Nevada Housing Affordability Index
Nevada’s MBR Housing Affordability Index score is 86.1 (Moderately Less Affordable) as of October 14, 2026, ranking 40th most affordable of 51 states, compared with a national score of 97.1. On a median-priced $435,400 home in Nevada with 20% down, the current 7.19% 30-year fixed rate means a monthly principal and interest payment of about $2,361, or 36% of the state’s $78,260 median household income.
Daily MBR Housing Affordability Index (MBR-HAI) score for Nevada compared to the national average. Updated every night using live mortgage rates and U.S. Census Bureau income and home value data. A score of 100 equals the national average; higher scores mean homeownership is more affordable.
Housing Affordability Across U.S. States
MBR-HAI score for every state as of October 14, 2026, with Nevada outlined. Green states are more affordable than the national baseline of 100; red states are less affordable. Hover for the rank; click through to any state.
National baseline = 100 (computed at the 6.5% reference rate). Scores update every morning. Hover any state for its rank; click to open that state's page.
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Nevada Affordability Ranking
Nevada MBR-HAI · 90-Day Trend
Dashed line = national average. Amber dashed line = 100 baseline. Score updates each morning after the nightly rate aggregation run.
Key Affordability Factors · Nevada
Source: U.S. Census Bureau American Community Survey and Current Population Survey. Mortgage rate from MBR live rate database.
How Nevada Ranks Among All States
| Rank | State | MBR-HAI Score | Affordability |
|---|---|---|---|
| ▲ See top 36 states → | |||
| 37 | Vermont | 89.5 | Moderately Less Affordable |
| 38 | Maryland | 89.2 | Moderately Less Affordable |
| 39 | Connecticut | 87.3 | Moderately Less Affordable |
| 40 | Nevada You are here | 86.1 | Moderately Less Affordable |
| 41 | New Hampshire | 86.0 | Moderately Less Affordable |
| 42 | New Jersey | 83.2 | Moderately Less Affordable |
| 43 | Colorado | 83.1 | Moderately Less Affordable |
| ▼ See all 51 state rankings → | |||
Showing states ranked near Nevada · October 14, 2026 • View complete national rankings →
Download Nevada HAI Data
2026-10-14,NV,86.1,97.1,7.185
Daily scores for all 51 states, filter by state or date in Excel or Google Sheets.
All States (CSV)Press & Citation Resources · Nevada
Ready-to-publish sentences using today's Nevada data, an email template you can send to clients, and direct contact for press inquiries or custom data requests.
Ready-to-Publish Sentences
Each sentence updates daily with the live Nevada score. Free for editorial use with attribution to MonitorBankRates.
In Nevada, the MonitorBankRates (MBR) Housing Affordability Index stood at 86.1 on October 14, 2026, ranking #40 of 51 U.S. states for homeownership affordability and indicating moderately less affordable conditions relative to the national baseline. The state-level reading combines Nevada's 30-year mortgage rate average of 7.185% with U.S. Census Bureau housing values, household income, property taxes, and cost burden data.
“Nevada's MonitorBankRates (MBR) Housing Affordability Index score of 86.1 places it #40 of 51 nationwide. Below the 100 baseline, that means buyer purchasing power in Nevada is weaker than the long-run national average computed at a 6.5% mortgage rate. The state's 30-year average is currently 7.185%, and the index lags the national average.”
Brian McKay, MonitorBankRates
🏠 MonitorBankRates (MBR) Housing Affordability Index. Nevada: 86.1 (Moderately Less Affordable), rank #40 of 51 states. 30-yr mortgage avg: 7.19%. National baseline = 100. Updated daily · via @MonitorBankRates → https://www.monitorbankrates.com/housing-affordability-index/nevada/
Housing affordability in Nevada is currently sitting at 86.1 on the MonitorBankRates (MBR) Housing Affordability Index, ranking it #40 of 51 U.S. states. With 100 representing the long-term national baseline at a 6.5% reference rate, Nevada's 30-year mortgage rate of 7.19% reflects moderately less affordable conditions for local buyers. The state lags the national average as a whole.
Mortgage Broker Email Template
Pre-written client update for Nevada homebuyers. Personalize the bracketed fields and send.
For Press & Researchers
The Nevada MBR-HAI is free to cite for editorial, academic, and policy use with attribution. We're happy to provide additional support:
- Custom data cuts: Nevada metros, MSAs, or historical slices on request
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- Background interviews: methodology, market context, or commentary on rate moves
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