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New Hampshire Housing Affordability Index | MonitorBankRates (MBR-HAI)

New Hampshire Housing Affordability Index

Daily affordability score for New Hampshire compared to the national average. Updated every night using live mortgage rates and U.S. Census Bureau income and home value data.

Live Score
New Hampshire
88.1
Moderately Less Affordable
MBR-HAI • May 26, 2026
0 vs. prior day
National Average
100.0
Near National Average
MBR-HAI • May 26, 2026
0 vs. prior day
National Rank #41 of 51 states
vs. National Average -11.9 points
30-yr Rate Used 6.755%
Median Home Value $402,500
Median Household Income $99,031

New Hampshire Affordability Ranking

#41 of 51 states · May 26, 2026 Less affordable than average
Most Affordable Least Affordable
More affordable than: 10 of 51 states (20%)
Less affordable than: 40 of 51 states (78%)
MBR-HAI Score: 88.1 vs. national 100.0 (-11.9 points)
Nearby States
↑ 38 more affordable states above
#39 CT 89.8
#40 NV 88.2
#41 New Hampshire ◀ 88.1
#42 NJ 85.6
#43 CO 84.7
↓ 8 less affordable states below
Top 5 Most Affordable
#1 WV 148.1
#2 AR 139.9
#3 AL 137.2
#4 MS 134.6
#5 IA 130.5
Bottom 5 Least Affordable
#47 OR 79.7
#48 DC 78.7
#49 MA 77.8
#50 HI 70.7
#51 CA 68.4

View full 51-state rankings →

New Hampshire MBR-HAI · 90-Day Trend

New Hampshire
National Average

Dashed line = national average. Amber dashed line = 100 baseline. Score updates each morning after the nightly rate aggregation run.

Key Affordability Factors · New Hampshire

$402,500
Median Home Value
U.S. median: varies by state
$99,031
Median Household Income
U.S. median: $80,734
4.1x
Price-to-Income Ratio
Home value ÷ income
$1,796/mo
Median Owner Costs
21.8% of income annually
$6,927/yr
Median Property Tax
1.72% effective rate
73.3%
Homeownership Rate
U.S. average: 65.7%
27.8%
Owner Cost Burden
% spending 30%+ of income on housing
6.755%
30-yr Mortgage Rate
State average • May 26, 2026

Source: U.S. Census Bureau American Community Survey and Current Population Survey. Mortgage rate from MBR live rate database.

How New Hampshire Ranks Among All States

#41
of 51 states
Least Affordable Most Affordable
New Hampshire is more affordable than 20% of U.S. states, Moderately Less Affordable
88.1
MBR-HAI Score
Rank State MBR-HAI Score Affordability
▲ See top 37 states →
38 Maryland 91.6 Near National Average
39 Connecticut 89.8 Moderately Less Affordable
40 Nevada 88.2 Moderately Less Affordable
41 New Hampshire You are here 88.1 Moderately Less Affordable
42 New Jersey 85.6 Moderately Less Affordable
43 Colorado 84.7 Moderately Less Affordable
44 Washington 83.8 Moderately Less Affordable
▼ See all 51 state rankings →

Showing states ranked near New Hampshire · May 26, 2026 • View complete national rankings →

Download New Hampshire HAI Data

New Hampshire History (CSV)
Daily score vs. national • all dates
date,state,hai_score,national_score,rate_used
2026-05-26,NH,88.1,100.0,6.755
Download NH History (CSV)
All 51 States (CSV)
Compare New Hampshire to every state

Daily scores for all 51 states, filter by state or date in Excel or Google Sheets.

All States (CSV)
Cite the New Hampshire MBR-HAI
Editorial / press citation
“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, May 26, 2026. New Hampshire score: 88.1 (Moderately Less Affordable), ranked #41 of 51 states. Methodology: monitorbankrates.com/housing-affordability-index-methodology”
APA 7th edition (academic)
Monitor Bank Rates LLC. (2026, May 26). MonitorBankRates (MBR) Housing Affordability Index: New Hampshire [Data set]. https://www.monitorbankrates.com/housing-affordability-index/new-hampshire/

Press & Citation Resources · New Hampshire

Ready-to-publish sentences using today's New Hampshire data, an email template you can send to clients, and direct contact for press inquiries or custom data requests.

Ready-to-Publish Sentences

Each sentence updates daily with the live New Hampshire score. Free for editorial use with attribution to MonitorBankRates.

News Lead · AP-style, factual

In New Hampshire, the MonitorBankRates (MBR) Housing Affordability Index stood at 88.1 on May 26, 2026, ranking #41 of 51 U.S. states for homeownership affordability and indicating moderately less affordable conditions relative to the national baseline. The state-level reading combines New Hampshire's 30-year mortgage rate average of 6.755% with U.S. Census Bureau housing values, household income, property taxes, and cost burden data.

Analyst Quote · with voice, attributable

“New Hampshire's MonitorBankRates (MBR) Housing Affordability Index score of 88.1 places it #41 of 51 nationwide. Below the 100 baseline, that means buyer purchasing power in New Hampshire is weaker than the long-run national average computed at a 6.5% mortgage rate. The state's 30-year average is currently 6.755%, and the index lags the national average.”

Brian McKay, MonitorBankRates

Social Media · concise, share-friendly

🏠 MonitorBankRates (MBR) Housing Affordability Index. New Hampshire: 88.1 (Moderately Less Affordable), rank #41 of 51 states. 30-yr mortgage avg: 6.76%. National baseline = 100. Updated daily · via @MonitorBankRates → https://www.monitorbankrates.com/housing-affordability-index/new-hampshire/

Casual / Blog · conversational

Housing affordability in New Hampshire is currently sitting at 88.1 on the MonitorBankRates (MBR) Housing Affordability Index, ranking it #41 of 51 U.S. states. With 100 representing the long-term national baseline at a 6.5% reference rate, New Hampshire's 30-year mortgage rate of 6.76% reflects moderately less affordable conditions for local buyers. The state lags the national average as a whole.

Mortgage Broker Email Template

Pre-written client update for New Hampshire homebuyers. Personalize the bracketed fields and send.

SubjectHousing affordability snapshot for New Hampshire: what it means for your search
Hi [Client Name], Wanted to share a quick affordability snapshot for New Hampshire from the MonitorBankRates (MBR) Housing Affordability Index, a daily-updated composite that tracks how affordable U.S. homeownership is right now. New Hampshire's current reading: 88.1 (Moderately Less Affordable), rank #41 of 51 states National reading: 100.030-year mortgage rate average in New Hampshire: 6.755% The index baseline of 100 represents long-run typical conditions at a 6.5% reference rate. New Hampshire currently lags the national average. For full state context (including the 90-day trend, key affordability factors, and how New Hampshire compares to neighboring states) see: https://www.monitorbankrates.com/housing-affordability-index/new-hampshire/ Always happy to discuss what this means for your specific situation. Best, [Your Name]

For Press & Researchers

The New Hampshire MBR-HAI is free to cite for editorial, academic, and policy use with attribution. We're happy to provide additional support:

  • Custom data cuts: New Hampshire metros, MSAs, or historical slices on request
  • Embargo-friendly releases: give us 24 hours notice for scheduled coverage
  • Background interviews: methodology, market context, or commentary on rate moves
  • Direct contact: contact form or reply to any address listed there

For our published citation history and recent media mentions, see MBR in the Press.