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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Wadsworth, NV Housing Affordability Index

Wadsworth, Nevada has an MBR Housing Affordability Index score of 225.2 (Highly Affordable) as of October 30, 2026, ranking 3rd most affordable of 54 scored Nevada cities, compared with 86.2 statewide and 97.4 nationally. On a median-priced $86,400 home with 20% down, the Nevada average 30-year fixed rate of 7.14% means a monthly principal and interest payment of about $466, or 9% of the city’s $63,056 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Wadsworth is updated every night from live Nevada mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Wadsworth MBR-HAI 225.2 Highly Affordable
Rank in Nevada 3 of 54 1 = most affordable
Nevada 86.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.14% Nevada lenders
Median home value $86,400 U.S. Census Bureau

Wadsworth is 139.0 points above the Nevada score. Scores as of October 30, 2026. See the Nevada index

View Wadsworth Mortgage Rates

What It Takes to Buy in Wadsworth

$466/mo
Principal & Interest
Median home, 20% down, 7.14%
$20,000
Income Needed
To keep the payment at 28% of income
$63,056
Median Household Income
Nevada: $78,260
1.4x
Price-to-Income Ratio
Nevada: 5.6x
$324/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,271/yr
Median Property Tax
Nevada figure
31.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
15.7%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Wadsworth, Nevada. The rate is the Nevada average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Wadsworth Ranks in Nevada

Cities with similar scores
#1Nixon350.1 #2Crescent Valley345.5
#3Wadsworth225.2
#4Wells214.3 #5Owyhee205.4 #6Dyer181.6
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Cite the Wadsworth Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Wadsworth, Nevada score: 225.2 (Highly Affordable), ranked 3 of 54 Nevada cities. monitorbankrates.com/housing-affordability-index/nevada/wadsworth”