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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Kingsbury, NV Housing Affordability Index

Kingsbury, Nevada has an MBR Housing Affordability Index score of 71.7 (Moderately Less Affordable) as of October 30, 2026, ranking 53rd most affordable of 54 scored Nevada cities, compared with 86.2 statewide and 97.4 nationally. On a median-priced $1,077,200 home with 20% down, a jumbo loan at 7.39% means a monthly principal and interest payment of about $5,958, or 74% of the city’s $96,250 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Kingsbury is updated every night from live Nevada mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Kingsbury MBR-HAI 71.7 Moderately Less Affordable
Rank in Nevada 53 of 54 1 = most affordable
Nevada 86.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.14% Nevada lenders
Median home value $1,077,200 U.S. Census Bureau

Kingsbury is 14.5 points below the Nevada score. Scores as of October 30, 2026. See the Nevada index

View Kingsbury Mortgage Rates

What It Takes to Buy in Kingsbury

$5,958/mo
Principal & Interest
Median home, 20% down, 7.39% jumbo
$255,400
Income Needed
To keep the payment at 28% of income
$96,250
Median Household Income
Nevada: $78,260
11.2x
Price-to-Income Ratio
Nevada: 5.6x
$1,504/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,071/yr
Median Property Tax
0.29% of median value
47.9%
Owner Cost Burden
Owners spending 30%+ of income on housing
24.7%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Kingsbury, Nevada. The rate is the Nevada average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state. A 20% down loan on the median home here is above the $832,750 conforming limit, so the index adds 0.25% for jumbo pricing.

How Kingsbury Ranks in Nevada

Cities with similar scores
#50Zephyr Cove76.6 #51Genoa76.2 #52Gardnerville73.0
#53Kingsbury71.7
#54Incline Village69.6
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Cite the Kingsbury Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Kingsbury, Nevada score: 71.7 (Moderately Less Affordable), ranked 53 of 54 Nevada cities. monitorbankrates.com/housing-affordability-index/nevada/kingsbury”