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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Minden, NV Housing Affordability Index

Minden, Nevada has an MBR Housing Affordability Index score of 82.6 (Moderately Less Affordable) as of October 30, 2026, ranking 48th most affordable of 54 scored Nevada cities, compared with 86.2 statewide and 97.4 nationally. On a median-priced $586,000 home with 20% down, the Nevada average 30-year fixed rate of 7.14% means a monthly principal and interest payment of about $3,162, or 38% of the city’s $99,904 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Minden is updated every night from live Nevada mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Minden MBR-HAI 82.6 Moderately Less Affordable
Rank in Nevada 48 of 54 1 = most affordable
Nevada 86.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.14% Nevada lenders
Median home value $586,000 U.S. Census Bureau

Minden is 3.6 points below the Nevada score. Scores as of October 30, 2026. See the Nevada index

View Minden Mortgage Rates

What It Takes to Buy in Minden

$3,162/mo
Principal & Interest
Median home, 20% down, 7.14%
$135,500
Income Needed
To keep the payment at 28% of income
$99,904
Median Household Income
Nevada: $78,260
5.9x
Price-to-Income Ratio
Nevada: 5.6x
$1,495/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,600/yr
Median Property Tax
0.61% of median value
35.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
54.4%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Minden, Nevada. The rate is the Nevada average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Minden Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Minden, Nevada score: 82.6 (Moderately Less Affordable), ranked 48 of 54 Nevada cities. monitorbankrates.com/housing-affordability-index/nevada/minden”