Best Money Market Rates in Aberdeen, Idaho - July 2026
Content reviewed by
Brian McKay
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Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Aberdeen, Idaho and the surrounding area money market deposit account rates include America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 7.26% Money Market at 3.90% APY, Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit UnionA+5.0 ★Texas Ratio: 4.06% Money Market Account at 3.49% APY, First FSB of Twin FallsFirst FSB of Twin FallsA+5.0 ★Texas Ratio: 0.24% Business Money Market at 3.04% APY, Bell BankBell BankA+5.0 ★Texas Ratio: 2.41% Elite Money Market Savings at 3.01% APY, and Lookout Federal Credit UnionLookout Federal Credit UnionA5.0 ★Texas Ratio: 8.82% Money Market Plus New Money Promo at 3.00% APY. Money market rates as of June 29, 2026 according to verified data from MonitorBankRates.
Aberdeen is a smaller community with no bank or credit union branches currently in our database. 140 institutions serving the Idaho area are available to Aberdeen residents, with money market rates as high as 3.90% APY from America First Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Aberdeen, Idaho and surrounding area. Last Updated and Verified: June 29, 2026
Compare the Best Money Market Rates Today in Aberdeen, Idaho & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 10
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 10
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings
3.01%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedJun 16, 2026
Details
APY is variable and may change after account is opened. If fees are applied, earnings may be reduced. Not available for business accounts. There is a $5 fee for each withdrawal over 6 in a monthly statement period.
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Elite Money Market Savings*
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Lookout Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
Money Market Plus New Money Promo
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Member Preferred Money Market
2.79%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
APY effective 12/2/25. Rate is variable and balance tiers may change after account is opened.
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 9
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 9
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 10.63%
Money Market Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 29, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Daily ledger balance of: $500,000 and above
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 8
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 8
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
BUSINESS MONEY MARKET Plus Accounts
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Effective Date: 06/01/2026
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Money Market Plus Accounts
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Summit National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Premier Money Markets
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Floor Interest Rate**
Frontier Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
Velocity Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Money Market Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 10.63%
Money Market Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 29, 2026
Details
Westmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
Premium Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
BUSINESS MONEY MARKET Plus Accounts
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Effective Date: 06/01/2026
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Money Market Plus Accounts
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
BUSINESS MONEY MARKET Plus Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Effective Date: 06/01/2026
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Money Market Plus Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 10.63%
Money Market Checking
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJun 29, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Daily ledger balance of: $250,000 - $499,999
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 7
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 7
Westmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
Platinum Money Market
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Frontier Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
Velocity Money Market
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Account
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Share Account
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Share Account (MMSA)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Premier Money Market Share Account (PMMSA)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Money Market Plus Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Lookout Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
Money Market Plus Savings
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
balance over $10,000
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
MyMoney MarketTM Account
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
BUSINESS MONEY MARKET Plus Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Effective Date: 06/01/2026
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 10.63%
Money Market Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 29, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Money Market
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Daily ledger balance of: $100,000 - $249,999
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Share Account
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Share Account (MMSA)
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Premier Money Market Share Account (PMMSA)
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Daily ledger balance of: $.01 - $99,999
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
BUSINESS MONEY MARKET Plus Accounts
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Effective Date: 06/01/2026
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 10.63%
Money Market Checking
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJun 29, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Money Market Plus Accounts
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Premier Money Market Share Account (PMMSA)
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 6
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 6
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
IRA Money Market Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
*APY = Annual Percentage Yield. The interest rate and annual percentage yield may change at any time. Federally insured by the NCUA.
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Westmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
IRA Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Qualifying balance up to $4,999.99
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Money Market Plus Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 5
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 5
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 4
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 4
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 3
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 3
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 2
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 2
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 1
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier 1
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Aberdeen, Idaho and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Aberdeen, ID Money Market Rate Trends
Compare local Aberdeen, ID money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — ID Avg
3.063%
Unchanged vs 7 days ago
Idaho high-yield MMA rates currently average 3.063% APY.
Standard MMA — ID Avg
1.016%
Unchanged vs 7 days ago
Idaho standard MMA rates currently average 1.016% APY.
As of Jul 4, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Aberdeen, Idaho money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Aberdeen, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Aberdeen, Idaho. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ID.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Aberdeen, Idaho
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Idaho.
Are Money Market accounts in Aberdeen, Idaho safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Idaho up to $250,000 per depositor, per institution.
How often do MMA rates change in Aberdeen, Idaho?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Idaho rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Aberdeen, Idaho?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Aberdeen, Idaho require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Aberdeen, Idaho
Here are some of the highest money market account APYs currently available in Aberdeen, Idaho and the surrounding area:
- America First Federal Credit Union
Money Market — 3.90% APY - Potlatch No 1 Financial Credit Union
Money Market Account — 3.49% APY - First FSB of Twin Falls
Business Money Market — 3.04% APY - Bell Bank
Elite Money Market Savings — 3.01% APY - Lookout Federal Credit Union
Money Market Plus New Money Promo — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Aberdeen, Idaho. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 29, 2026
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