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Peoples Bank Lebanon, KY Rates & Review August 2026

Peoples Bank Lebanon, KY's 1-Month CD rates are at 4.07%, 3-Month CD rates are at 4.07%, 6-Month CD rates are at 4.07%, 12-Month CD rates are at 3.78%, 12-Month CD - IRA rates are at 3.78%. Peoples Bank Lebanon, KY's savings rates are at 0.10%. Peoples Bank Lebanon, KY's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Peoples Bank Lebanon, KY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 08/28/2026.

Peoples Bank Lebanon, KY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank Lebanon, KY? Share your experience about Peoples Bank Lebanon, KY by leaving a review below, or read customer reviews before you decide to use Peoples Bank Lebanon, KY.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Peoples Bank
265 Old Springfield Rd
Lebanon, KY 40033
https://www.pboflebanon.com
Member FDIC

Peoples Bank Lebanon, KY CD Rates

Product Rate APY Term View More
1 Month CD 4.00% 4.07% 1 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Month CD 4.00% 4.07% 3 Month
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month CD 4.00% 4.07% 6 Month
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month CD 3.75% 3.78% 12 Month
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month CD - IRA 3.75% 3.78% 12 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
13 Month CD 3.75% 3.78% 13 Month
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month CD 3.75% 3.78% 24 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month CD - IRA 3.75% 3.78% 24 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month CD 3.75% 3.78% 36 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month CD - IRA 3.75% 3.78% 36 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month CD 3.65% 3.68% 48 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month CD 3.65% 3.68% 60 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Peoples Bank Lebanon, KY Savings Rates

Product Rate APY View More
Christmas Club 0.10% 0.10%
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Minor Savings 0.10% 0.10%
Min Balance $10
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings 0.10% 0.10%
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Peoples Bank Lebanon, KY Money Market Rates

Product Rate APY View More
Peoples Money Market 0.10% 0.10%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Peoples Money Market Business 0.10% 0.10%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples Bank Lebanon, KY is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples Bank Lebanon, KY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Bank Lebanon, KY's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peoples Bank Lebanon, KY
Bank Holding Company KING HARRIS BCORP INC
Address 265 Old Springfield Rd, Lebanon, KY 40033  ·  Marion
FDIC Certificate # 1562
Established 09/16/1910
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9608%
Return on Equity (ROE) 12.8300%
Non-Performing Loans (NPL) 0.00%
Total Assets $186,000,000
Total Deposits $162,999,000
Equity Capital $14,533,000
Net Income $2,099,000
Headquarters Lebanon
Total Branches and Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Peoples Bank Lebanon, KY

How many branches does Peoples Bank Lebanon, KY operate?

Peoples Bank Lebanon, KY currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples Bank Lebanon, KY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank Lebanon, KY provides members with tools to manage their accounts and build a solid financial history.

Does Peoples Bank Lebanon, KY offer online and mobile banking?

Most modern institutions like Peoples Bank Lebanon, KY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pboflebanon.com.

Current Peoples Bank Lebanon, KY Rates

  • 12-Month CD3.78%
  • 24-Month CD3.78%
  • 36-Month CD3.78%
  • 48-Month CD3.68%
  • 60-Month CD3.68%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.