Best Money Market Rates in Kalamazoo, Michigan (MI) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Kalamazoo, Michigan and the surrounding area money market deposit account rates include LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union435 S Westnedge Ave, Kalamazoo, MI 49007A+5.0 ★Texas Ratio: 2.33% Max Money Market at 4.00% APY, Honor Credit UnionHonor Credit Union148 E Michigan Ave, Kalamazoo, MI 49007A+5.0 ★Texas Ratio: 5.50% Surge Money Market at 4.00% APY, The Huntington National BankThe Huntington National Bank155 W Michigan Ave, Kalamazoo, MI 49007A+5.0 ★Texas Ratio: 4.60% Huntington Relationship Money Market at 3.82% APY, Horizon Bank Michigan City, INHorizon Bank Michigan City, IN151 E Michigan Ave, Kalamazoo, MI 49007A+5.0 ★Texas Ratio: 2.79% Money Market Account at 3.65% APY, and Old National BankOld National Bank3201 Portage St, Kalamazoo, MI 49001A+5.0 ★Texas Ratio: 5.09% Money Market at 3.25% APY. Money market rates as of May 18, 2026 according to verified data from MonitorBankRates.
Kalamazoo has 10 local institutions in our database, with money market rates as high as 4.00% APY from LMCU Lake Michigan Credit Union at 435 S Westnedge Ave, Kalamazoo, MI 49007. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Kalamazoo, Michigan and surrounding area. Last Updated and Verified: May 18, 2026
Compare the Best Money Market Rates Today in Kalamazoo, Michigan & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
435 S Westnedge Ave, Kalamazoo, MI 49007
Max Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
$1,000,000 +
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Surge Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
155 W Michigan Ave, Kalamazoo, MI 49007
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 15, 2026
Details
based on zip code.
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
151 E Michigan Ave, Kalamazoo, MI 49007
Money Market Account
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Learn more
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Amplify Money Market Rate
3.37%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Old National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
3201 Portage St, Kalamazoo, MI 49001
Money Market
3.25%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 15, 2026
Details
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
435 S Westnedge Ave, Kalamazoo, MI 49007
Max Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
$250,000 - $999,999
Kalsee Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
2121 S Drake Rd, Kalamazoo, MI 49006 5776
Money Market+
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
up to
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
155 W Michigan Ave, Kalamazoo, MI 49007
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 15, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
155 W Michigan Ave, Kalamazoo, MI 49007
Huntington Relationship Money Market Account
3.20%
$25,000
▼
Rate3.15%
Min Deposit$25,000
Min Balance—
UpdatedMay 15, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
435 S Westnedge Ave, Kalamazoo, MI 49007
Max Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
$100,000 - $249,999
Kalsee Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
2121 S Drake Rd, Kalamazoo, MI 49006 5776
Business Money Markets
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.41%
1551 S 9TH ST, KALAMAZOO, MI 49009 9404
Maximum Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
North Central Area Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
1313 Portage St, Kalamazoo, MI 49001
MONEY MARKET
2.60%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Business Amplify Money Market Rate
2.36%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Bonus Rate
North Central Area Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
1313 Portage St, Kalamazoo, MI 49001
MONEY MARKET
2.35%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
North Central Area Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
1313 Portage St, Kalamazoo, MI 49001
MONEY MARKET
2.15%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
435 S Westnedge Ave, Kalamazoo, MI 49007
Max Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
$25,000 - $49,999
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.41%
1551 S 9TH ST, KALAMAZOO, MI 49009 9404
Maximum Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Kalsee Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
2121 S Drake Rd, Kalamazoo, MI 49006 5776
Business Money Markets
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
North Central Area Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
1313 Portage St, Kalamazoo, MI 49001
MONEY MARKET
1.90%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Business Momentum Money Market
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
North Central Area Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
1313 Portage St, Kalamazoo, MI 49001
MONEY MARKET
1.65%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Business Momentum Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Business Momentum Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Kalsee Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
2121 S Drake Rd, Kalamazoo, MI 49006 5776
Business Money Markets
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Momentum Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Business Momentum Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
435 S Westnedge Ave, Kalamazoo, MI 49007
Max Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Less than $2,500
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.41%
1551 S 9TH ST, KALAMAZOO, MI 49009 9404
Maximum Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
348 W Michigan Ave, Kalamazoo, MI 49007
First Growth Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Momentum Money Market
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Business Momentum Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
OMNI Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
6622 W Main St, Kalamazoo, MI 49009
Money Market Accounts
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Momentum Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
OMNI Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
6622 W Main St, Kalamazoo, MI 49009
Money Market Accounts
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Kalsee Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
2121 S Drake Rd, Kalamazoo, MI 49006 5776
Business Money Markets
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
348 W Michigan Ave, Kalamazoo, MI 49007
First Growth Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Business Momentum Money Market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
348 W Michigan Ave, Kalamazoo, MI 49007
First Growth Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
OMNI Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
6622 W Main St, Kalamazoo, MI 49009
Money Market Accounts
0.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.41%
1551 S 9TH ST, KALAMAZOO, MI 49009 9404
Maximum Money Market
0.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Momentum Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Kalsee Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
2121 S Drake Rd, Kalamazoo, MI 49006 5776
Business Money Markets
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
OMNI Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
6622 W Main St, Kalamazoo, MI 49009
Money Market Accounts
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Business Momentum Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Business Amplify Money Market Rate
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
OMNI Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
6622 W Main St, Kalamazoo, MI 49009
Money Market Accounts
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
348 W Michigan Ave, Kalamazoo, MI 49007
First Growth Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.41%
1551 S 9TH ST, KALAMAZOO, MI 49009 9404
Maximum Money Market
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
148 E Michigan Ave, Kalamazoo, MI 49007
Momentum Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.41%
1551 S 9TH ST, KALAMAZOO, MI 49009 9404
Maximum Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
348 W Michigan Ave, Kalamazoo, MI 49007
First Growth Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.41%
1551 S 9TH ST, KALAMAZOO, MI 49009 9404
Maximum Money Market
0.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.41%
1551 S 9TH ST, KALAMAZOO, MI 49009 9404
Golden Money Market
0.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Essential Money Market
4.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Essential Money Market Account
4.50%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Business Money Market
4.10%
$0
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Public Funds Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Money Market Special
4.00%
$15,000
▼
Rate3.93%
Min Deposit$15,000
Min Balance—
UpdatedMay 17, 2026
Details
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account (Tiered Rate)
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Special
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Promo Rate
WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Money Market Special
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 17, 2026
Details
With a minimum of $25k new money
Premier Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Money Market Special
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 15, 2026
Details
With a minimum of $25k new money
First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Business Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Purpose Money Market Account
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Business Money Market Tier 5
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Purpose Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Personal Money Market Tier 5
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account (Tiered Rate)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Purpose Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Personal Money Market Tier 4
2.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Business Money Market Tier 4
2.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Kalamazoo, Michigan and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Kalamazoo, MI Money Market Rate Trends
Compare local Kalamazoo, MI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MI Avg
3.427%
▼ 0.093 vs 7 days ago
Michigan high-yield MMA rates fell 0.093 points over the past 7 days to 3.427% APY.
Standard MMA — MI Avg
0.638%
▼ 0.040 vs 7 days ago
Michigan standard MMA rates fell 0.040 points over the past 7 days to 0.638% APY.
As of May 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kalamazoo, Michigan money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Kalamazoo, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kalamazoo, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Kalamazoo, Michigan
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Michigan.
Are Money Market accounts in Kalamazoo, Michigan safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.
How often do MMA rates change in Kalamazoo, Michigan?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Kalamazoo, Michigan?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Kalamazoo, Michigan require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Kalamazoo, Michigan
Here are some of the highest money market account APYs currently available in Kalamazoo, Michigan and the surrounding area:
- LMCU Lake Michigan Credit Union
Max Money Market — 4.00% APY - Honor Credit Union
Surge Money Market — 4.00% APY - The Huntington National Bank
Huntington Relationship Money Market — 3.82% APY - Horizon Bank Michigan City, IN
Money Market Account — 3.65% APY - Old National Bank
Money Market — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kalamazoo, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 18, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking