Best Money Market Rates in Portage, Michigan - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Portage, Michigan and the surrounding area money market deposit account rates include LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union4084 W Centre Ave, Portage, MI 49024A+5.0 ★Texas Ratio: 2.33% Max Money Market at 4.00% APY, Honor Credit UnionHonor Credit Union2340 E Centre Ave, Portage, MI 49002A+5.0 ★Texas Ratio: 5.50% Surge Money Market at 4.00% APY, Kalsee Credit UnionKalsee Credit Union5220 Lovers Ln Ste 200, Portage, MI 49002A+5.0 ★Texas Ratio: 4.03% Money Market+ at 3.25% APY, Old National BankOld National Bank4431 W Centre Ave, Portage, MI 49024A+5.0 ★Texas Ratio: 5.09% Money Market at 3.25% APY, and The Huntington National BankThe Huntington National Bank416 W Centre Ave, Portage, MI 49024A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.20% APY. Money market rates as of May 29, 2026 according to verified data from MonitorBankRates.
Portage has 8 local institutions in our database, with money market rates as high as 4.00% APY from LMCU Lake Michigan Credit Union at 4084 W Centre Ave, Portage, MI 49024. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Portage, Michigan and surrounding area. Last Updated and Verified: May 29, 2026
Compare the Best Money Market Rates Today in Portage, Michigan & the Surrounding Area
$1,000,000 +
$250,000 - $999,999
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
Minimum of **$25,000** not currently deposited at Huntington.
$100,000 - $249,999
Bonus Rate
$25,000 - $49,999
Less than $2,500
Qualifying balance up to $2,499.99
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
With a minimum of $25k new money
With a minimum of $25k new money
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Portage, MI Money Market Rate Trends
Compare local Portage, MI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield MMA rates fell 0.024 points over the past 7 days to 3.319% APY.
Michigan standard MMA rates rose 0.006 points over the past 7 days to 0.829% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Portage, Michigan money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Portage, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Portage, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Portage, Michigan
What is a Money Market Account (MMA)?
Are Money Market accounts in Portage, Michigan safe?
How often do MMA rates change in Portage, Michigan?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Portage, Michigan?
Best Money Market Rates in Portage, Michigan
- LMCU Lake Michigan Credit Union
Max Money Market — 4.00% APY - Honor Credit Union
Surge Money Market — 4.00% APY - Kalsee Credit Union
Money Market+ — 3.25% APY - Old National Bank
Money Market — 3.25% APY - The Huntington National Bank
High-Yield Money Market — 3.20% APY
