Best Money Market Rates in Pineville, Kentucky - July 2026
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Brian McKay
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Current Pineville, Kentucky and the surrounding area money market deposit account rates include Y-12 Federal Credit UnionY-12 Federal Credit Union101 E Virginia Ave, Pineville, KY 40977 1629A+5.0 ★Texas Ratio: 2.88% Business High Yield Money Market at 3.50% APY, Community Trust BankCommunity Trust Bank11792 Us Highway 25 East, Pineville, KY 40977A+5.0 ★Texas Ratio: 2.24% Preferred Index Money Market at 3.12% APY, TruistTruistA+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Beacon Community Credit UnionBeacon Community Credit UnionA+5.0 ★Texas Ratio: 1.67% Money Market Accounts at 4.00% APY, and Service One Credit UnionService One Credit UnionA5.0 ★Texas Ratio: 11.42% Premium Money Market at 4.00% APY. Money market rates as of July 27, 2026 according to verified data from MonitorBankRates.
Pineville has 2 local institutions in our database, with money market rates as high as 3.50% APY from Y-12 Federal Credit Union at 101 E Virginia Ave, Pineville, KY 40977 1629. Use the table below to compare all available offers, including options from institutions serving the broader Kentucky area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Pineville, Kentucky and surrounding area. Last Updated and Verified: July 27, 2026
Compare the Best Money Market Rates Today in Pineville, Kentucky & the Surrounding Area
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000. Business credit cards do not qualify toward the business loan balance.; Subject to Change Daily
Qualifications Required: 15 debit and/or credit card monthly combined transactions; minimum $2,000 average daily balance or cumulative $1,000 monthly direct deposit; Subject to Change Daily; * High Yield Checking account required for High Yield Money Market. Must maintain a minimum average daily balance of $25,000 and meet High Yield Checking account qualifiers to earn dividends for High Yield Money Market. High Yield Checking qualifiers to earn High Yield dividends: 15 debit and/or credit card monthly combined transactions; minimum $2,000 average daily balance or cumulative $1,000 monthly direct deposit. Direct deposit consists of an electronic deposit of wages, pension and/or social security benefits. Transfers of funds, mobile deposits, and deposits from payment vendors (PayPal, Venmo) do not qualify. The Annual Percentage Yield (APY) for High Yield Money Market is 3.50% if High Yield Checking and minimum balance requirements are met. 1.00% APY for average daily balances $25,000 and over if requirements are not met for High Yield Checking. No dividends are paid for the dividend period if minimum average daily balance qualifier is not met. If High Yield Checking is closed, High Yield Money Market must be closed. Rates subject to change without notice after account opening. Fees may reduce earnings on account.
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000. Business credit cards do not qualify toward the business loan balance.; Subject to Change Daily
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000. Business credit cards do not qualify toward the business loan balance.; Subject to Change Daily
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000. Business credit cards do not qualify toward the business loan balance.; Subject to Change Daily
Subject to Change Daily
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000. Business credit cards do not qualify toward the business loan balance.; Subject to Change Daily
Subject to Change Daily
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000. Business credit cards do not qualify toward the business loan balance.; Subject to Change Daily
Subject to Change Daily
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000. Business credit cards do not qualify toward the business loan balance.; Subject to Change Daily
Subject to Change Daily
Subject to Change Daily
Subject to Change Daily
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
High Yield Checking restrictions apply
Learn More Now
Earn up to 3.70% APY* while keeping enhanced access to your funds
Preferred rates; Must have a Citizens Private Client® Checking account.
Preferred rates; No monthly maintenance fees on a Citizens Quest Money Market account.
Preferred Rates require $25,000 not currently on deposit with Citizens.
With Huntington Perks Checking**
With Private Client Account****
As high as 3.25% Annual Percentage Yield
Non-Relationship Rate
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier.
As Low As; Promotional Rate
Daily Balance >= $10,000
Daily Balance < $10,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Pineville, KY Money Market Rate Trends
Compare local Pineville, KY money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kentucky high-yield MMA rates fell 0.678 points over the past 7 days to 3.025% APY.
Kentucky standard MMA rates rose 0.175 points over the past 7 days to 0.987% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pineville, Kentucky money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Pineville, Kentucky directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pineville, Kentucky. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Pineville, Kentucky
What is a Money Market Account (MMA)?
Are Money Market accounts in Pineville, Kentucky safe?
How often do MMA rates change in Pineville, Kentucky?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Pineville, Kentucky?
Best Money Market Rates in Pineville, Kentucky
- Y-12 Federal Credit Union
Business High Yield Money Market — 3.50% APY - Community Trust Bank
Preferred Index Money Market — 3.12% APY - Truist
Small Business Money Market Account — 4.00% APY - Beacon Community Credit Union
Money Market Accounts — 4.00% APY - Service One Credit Union
Premium Money Market — 4.00% APY
