnesota?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Saint Paul, Minnesota?
Best Money Market Rates in Saint Paul, Minnesota
- The Huntington National Bank
Huntington Relationship Money Market — 3.75% APY - TruStone Financial Credit Union
Business High-Yield Money Market — 3.50% APY - Royal Credit Union
Business Money Market — 3.25% APY - Associated Healthcare Credit Union
Money Market — 2.75% APY - Highland Bank
Commercial Premier Money Market — 1.66% APY
Saint Paul, Minnesota Rates & Resources
