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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Alamo, NV Housing Affordability Index

Alamo, Nevada has an MBR Housing Affordability Index score of 132.1 (Highly Affordable) as of October 30, 2026, ranking 15th most affordable of 54 scored Nevada cities, compared with 86.2 statewide and 97.4 nationally. On a median-priced $197,100 home with 20% down, the Nevada average 30-year fixed rate of 7.14% means a monthly principal and interest payment of about $1,063, or 18% of the city’s $70,136 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Alamo is updated every night from live Nevada mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Alamo MBR-HAI 132.1 Highly Affordable
Rank in Nevada 15 of 54 1 = most affordable
Nevada 86.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.14% Nevada lenders
Median home value $197,100 U.S. Census Bureau

Alamo is 45.9 points above the Nevada score. Scores as of October 30, 2026. See the Nevada index

View Alamo Mortgage Rates

What It Takes to Buy in Alamo

$1,063/mo
Principal & Interest
Median home, 20% down, 7.14%
$45,600
Income Needed
To keep the payment at 28% of income
$70,136
Median Household Income
Nevada: $78,260
2.8x
Price-to-Income Ratio
Nevada: 5.6x
$917/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,164/yr
Median Property Tax
0.59% of median value
31.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
100.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Alamo, Nevada. The rate is the Nevada average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Alamo Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Alamo, Nevada score: 132.1 (Highly Affordable), ranked 15 of 54 Nevada cities. monitorbankrates.com/housing-affordability-index/nevada/alamo”