Citizens Bank & Trust Company KY CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 0.45% and 3-month CD rates at 3.30%. Current savings rates are at 0.20% and money market rates are at 0.12%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 19.74%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates. Citizens Bank & Trust Company KY's 48-Month CD rates are at 4.35%, 36-Month CD rates are at 4.35%, 24-Month CD rates are at 4.35%, 18-Month CD rates are at 4.27%, 15-Month CD rates are at 4.26%. Citizens Bank & Trust Company KY's money market rates are at 1.00%. Citizens Bank & Trust Company KY's 30-Year Fixed rates are at 7.38%, 15-Year Fixed rates are at 6.85%.

Citizens Bank & Trust Company KY

To see how these rates compare to Citizens Bank & Trust Company KY CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank & Trust Company KY, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank & Trust Company KY CD rates. You can also compare Citizens Bank & Trust Company KY savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Bank & Trust Company KY money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank & Trust Company KY? Share your experience about Citizens Bank & Trust Company KY by leaving a review below, or read customer reviews before you decide to use Citizens Bank & Trust Company KY.

Citizens Bank & Trust Company KY Texas Ratio

Citizens Bank & Trust Company KY's Texas Ratio is at 0.37%, which is considered excellent. The Texas Ratio for Citizens Bank & Trust Company KY is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Bank & Trust Company KY is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
4.27%
24-Month CD
4.35%
36-Month CD
4.35%
48-Month CD
4.35%
60-Month CD
4.25%
Savings
N/A
MMA
1.00%
30-Year Fixed
7.45%
Credit Card
N/A
Personal Loan
N/A
Citizens Bank & Trust Company KY
201 E Main St
Campbellsville, KY 42718
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Citizens Bank & Trust Company KY CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
24-Month CD
4.35%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
36-Month CD
4.35%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
48-Month CD
4.35%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
18-Month CD
4.27%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Month CD
4.26%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
60-Month CD
4.25%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
12-Month CD
4.00%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
Money Market
1.00%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Bank & Trust Company KY Mortgage Rates

Lender
Product
Rate
APR
Points
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
6.850%
7.003%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
30-Year Fixed
7.375%
7.454%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Citizens Bank & Trust Company KY Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merchants Bank of Indiana
Merchants Bank of Indiana
24-Month CD (Flex Index)
4.86%
$1,000
Customers Bank
Customers Bank
24-Month CD
4.00%
$500
Milford Federal Bank
Milford Federal Bank
60-Month CD
4.00%
$1,000
Hibernia Bank
Hibernia Bank
12-Month CD
3.75%
$1,000
Global Bank
Global Bank
24-Month CD
3.75%
$1,000
Haviland State Bank
Haviland State Bank
12-Month CD
3.61%
$500
Barrington Bank & Trust Company
Barrington Bank & Trust Company
23-Month CD
3.50%
$1,000
Utah Independent Bank
Utah Independent Bank
60-Month CD
3.34%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
24-Month CD
3.30%
$500
Luminate Bank
Luminate Bank
25-Month CD
3.30%
$10,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
12-Month CD
3.28%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
Money Market
3.25%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
36-Month CD
3.17%
$500
CorTrust Bank
CorTrust Bank
48-Month CD
3.10%
$500
Kennebec Savings Bank
Kennebec Savings Bank
12-Month CD
3.05%
$500
Commerce Bank & Trust
Commerce Bank & Trust
48-Month CD
3.00%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
Tiered Savings
3.00%
$250,000
Generations Commercial Bank
36-Month CD
3.00%
$500
First National Bank of Hutchinson
First National Bank of Hutchinson
48-Month CD
2.87%
$5,000
First Citizens State Bank
First Citizens State Bank
36-Month CD
2.75%
$100
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
60-Month CD
2.52%
$250
F&M Bank of St. Clair
F&M Bank of St. Clair
60-Month CD
2.50%
$500
Monroe Savings Bank
Monroe Savings Bank
60-Month CD
2.50%
$500
Lake-Osceola State Bank
Lake-Osceola State Bank
24-Month CD
2.27%
$500
Clarion County Community Bank
Clarion County Community Bank
48-Month CD
2.20%
$500
Security Bank Tulsa, OK
Security Bank Tulsa, OK
Money Market
2.02%
$25,000
UCB Milford, IA
UCB Milford, IA
12-Month CD
2.02%
$1,000
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
60-Month CD
1.81%
$1,000
Savers Co-operative Bank
Savers Co-operative Bank
36-Month CD
1.69%
$500
BankPurley
BankPurley
Savings
1.50%
$100
Cayuga Lake National Bank
Cayuga Lake National Bank
24-Month CD
1.15%
$500
Lake Elmo Bank
Lake Elmo Bank
48-Month CD
1.05%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
24-Month CD
0.75%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
60-Month CD
0.70%
$500
Investment Savings Bank
Investment Savings Bank
60-Month CD
0.50%
$500
First Exchange Bank
First Exchange Bank
48-Month CD
0.40%
$500
OneUnited Bank
OneUnited Bank
36-Month CD
0.30%
$1,000
FNB of Lacon
FNB of Lacon
Passbook Savings
0.30%
$10
4U Federal Credit Union
4U Federal Credit Union
Savings
0.30%
$100
Capon Valley Bank
Capon Valley Bank
Statement Savings
0.25%
$10
Access Community Credit Union
Access Community Credit Union
Share Savings
0.20%
$5
First Citizens Bank Luverne, AL
Money Market
0.15%
$2,500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Prime Savings
0.15%
$25
United Trust Bank
United Trust Bank
Premium Money Market
0.10%
$0
Ponce Bank
Ponce Bank
Money Market
0.10%
$1
Premier Bank
Premier Bank
18-Month CD
0.10%
$500
Jonestown Bank and Trust Company
Jonestown Bank and Trust Company
Statement Savings
0.10%
$100
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
Money Market
0.05%
$0
Accentra Credit Union
Accentra Credit Union
Money Market
0.05%
$0
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
Diplomat Gold Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Bank & Trust Company KY Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens Bank & Trust Company KY Information

Citizens Bank & Trust Company KY
201 E Main St
Campbellsville, KY 42718
Taylor
Established Date: 01/01/1939
FDIC Certificate #: 15675
Date of FDIC Deposit Insurance: 07/22/1939
Bank Holding Company: FIRST BCORP INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Citizens Bank & Trust Company KY FDIC Insured? Yes
What is Citizens Bank & Trust Company KY's Cert number? 15675
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Bank & Trust Company KY Financials

Total Assets:
$334,364,000
Total Deposits:
$292,863,000
Equity Capital:
$39,235,000
Domestic Deposits:
$292,863,000
Net Income:
$644,000
Return on Assets:
0.8946%
Quarterly Return on Assets:
0.7700%
Pretax Return on Assets:
0.9754%
Pretax Quarterly Return on Assets:
0.9800%
Return on Equity:
7.6700%
Quarterly Return on Equity:
6.5600%
Leverage Tier 1 (Core Capital) Ratio:
14.1693%
Total Interest Income (YTD):
4.4556%
 
 
Headquarters:
Campbellsville
FDIC Field Office:
Louisville
Regulator:
FDIC
County:
Taylor
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Navy Federal Credit Union which consistently offers some of the lowest mortgage rates today is also offering $2,500 towards closing costs. You can use the $2,500 towards closing costs or as a credit for fees paid outside of closing (i.e., appraisal fee, credit report, etc.). The $2,500 is available for home purchases and refinancing existing loans.
Mortgage rates have stabilized today after going lower several days in a row. Today's 30 year fixed mortgage rates are unchanged averaging 4.76 percent, unchanged from Friday's average 30 year mortgage interest rate. Current mortgage rates have come down over the past few days because on the ongoing debt crisis in Europe. 15 year mortgage rates are currently averaging 4.25 percent, unchanged from Friday's average 15 year mortgage rate.

Bank or Credit Union Offers and Deals

Navy Federal Credit Union Best CD Rates
Mortgage Rates Higher in Mortgage Survey: 30 Year Mortgage Rates Averaging 4.92%
Today's Mortgage Rates at Record Lows are Finally Helping Housing: FHFA Housing Price Index +0.8% for May
Money Market Rates and Savings Rates Report May 17, 2015
Average Mortgage Rates Mixed This Week, Lowest 30 Year Rates Remain Under 4.00 Percent
Low Mortgage Rates and Low Home Inventory Cause Biggest Home Price Gains Since 2006
Average Mortgage Rates Move Lower This Week: 30-Year Rates at 7.23% and 15-Year Rates at 6.49%
Mortgage Rates July 5: 30 Year Mortgage Rates at 4.67%, 30 Year Jumbo Mortgage Rates at 5.33%
Fed Wraps Up Meeting Today - Will Savings Rates Move Higher?
E-Loan 6 Month Jumbo CD Rates now at 0.85%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.46%, 15 Year Mortgage Rates at 3.71%
Recent CD Rate Changes Are Mostly Lower
2-21 Mortgage Rates: Weekly Mortgage Rates and Refinance Rates Increase Except for 30 Year Rates
Mortgage Rates Higher on Higher Treasury Yields: 30 Year Mortgage Rates at 4.55%
Teachers FCU Savings Rates and MMA Rates
Why Are Long Term Interest Rates Low?
AIG Bank High Yield Money Market Account
Bethpage Credit Union CD Rates: 5.00% APY 12-Month CD, 4.75% APY 6-Month CD
Ally Bank CD Rates: 18-Month CD Rate at 5.00% APY
Mortgage Rates Drop Again: 30 Year Mortgage Rates Averaging 4.76%

Citizens Bank & Trust Company KY Reviews

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