Best Banks & Checking Accounts in Lexington, South Carolina - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Lexington, South Carolina include Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit Union919 N Lake Dr, Lexington, SC 29072 2157A+5.0 ★Texas Ratio: 4.17% Premium Checking at 0.20% APY, SAFE Federal Credit UnionSAFE Federal Credit Union5388 Augusta Rd, Lexington, SC 29072 3823A5.0 ★Texas Ratio: 7.35% Y Checking at 0.05% APY, South Carolina State Federal Credit UnionSouth Carolina State Federal Credit Union954 E Main St, Lexington, SC 29072 4241A+5.0 ★Texas Ratio: 3.29% MySCU Loyalty Checking at 0.05% APY, Founders Federal Credit UnionFounders Federal Credit Union101 Park Place Ct, Lexington, SC 29072 6690A+5.0 ★Texas Ratio: 4.65% Checking Account at 0.00% APY, and Carolina Foothills Federal Credit UnionCarolina Foothills Federal Credit Union520 N Church St, Spartanburg, SC 29303 3034A5.0 ★Texas Ratio: 8.30% Peak Performance Checking at 5.12% APY. Checking account rates as of March 26, 2026 according to verified data from MonitorBankRates.
Looking for the best checking accounts in Lexington, South Carolina? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Lexington, South Carolina, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Lexington, South Carolina. Checking Account Rates Last Updated and Verified: March 26, 2026
Compare Checking Account Rates Today in Lexington, South Carolina & the Surrounding Area
Lexington, SC 29072 2157
No additional details provided.
Lexington, SC 29072 2157
No additional details provided.
Lexington, SC 29072 2157
No additional details provided.
Lexington, SC 29072 3823
No additional details provided.
Lexington, SC 29072 3823
No additional details provided.
Lexington, SC 29072 3823
No additional details provided.
Lexington, SC 29072 3823
No additional details provided.
Lexington, SC 29072 3823
No additional details provided.
Lexington, SC 29072 3823
No additional details provided.
Lexington, SC 29072 4241
Qualifying balance up to $2,500.00
Lexington, SC 29072 2157
No additional details provided.
Lexington, SC 29072 2157
No additional details provided.
Lexington, SC 29072 6690
No additional details provided.
Lexington, SC 29072 6690
No additional details provided.
Spartanburg, SC 29303 3034
Qualifying balance up to $15,000.00
Rock Hill, SC 29730 4039
Qualifying balance up to $20,000.00
Travelers Rest, SC 29690
No additional details provided.
Travelers Rest, SC 29690
No additional details provided.
Indian Land, SC 29707
Qualifying balance up to $10,000.00
Greenville, SC 29607
Qualifying balance up to $15,000.00
Lexington, SC 29072 2157
No additional details provided.
Lexington, SC 29072 2157
No additional details provided.
Lexington, SC 29072 2157
No additional details provided.
Lexington, SC 29072 2157
No additional details provided.
Spartanburg, SC 29303 3034
Qualifying balance up to $15,000.00
Rock Hill, SC 29730 4039
Qualifying balance up to $20,000.00
Travelers Rest, SC 29690
No additional details provided.
Travelers Rest, SC 29690
No additional details provided.
Indian Land, SC 29707
Qualifying balance up to $10,000.00
Greenville, SC 29607
Qualifying balance up to $15,000.00
Travelers Rest, SC 29690
No additional details provided.
Travelers Rest, SC 29690
No additional details provided.
Goose Creek, SC 29445
Qualifications Required: eStatements; 1+ online/mobile sign-on monthly; 1+ direct deposit monthly; 15+ settled debit card purchases monthly; Qualifying balance up to $1,000.00
Travelers Rest, SC 29690
No additional details provided.
Mount Pleasant, SC 29466
No additional details provided.
Travelers Rest, SC 29690
No additional details provided.
Mount Pleasant, SC 29466
No additional details provided.
Timmonsville, SC 29161
No additional details provided.
Greenwood, SC 29649
No additional details provided.
North Charleston, SC 29405
No additional details provided.
Greenville, SC 29607
Qualifying balance up to $15,000.00
Goose Creek, SC 29445
Qualifications Required: eStatements; 1+ online/mobile sign-on monthly; 1+ direct deposit monthly; 15+ settled debit card purchases monthly; Qualifying balance up to $1,000.00
Fort Mill, SC 29707
No additional details provided.
Greenville, SC 29609
No additional details provided.
Conway, SC 29526 3365
Qualifying balance up to $250.00
Anderson, SC 29625
No additional details provided.
Greenville, SC 29607 5346
No additional details provided.
Spartanburg, SC 29303 3034
No additional details provided.
Travelers Rest, SC 29690
No additional details provided.
Travelers Rest, SC 29690
No additional details provided.
Travelers Rest, SC 29690
No additional details provided.
Travelers Rest, SC 29690
No additional details provided.
Travelers Rest, SC 29690
No additional details provided.
Travelers Rest, SC 29690
No additional details provided.
Travelers Rest, SC 29690
No additional details provided.
Mount Pleasant, SC 29466
No additional details provided.
Travelers Rest, SC 29690
No additional details provided.
Greenville, SC 29615
$2,500 minimum opening deposit required
Mount Pleasant, SC 29466
No additional details provided.
Greenville, SC 29615
$2,500 minimum opening deposit required
Greenville, SC 29607 2761
No additional details provided.
Greenwood, SC 29649
No Minimum Balance
Greenville, SC 29607 2761
No additional details provided.
Greenwood, SC 29646
No additional details provided.
Spartanburg, SC 29301
No additional details provided.
Greenville, SC 29615
$100 minimum opening deposit required
Greenville, SC 29607 2761
No additional details provided.
Lexington, SC Checking Rate Trends
Compare local Lexington, SC checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
South Carolina high-yield checking rates rose 0.276 points this week to 1.254% APY, up from 0.978% last week.
South Carolina rewards checking rates rose 1.734 points this week to 1.784% APY, up from 0.050% last week.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Lexington, South Carolina directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Lexington, South Carolina. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in SC.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Lexington, South Carolina earn interest?
Are banks in Lexington, South Carolina FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Lexington, South Carolina
- Palmetto Citizens Federal Credit Union
Premium Checking — 0.20% APY - SAFE Federal Credit Union
Y Checking — 0.05% APY - South Carolina State Federal Credit Union
MySCU Loyalty Checking — 0.05% APY - Founders Federal Credit Union
Checking Account — 0.00% APY - Carolina Foothills Federal Credit Union
Peak Performance Checking — 5.12% APY
