Citizens Bank & Trust Company KY CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.01%, 6-month CD rates at 5.06% and 3-month CD rates at 0.05%. Current savings rates are at 0.02% and money market rates are at 1.25%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 20.24%. Personal Loan rates are at 8.49%. All these rates, and more, can be found in our database of rates. Citizens Bank & Trust Company KY's 15-Month CD rates are at 4.75%, 48-Month CD rates are at 4.25%, 36-Month CD rates are at 4.25%, 24-Month CD rates are at 4.25%, 18-Month CD rates are at 4.01%. Citizens Bank & Trust Company KY's money market rates are at 1.00%. Citizens Bank & Trust Company KY's 30-Year Fixed rates are at 7.50%, 15-Year Fixed rates are at 7.25%.

Citizens Bank & Trust Company KY

To see how these rates compare to Citizens Bank & Trust Company KY CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank & Trust Company KY, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank & Trust Company KY CD rates. You can also compare Citizens Bank & Trust Company KY savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Bank & Trust Company KY money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank & Trust Company KY? Share your experience about Citizens Bank & Trust Company KY by leaving a review below, or read customer reviews before you decide to use Citizens Bank & Trust Company KY.

Citizens Bank & Trust Company KY Texas Ratio

Citizens Bank & Trust Company KY's Texas Ratio is at 1.04%, which is considered excellent. The Texas Ratio for Citizens Bank & Trust Company KY is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Bank & Trust Company KY is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
4.01%
24-Month CD
4.25%
36-Month CD
4.25%
48-Month CD
4.25%
60-Month CD
4.00%
Savings
N/A
MMA
1.00%
30-Year Fixed
7.58%
Credit Card
N/A
Personal Loan
N/A
Citizens Bank & Trust Company KY
201 E Main St
Campbellsville, KY 42718
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Citizens Bank & Trust Company KY CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Month CD
4.75%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
24-Month CD
4.25%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
36-Month CD
4.25%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
48-Month CD
4.25%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
18-Month CD
4.01%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
12-Month CD
4.00%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
60-Month CD
4.00%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
Money Market
1.00%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Bank & Trust Company KY Mortgage Rates

Lender
Product
Rate
APR
Points
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
7.250%
7.380%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
30-Year Fixed
7.500%
7.582%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Citizens Bank & Trust Company KY Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Regent Bank (OK)
Regent Bank (OK)
12-Month CD
5.30%
$1,000
Kanza Bank
Kanza Bank
7-Month CD (special)
5.00%
$1,000
Raymond James
36-Month CD (brokered)
4.90%
$1,000
AAA Federal Savings Bank
AAA Federal Savings Bank
12-Month CD
4.80%
$1,500
First Hawaiian Bank
First Hawaiian Bank
6-Month CD
4.45%
$1,000
Synchrony Bank
Synchrony Bank
36-Month CD
4.15%
$0
ESB Bank
ESB Bank
36-Month CD
4.10%
$10,000
TowneBank
TowneBank
19-Month CD
3.99%
$1,000
The Bank of Protection
The Bank of Protection
18-Month CD
3.64%
$500
Falcon National Bank
Falcon National Bank
18-Month CD
3.50%
$500
FSB of Randolph County
FSB of Randolph County
36-Month CD
3.40%
$500
PSECU
PSECU
24-Month CD
3.25%
$500
Apple Bank for Savings
Apple Bank for Savings
36-Month CD
3.25%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
48-Month CD share certificate
3.15%
$500
Seamens Bank
Seamens Bank
24-Month CD
3.00%
$1,000
Homewood Federal SB
Homewood Federal SB
48-Month CD
2.75%
$500
Longview Bank
Longview Bank
24-Month CD
2.75%
$500
First Federal S&L Newark, OH
First Federal S&L Newark, OH
24-Month CD
2.51%
$50
1st Gateway Credit Union
1st Gateway Credit Union
24-Month CD
2.10%
$1,000
Grinnell State Bank
Grinnell State Bank
12-Month CD
2.07%
$1,000
Bank of Hindman
Bank of Hindman
60-Month CD
2.02%
$1,000
Walden Savings Bank
Walden Savings Bank
48-Month CD
1.70%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
48-Month CD
1.51%
$500
Gunnison S&L
Gunnison S&L
Money Market
1.36%
$1,000
Century Bank of Florida
Century Bank of Florida
Money Market
1.26%
$1,000,000
HomeBank
24-Month CD
1.16%
$2,500
1st Street Credit Union
1st Street Credit Union
6-Month CD share certificate
1.15%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
36-Month CD
1.00%
$1,000
Chain Bridge Bank
Chain Bridge Bank
Savings
0.81%
$100
Clay County Savings Bank
Clay County Savings Bank
12-Month CD
0.76%
$500
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
48-Month CD
0.70%
$500
Federation Bank
Federation Bank
18-Month CD
0.60%
$500
Grand Rapids SB
Grand Rapids SB
30-Month CD
0.40%
$1,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Prestige Interest Checking
0.40%
$1,500
Dundee Bank
Dundee Bank
36-Month CD
0.35%
$500
Community Bank Mankato
Community Bank Mankato
24-Month CD
0.35%
$1,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
24-Month CD
0.35%
$500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
12-Month CD
0.30%
$500
Cross River Bank
Cross River Bank
Regular E/ Money Market
0.25%
$0
Clinton Savings Bank
Clinton Savings Bank
18-Month CD
0.25%
$10
Torrington Savings Bank
Torrington Savings Bank
12-Month CD
0.25%
$1,000
Global Bank
Global Bank
Savings Account
0.20%
$1
Concordia Bank & Trust Company
Concordia Bank & Trust Company
NOW Account Checking
0.15%
$1,000
Marblehead Bank
Marblehead Bank
12-Month CD
0.15%
$500
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
12-Month CD
0.10%
$1,000
Cornerstone Bank Moorestown, NJ
Cornerstone Bank Moorestown, NJ
Consumer Money Market
0.05%
$0
National Iron Bank
National Iron Bank
6-Month CD
0.05%
$10,000
360 Federal Credit Union
360 Federal Credit Union
Share Savings
0.05%
$5
Union Bank, Inc.
Union Bank, Inc.
Regular Savings
0.04%
$25
First Federal S&L of Van Wert
First Federal S&L of Van Wert
Savings Account
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Bank & Trust Company KY Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens Bank & Trust Company KY Information

Citizens Bank & Trust Company KY
201 E Main St
Campbellsville, KY 42718
Taylor
Established Date: 01/01/1939
FDIC Certificate #: 15675
Date of FDIC Deposit Insurance: 07/22/1939
Bank Holding Company: FIRST BCORP INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Citizens Bank & Trust Company KY FDIC Insured? Yes
What is Citizens Bank & Trust Company KY's Cert number? 15675
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Bank & Trust Company KY Financials

Total Assets:
$307,105,000
Total Deposits:
$268,016,000
Equity Capital:
$37,342,000
Domestic Deposits:
$268,016,000
Net Income:
$699,000
Return on Assets:
0.9969%
Quarterly Return on Assets:
0.9200%
Pretax Return on Assets:
1.1173%
Pretax Quarterly Return on Assets:
1.1200%
Return on Equity:
8.3600%
Quarterly Return on Equity:
7.6900%
Leverage Tier 1 (Core Capital) Ratio:
13.8595%
Total Interest Income (YTD):
3.5984%
 
 
Headquarters:
Campbellsville
FDIC Field Office:
Louisville
Regulator:
FDIC
County:
Taylor
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC

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