Best Money Market Rates in Louisville, Kentucky - July 2026
Brian McKay
Brian McKay
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Current Louisville, Kentucky and the surrounding area money market deposit account rates include TruistTruist401 W Main St, Louisville, KY 40202A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Beacon Community Credit UnionBeacon Community Credit Union7910 National Tpke, Louisville, KY 40214A+5.0 ★Texas Ratio: 1.67% Money Market Accounts at 4.00% APY, WesBanco BankWesBanco Bank4510 Shelbyville Rd, Louisville, KY 40207A+5.0 ★Texas Ratio: 1.63% Money Market special at 3.75% APY, L and N Federal Credit UnionL and N Federal Credit Union9265 SMYRNA PKWY, LOUISVILLE, KY 40229A+5.0 ★Texas Ratio: 2.27% Premier Money Market Special at 3.40% APY, and Commonwealth Credit Union Frankfort, KYCommonwealth Credit Union Frankfort, KY3704 Frankfort Ave, Louisville, KY 40207A+5.0 ★Texas Ratio: 2.47% Business Money Market Accounts at 3.25% APY. Money market rates as of July 16, 2026 according to verified data from MonitorBankRates.
Louisville has 14 local institutions in our database, with money market rates as high as 4.00% APY from Truist at 401 W Main St, Louisville, KY 40202. Use the table below to compare all available offers, including options from institutions serving the broader Kentucky area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Louisville, Kentucky and surrounding area. Last Updated and Verified: July 16, 2026
Compare the Best Money Market Rates Today in Louisville, Kentucky & the Surrounding Area
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
High Yield Checking restrictions apply
Learn More Now
Park Perks**
Park Perks**
Park Perks**
Dividend Rate with Park Perks**: 2.225%, APY* with Park Perks**: 2.25%
Park Perks**
Park Perks**
High Yield Checking restrictions apply
Dividend Rate with Park Perks**: 1.292%, APY* with Park Perks**: 1.30%
High Yield Checking restrictions apply
Park Perks**
High Yield Checking restrictions apply
Dividend Rate with Park Perks**: 0.747%, APY* with Park Perks**: 0.75%
Park Perks**
High Yield Checking restrictions apply
Tier 1 Up to $9,999.99
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
Earn up to 3.70% APY* while keeping enhanced access to your funds.
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Daily Balance >= $10,000; Minimum daily balance to obtain APY is based on tiered rate structure
Daily Balance <$10,000
Minimum daily balance to obtain APY $2,500
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Louisville, KY Money Market Rate Trends
Compare local Louisville, KY money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kentucky high-yield MMA rates rose 0.146 points over the past 7 days to 3.703% APY.
Kentucky standard MMA rates rose 0.339 points over the past 7 days to 0.853% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Louisville, Kentucky money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Louisville, Kentucky directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Louisville, Kentucky. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Louisville, Kentucky
What is a Money Market Account (MMA)?
Are Money Market accounts in Louisville, Kentucky safe?
How often do MMA rates change in Louisville, Kentucky?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Louisville, Kentucky?
Best Money Market Rates in Louisville, Kentucky
- Truist
Small Business Money Market Account — 4.00% APY - Beacon Community Credit Union
Money Market Accounts — 4.00% APY - WesBanco Bank
Money Market special — 3.75% APY - L and N Federal Credit Union
Premier Money Market Special — 3.40% APY - Commonwealth Credit Union Frankfort, KY
Business Money Market Accounts — 3.25% APY
