Pittston, Pennsylvania checking account rates range from 0.02% to 6.75% APY, verified by MonitorBankRates as of October 13, 2026. The best checking rates for Pittston, Pennsylvania include Peoples Security BankPeoples Security Bank1700 N Township Blvd, Pittston, PA 18640A+5.0 ★Texas Ratio: 2.51% MaxEarnings Checking at 5.00% APY, The Fidelity Deposit and Discount BankThe Fidelity Deposit and Discount Bank225 Kennedy Blvd, Pittston, PA 18640A+5.0 ★Texas Ratio: 0.53% Platinum & Performance Checking at 1.65% APY, Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 5.37% Genius High Yield Checking at 6.75% APY, Citymark Federal Credit UnionCitymark Federal Credit UnionA+5.0 ★Texas Ratio: 3.31% Reward Checking at 5.00% APY, and Pheple Federal Credit UnionPheple Federal Credit UnionA+5.0 ★Texas Ratio: 4.60% KASASA Cash Checking (Qualifying) at 5.00% APY. Checking account rates as of October 13, 2026 according to verified data from MonitorBankRates.
Pittston has 2 local institutions in our database, with checking rates as high as 5.00% APY from Peoples Security Bank at 1700 N Township Blvd, Pittston, PA, 18640. Use the tabs below to compare all available checking account types. Rates are continually updated, so we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Pittston, Pennsylvania. Checking Account Rates Last Updated and Verified: October 13, 2026
Balance: $0.01 - $10,000.00
Balance: $0.01 - $5,000.00
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $100,000 - $499,999
Balance: $100,000 - $499,999
Balance: $100,000 - $499,999
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $100,000 - $499,999
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $100,000 - $499,999
Balance: $100,000 - $499,999
Balance: $500,000 or more
Balance: $100,000 - $499,999
Balance: $500,000 or more
Balance: $100,000 - $499,999
Balance: $25,000 - $99,999
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $25,000 - $99,999
Balance: $500,000 or more
Balance: $25,000 - $99,999
Balance: $1,000 - $24,999
Balance: $100,000 - $499,999
Balance: $500,000 or more
Balance: $1,000 - $24,999
Balance: $100,000 - $499,999
Balance: $1,000 - $24,999
Balance: $25,000 - $99,999
Balance: $0.01 - $10,000.00
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $100,000 - $499,999
Balance: $100,000 - $499,999
Balance: $100,000 - $499,999
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $100,000 - $499,999
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $100,000 - $499,999
Balance: $100,000 - $499,999
Balance: $500,000 or more
Balance: $100,000 - $499,999
Balance: $500,000 or more
Balance: $100,000 - $499,999
Balance: $25,000 - $99,999
Balance: $500,000 or more
Balance: $500,000 or more
Balance: $25,000 - $99,999
Balance: $500,000 or more
Balance: $25,000 - $99,999
Balance: $1,000 - $24,999
Balance: $100,000 - $499,999
Balance: $500,000 or more
Balance: $1,000 - $24,999
Balance: $100,000 - $499,999
Balance: $1,000 - $24,999
Balance: $25,000 - $99,999
Balance: $25,000 - $99,999
Balance: $0 - $5,000
Qualifying balance up to $15,000.00
***
Qualifications Required: 4.169%*; Balance: Up to $20,000
Balance: $0 - $14,999.99; Qualifying balance up to $14,999.99
Qualifying balance up to $7,500.00; Qualifications Required; This account is subject to a Tiered Variable Rate. 3.08% APY will be paid on the portion of daily balance of $7,500 or less. Portion of daily balance over $7,500 earns a dividend rate of 0.10%, resulting in an APY of 3.00% to 0.32%, depending on the balance. If qualifications are not met, all balances in the High Rewards checking will earn 0.05% APY. In order to earn the disclosed High Rewards APY and be reimbursed for domestic ATM fees incurred (up to $20.00 per month), during each dividend period, You must: (a) make 12 or more signature-based (non-PIN) transactions (evidenced by Your statement) using Your Debit Card; and (b) consent to receive Your statements electronically. Each qualification cycle will begin on the first calendar day of each month, and end on the last calendar day of each month ("qualification cycle"). Domestic ATM fees incurred during each calculation cycle will be reimbursed up to a total of $20.00 if qualifications are met within the calculation cycle. Calculation rewards will not be issued if all qualifications are met within the calculation cycle.
Qualifications Required; No monthly fee; Qualifying balance up to $75,000.00
Qualifications Required; Balance: $0 - $10,000; Qualifying balance up to $10,000.00
Qualifications Required; No monthly fee; Qualifying balance up to $75,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: Balances up to $10,000.00 (when qualifications are met); Variable Interest Rate; APY*
Balance: $0.01 - $24,999.99
No additional details provided.
Qualifications Required: 12 POS debit card purchases post and settle during the statement cycle; Be enrolled and receive your monthly account statement electronically; One direct deposit or one ACH automatic payment must post and settle to your account per monthly qualification cycle; Balances over $25,000.01 when qualifications are met. ATM Fee Reimbursement up to $20 per cycle. Limit one account per social security number. Business or non-profit accounts are ineligible. Fees may reduce earnings. Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Accrual of interest on non-cash deposits: Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Compounding and crediting frequency: Interest will compound every month and be credited to your account on the last day of your statement cycle.
Qualifications Required: 0.50% APY on balances up to $15,000.00; 0.05% APY on balances over $15,000.00; Balance: 0 - $15,000
Balance: Balances up to $100,000
Balance: $25,000 and over
Qualifications Required: 0.50% APY on balances up to $15,000.00; 0.05% APY on balances over $15,000.00; Balance: $15,000+
Base Rate
Min. Opening Deposit: $0.01; Platinum Rewards Checking Account Members receive a 0.15% increase in current Share Certificate Rates
When qualifications are not met. ATM Fee Reimbursement up to $20 per cycle. Limit one account per social security number. Business or non-profit accounts are ineligible. Fees may reduce earnings. Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Accrual of interest on non-cash deposits: Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Compounding and crediting frequency: Interest will compound every month and be credited to your account on the last day of your statement cycle.
All balances if qualifications not met
Qualifications Required: 4.59% APY* on balances up to $15,000; 4.59% to 0.050% APY* on balances over $15,000; 0.05% APY* if qualifications aren't met; Qualifying balance up to $15,000.00; Link to free Kasasa Saver to build savings automatically; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly); Free statements and access to E-Statements; Free 1st order of checks; Access to DPX Pay Services; Eligible for ID Fraud Protection Services through Kasasa Protect
Qualifications Required: 0.05%*; Balance: Over $20,000
Balance: All balances if qualifications are not met; Variable Interest Rate; APY*
Balance: $0.00
Checking (S4); On all balances
Balance: Over $10,000
Monthly Fee $0.00; Dividends compounded and credited Monthly; Dividend Period Calendar Month
Balance: $5,000 - $49,999
Balance: $5,000 - $49,999
APY as high as; No Min. Balance
Balance: Less than $5,000
Minimum to earn dividends: $1,000
No additional details provided.
Qualifications Required: 4.59% APY* on balances up to $15,000; 4.59% to 0.050% APY* on balances over $15,000; 0.05% APY* if qualifications aren't met; Qualifying balance up to $15,000.00; Link to free Kasasa Saver to build savings automatically; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly); Free statements and access to E-Statements; Free 1st order of checks; Access to DPX Pay Services; Eligible for ID Fraud Protection Services through Kasasa Protect
Balance: $5.00 or more
No additional details provided.
No additional details provided.
No additional details provided.
Balance: $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.; Balance less than $20,000
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Balance: $0.01 - $5,000.00
Balance: $10,000 or more
Published APY range: 4.08%-4.08%. Balance: $0.00-$1,000.00; Monthly service fee $10.00; Dividends compounded and credited monthly; Tiered schedule also applies to Elevate Plus Business and Elevate Non-Profit
No additional details provided.
Minimum Deposit to Open and Obtain APY*: $50,000 and Over; Interest Frequency: Monthly
No additional details provided.
Balance: $900,000.00 & Greater
Balance: $5,000,000.00 - $25,000,000.00
Balance: $500,000.00
Balance: $75,000 and above; Minimum Deposit to Earn APY: $1,000.00
Balance: $75,000 and above; Minimum Deposit to Earn APY: $5,000.00
Balance: $50,000.00 - $74,999.99; Minimum Deposit to Earn APY: $1,000.00
Balance: $50,000.00 - $74,999.99; Minimum Deposit to Earn APY: $5,000.00
Balance: $1,000,000.00 and over
Balance: $25,000.00 - $49,999.99; Minimum Deposit to Earn APY: $1,000.00
Balance: $25,000.00 - $49,999.99; Minimum Deposit to Earn APY: $5,000.00
Balance: $100,000.00
Balance: $1,000.00-$24,999.99; Minimum Deposit to Earn APY: $1,000.00
Balance: $1,000.00 - $24,999.99; Minimum Deposit to Earn APY: $5,000.00
Balance: $150,000.00+
Minimum Deposit to Open and Obtain APY*: $25,000 - $49,999.99; Interest Frequency: Monthly
Balance: $0.00 - $4,999,999.99
Balance: $500,000.00 - $999,999.99
Balance: Above $999.99
Balance: $100,000.01+
Balance: $500,000.00 - $899,999.99
Balance: $250,000.00 - $499,999.99
Balance: $50,000.00-$149,999.99
Balance: $25,000.00 - $249,999.99
Balance: $50,000.00
Balance: $0.01
Balance: $1,500.00 and over
Annual Percentage Yield (APY) is accurate as of 6/30/2026. This is a variable rate account and the interest rate and APY may change after account opening. No minimum amount required to open. Minimum balance of $100,000 to earn 0.35% APY. Balances under $100,000 earn 0.05% APY. Fees may reduce earnings. Available Online Only. New commercial customers only.
Compounding Frequency: Monthly
Balance: $100,000 & Over
Balance: $10,000.00
Balance: $25,000.01 - $100,000.00
Balance: $100,000.00 +
Compounding Frequency: Monthly
Balance: $10,000.00-$49,999.99
Compare local Pittston, PA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
Pennsylvania high-yield checking rates rose 0.053 points over the past 7 days to 1.109% APY.
Pennsylvania free checking rates rose 0.014 points over the past 7 days to 0.245% APY.
Checking APYs move with Federal Reserve policy. Our model projects the likely path of high-yield and free checking averages from the current Pennsylvania figures.
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit institutions typically pass policy-rate changes through to checking APYs within 60 to 90 days. Reward and high-yield checking adjust faster than standard accounts.
Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.
Annual interest earnings at current Pennsylvania average APYs. Advertised high-yield rates typically require qualifying monthly activity, and most accounts cap the balance that earns the top rate. The calculator below models your exact balance against a cap.
| Balance | High-Yield Checking (1.109% APY) | Monthly Earnings | Free Checking (0.245% APY) | Monthly Earnings |
|---|---|---|---|---|
| $2,500 | $27.73 / year | $2.31 | $6.12 / year | $0.51 |
| $5,000 | $55.46 / year | $4.62 | $12.24 / year | $1.02 |
| $10,000 | $110.92 / year | $9.24 | $24.47 / year | $2.04 |
| $25,000 | $277.30 / year | $23.11 | $61.18 / year | $5.10 |
| Earnings estimates assume the full balance earns the average APY with qualifying requirements met every month. Actual earnings depend on the account’s rate cap, base rate, and whether requirements are met. The top offers above pay well over these averages. Source: Pennsylvania checking rate averages as of October 13, 2026. | ||||
MonitorBankRates tracks checking account rates from 2 banks and 25 credit unions offering checking accounts to Pittston, Pennsylvania residents, spanning high-yield, rewards, free, student, and business checking from community institutions, regional banks, and national online options. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Peoples Security Bank offers a checking account at 5.00% APY with a minimum deposit of $25. High-yield checking rates typically require qualifying monthly activity. Check the account details before opening.
What to compare when shopping for an interest-bearing checking account in Pittston, Pennsylvania
To find the best checking APYs in Pittston, Pennsylvania, start with credit unions and online-only banks: Pittston, Pennsylvania has 25 credit unions in our database, and they dominate the high-yield and rewards checking market because they have lower overhead than traditional branch networks and use high rates to win your primary banking relationship.
Read the qualifying requirements before you’re drawn in by the headline rate. Most high-yield checking accounts require 10 to 15 debit card transactions per month, a direct deposit or ACH transfer, and e-statements. Miss them in a given month and you earn a near-zero base rate instead. Also check the balance cap: the advertised APY usually applies only up to $10,000 to $25,000. The current PA high-yield checking average is 1.109% but top institutions serving Pittston, Pennsylvania are offering as high as 5.00%, so shopping around pays off.
Finally, weigh fees and access: a monthly maintenance fee can erase a year of interest on a modest balance, and out-of-network ATM fees add up fast. The best accounts pair a high rate with no monthly fee and nationwide ATM access or ATM-fee reimbursement, worth checking if an institution has branches or in-network ATMs near you in Pittston, Pennsylvania.
Local demographics and economic context for account holders. Source: U.S. Census Bureau
At today’s PA high-yield checking average of 1.109%, keeping 10% of the local median salary ($3,712) in a high-yield checking account would earn $41 annually, money a 0% traditional checking account leaves on the table. The top offers above pay even more.
Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.
How interest-bearing checking accounts compare to the other deposit products available at banks and credit unions in Pittston, Pennsylvania.
| Feature | High-Yield Checking | Free Checking | High-Yield Savings | Money Market |
|---|---|---|---|---|
| Current PA Avg APY | 1.109% | 0.245% | View Savings Rates | View MMA Rates |
| Monthly Activity Required | ✗ Usually yes (debit + direct deposit) | ✓ None | ✓ None | ✓ None |
| Balance Cap on Top Rate | Common ($10K, $25K) | Little or no interest paid | ✓ Rarely | Tiered: higher balances earn more |
| FDIC / NCUA Insured | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K |
| Checks & Debit Card | ✓ Unlimited | ✓ Unlimited | ✗ No | ✓ Limited per month |
| Best For | Everyday spending money that also earns | Simple no-fee banking, modest balances | Emergency fund, larger balances | Larger balances wanting some check access |
APY data reflects Pennsylvania averages tracked in our database as of October 13, 2026. Rates are variable and may differ by institution. See individual product pages for full details.
See what an interest-bearing checking account earns on your everyday balance. Most high-yield accounts only pay the advertised APY up to a balance cap. Enter the cap to see the real number, or leave it at 0 for uncapped accounts. Click any current Pittston, Pennsylvania rate on the right to apply it. Interest compounds monthly.
Assumes monthly compounding, qualifying requirements met every cycle, and that balances above the cap earn 0%. Checking rates are variable and can change at any time. Estimates are for informational purposes only.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pittston, Pennsylvania checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Pittston, Pennsylvania directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Pittston, Pennsylvania. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in PA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.