New Hampshire Housing Affordability Index
New Hampshire’s MBR Housing Affordability Index score is 86.0 (Moderately Less Affordable) as of October 14, 2026, ranking 41st most affordable of 51 states, compared with a national score of 97.1. On a median-priced $402,500 home in New Hampshire with 20% down, the current 7.45% 30-year fixed rate means a monthly principal and interest payment of about $2,241, or 27% of the state’s $99,031 median household income.
Daily MBR Housing Affordability Index (MBR-HAI) score for New Hampshire compared to the national average. Updated every night using live mortgage rates and U.S. Census Bureau income and home value data. A score of 100 equals the national average; higher scores mean homeownership is more affordable.
Housing Affordability Across U.S. States
MBR-HAI score for every state as of October 14, 2026, with New Hampshire outlined. Green states are more affordable than the national baseline of 100; red states are less affordable. Hover for the rank; click through to any state.
National baseline = 100 (computed at the 6.5% reference rate). Scores update every morning. Hover any state for its rank; click to open that state's page.
Free to reuse with the citation shown on the image.
New Hampshire Affordability Ranking
New Hampshire MBR-HAI · 90-Day Trend
Dashed line = national average. Amber dashed line = 100 baseline. Score updates each morning after the nightly rate aggregation run.
Key Affordability Factors · New Hampshire
Source: U.S. Census Bureau American Community Survey and Current Population Survey. Mortgage rate from MBR live rate database.
How New Hampshire Ranks Among All States
| Rank | State | MBR-HAI Score | Affordability |
|---|---|---|---|
| ▲ See top 37 states → | |||
| 38 | Maryland | 89.2 | Moderately Less Affordable |
| 39 | Connecticut | 87.3 | Moderately Less Affordable |
| 40 | Nevada | 86.1 | Moderately Less Affordable |
| 41 | New Hampshire You are here | 86.0 | Moderately Less Affordable |
| 42 | New Jersey | 83.2 | Moderately Less Affordable |
| 43 | Colorado | 83.1 | Moderately Less Affordable |
| 44 | Washington | 81.9 | Moderately Less Affordable |
| ▼ See all 51 state rankings → | |||
Showing states ranked near New Hampshire · October 14, 2026 • View complete national rankings →
Download New Hampshire HAI Data
2026-10-14,NH,86.0,97.1,7.454
Daily scores for all 51 states, filter by state or date in Excel or Google Sheets.
All States (CSV)Press & Citation Resources · New Hampshire
Ready-to-publish sentences using today's New Hampshire data, an email template you can send to clients, and direct contact for press inquiries or custom data requests.
Ready-to-Publish Sentences
Each sentence updates daily with the live New Hampshire score. Free for editorial use with attribution to MonitorBankRates.
In New Hampshire, the MonitorBankRates (MBR) Housing Affordability Index stood at 86.0 on October 14, 2026, ranking #41 of 51 U.S. states for homeownership affordability and indicating moderately less affordable conditions relative to the national baseline. The state-level reading combines New Hampshire's 30-year mortgage rate average of 7.454% with U.S. Census Bureau housing values, household income, property taxes, and cost burden data.
“New Hampshire's MonitorBankRates (MBR) Housing Affordability Index score of 86.0 places it #41 of 51 nationwide. Below the 100 baseline, that means buyer purchasing power in New Hampshire is weaker than the long-run national average computed at a 6.5% mortgage rate. The state's 30-year average is currently 7.454%, and the index lags the national average.”
Brian McKay, MonitorBankRates
🏠 MonitorBankRates (MBR) Housing Affordability Index. New Hampshire: 86.0 (Moderately Less Affordable), rank #41 of 51 states. 30-yr mortgage avg: 7.45%. National baseline = 100. Updated daily · via @MonitorBankRates → https://www.monitorbankrates.com/housing-affordability-index/new-hampshire/
Housing affordability in New Hampshire is currently sitting at 86.0 on the MonitorBankRates (MBR) Housing Affordability Index, ranking it #41 of 51 U.S. states. With 100 representing the long-term national baseline at a 6.5% reference rate, New Hampshire's 30-year mortgage rate of 7.45% reflects moderately less affordable conditions for local buyers. The state lags the national average as a whole.
Mortgage Broker Email Template
Pre-written client update for New Hampshire homebuyers. Personalize the bracketed fields and send.
For Press & Researchers
The New Hampshire MBR-HAI is free to cite for editorial, academic, and policy use with attribution. We're happy to provide additional support:
- Custom data cuts: New Hampshire metros, MSAs, or historical slices on request
- Embargo-friendly releases: give us 24 hours notice for scheduled coverage
- Background interviews: methodology, market context, or commentary on rate moves
- Direct contact: contact form or reply to any address listed there
For our published citation history and recent media mentions, see MBR in the Press.
Explore Further
