MonitorBankRates
Home Checking Accounts Pennsylvania Checking Loysburg, Pennsylvania iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Loysburg, Pennsylvania - June 2026

The best checking rates for Loysburg, Pennsylvania include Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 4.68% Genius High Yield Checking at 6.75% APY, Pheple Federal Credit UnionPheple Federal Credit UnionA5.0 ★Texas Ratio: 5.63% KASASA Cash Checking (Qualifying) at 5.00% APY, Heritage Financial Credit UnionHeritage Financial Credit UnionA5.0 ★Texas Ratio: 10.83% Heritage High Yield Checking at 5.00% APY, Citymark Federal Credit UnionCitymark Federal Credit UnionA+5.0 ★Texas Ratio: 1.77% Reward Checking* at 5.00% APY, and Tri County Area Federal Credit UnionTri County Area Federal Credit UnionA+5.0 ★Texas Ratio: 0.55% High Rate Checking at 5.00% APY. Checking account rates as of June 9, 2026 according to verified data from MonitorBankRates.

Loysburg is a smaller community with no bank or credit union branches currently in our database. 43 institutions serving the Pennsylvania area are available to Loysburg residents, with checking rates as high as 6.75% APY from Genisys Credit Union. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Loysburg, Pennsylvania. Checking Account Rates Last Updated and Verified: June 9, 2026

Compare Checking Account Rates Today in Loysburg, Pennsylvania & the Surrounding Area

Institutions:

Loysburg Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Genius High Yield Checking
6.75%
$0
Rate6.55%
Min Deposit$0
Min Balance
UpdatedMay 20, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Pheple Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.63%
KASASA Cash Checking (Qualifying)
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

Rate applies to balances up to $15,000.00. APY is 5.00% for balances up to $15,000.00.

Heritage Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.83%
Heritage High Yield Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 20, 2026
Details

Qualifying balance up to $25,000.00

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Reward Checking*
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

No additional details provided.

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
High Rate Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

No additional details provided.

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
High Rate Checking
4.89%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

No additional details provided.

Widget Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
HD Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedJun 1, 2026
Details

Qualifications Required

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

No additional details provided.

People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Hometown Hero Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

No additional details provided.

First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
IOLTA Checking
2.63%
$0
Rate2.60%
Min Deposit$0
Min Balance
UpdatedJun 5, 2026
Details

No additional details provided.

Hatboro Federal Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
HIGH INTEREST CHECKING
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 5, 2026
Details

Interest Compounded: Monthly

Washington Financial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
Checking Account
2.50%
$25
Rate2.47%
Min Deposit$25
Min Balance
UpdatedJun 3, 2026
Details

Balances $0 - $10,000

American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
American Gold Checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
myDividend Checking Premium Rate
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 1, 2026
Details

No additional details provided.

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Premier Business Checking Business
1.50%
$10,000
Rate1.49%
Min Deposit$10,000
Min Balance
UpdatedJun 3, 2026
Details

$50,000 and Over

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
High-Yield Checking Account - qualifying account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

up to $25,000; Qualifying balance up to $25,000.00

1st Colonial Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
IOLTA Checking
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
American Gold Checking
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

First Keystone Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Keystone Cash Checking
1.50%
$25
Rate1.49%
Min Deposit$25
Min Balance
UpdatedJun 3, 2026
Details

Qualifications Required: 12 debit card purchases that post and settle to the Keystone Cash or Keystone Cashback checking account during the monthly qualification cycle; enroll in online banking; log into online banking at least one time each monthly qualification cycle; receive eStatements instead of paper statements; When the Keystone Cash Checking qualifications are met, the interest rate on your account and corresponding annual percentage yield will be tiered. If your daily balance is $10,000.00 or less, the interest rate paid on the entire balance will be 1.49% with an annual percentage yield of 1.50%. An interest rate of 0.25% will be paid only for that portion of your daily balance that is greater than $10,000.00. The annual percentage yield for this tier will range from 1.50% to 0.25%, depending on the balance in the account.

Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★ Texas Ratio: 41.32%
Simplicity Business Checking Business
1.34%
$0
Rate1.33%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

No additional details provided.

Loysburg High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Genius High Yield Checking
6.75%
$0
Rate6.55%
Min Deposit$0
Min Balance
UpdatedMay 20, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Reward Checking*
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

No additional details provided.

Heritage Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.83%
Heritage High Yield Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 20, 2026
Details

Qualifying balance up to $25,000.00

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
High Rate Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

No additional details provided.

Pheple Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.63%
KASASA Cash Checking (Qualifying)
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

Rate applies to balances up to $15,000.00. APY is 5.00% for balances up to $15,000.00.

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
High Rate Checking
4.89%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

No additional details provided.

Widget Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
HD Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedJun 1, 2026
Details

Qualifications Required

People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Hometown Hero Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

No additional details provided.

First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
IOLTA Checking
2.63%
$0
Rate2.60%
Min Deposit$0
Min Balance
UpdatedJun 5, 2026
Details

No additional details provided.

Hatboro Federal Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
HIGH INTEREST CHECKING
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 5, 2026
Details

Interest Compounded: Monthly

Washington Financial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
Checking Account
2.50%
$25
Rate2.47%
Min Deposit$25
Min Balance
UpdatedJun 3, 2026
Details

Balances $0 - $10,000

HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
myDividend Checking Premium Rate
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 1, 2026
Details

No additional details provided.

American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
American Gold Checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
High-Yield Checking Account - qualifying account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

up to $25,000; Qualifying balance up to $25,000.00

1st Colonial Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
IOLTA Checking
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
American Gold Checking
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

First Keystone Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Keystone Cash Checking
1.50%
$25
Rate1.49%
Min Deposit$25
Min Balance
UpdatedJun 3, 2026
Details

Qualifications Required: 12 debit card purchases that post and settle to the Keystone Cash or Keystone Cashback checking account during the monthly qualification cycle; enroll in online banking; log into online banking at least one time each monthly qualification cycle; receive eStatements instead of paper statements; When the Keystone Cash Checking qualifications are met, the interest rate on your account and corresponding annual percentage yield will be tiered. If your daily balance is $10,000.00 or less, the interest rate paid on the entire balance will be 1.49% with an annual percentage yield of 1.50%. An interest rate of 0.25% will be paid only for that portion of your daily balance that is greater than $10,000.00. The annual percentage yield for this tier will range from 1.50% to 0.25%, depending on the balance in the account.

Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★ Texas Ratio: 41.32%
Simplicity Consumer Checking
1.34%
$0
Rate1.33%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

No additional details provided.

The Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
High Interest Checking
1.31%
$50
Rate1.30%
Min Deposit$50
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

Loysburg Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Pheple Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.63%
KASASA Cash Checking (Qualifying)
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

Rate applies to balances up to $15,000.00. APY is 5.00% for balances up to $15,000.00.

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Reward Checking*
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

No additional details provided.

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Personal QNB Rewards Checking
1.25%
$25
Rate1.24%
Min Deposit$25
Min Balance
UpdatedJun 3, 2026
Details

Apply Online

Pheple Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.63%
KASASA Cash Checking (Qualifying)
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

Rate for balances up to $50,000.00

Pheple Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.63%
KASASA Cash Checking (Qualifying)
0.45%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

Rate for balances above $50,000.00

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Personal QNB Rewards Checking
0.35%
$25
Rate0.35%
Min Deposit$25
Min Balance
UpdatedJun 3, 2026
Details

Apply Online

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Personal QNB Rewards Checking
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedJun 3, 2026
Details

Apply Online

Lebanon Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
Platinum Rewards Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

No additional details provided.

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.85%
Kasasa Cash Back Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

No additional details provided.

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Cashback Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

No additional details provided.

Loysburg Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Arize Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.33%
Essential Checking
0.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 9, 2026
Details

No additional details provided.

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Free Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedJun 1, 2026
Details

No additional details provided.

Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
HyperFree Checking
0.20%
$50
Rate0.20%
Min Deposit$50
Min Balance
UpdatedJun 5, 2026
Details

No additional details provided.

Mifflinburg B&T CO.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Free 50+ Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJun 5, 2026
Details

No additional details provided.

Mifflinburg B&T CO.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Free Interest Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJun 5, 2026
Details

No additional details provided.

Mifflinburg B&T CO.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Free 50+ Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 5, 2026
Details

No additional details provided.

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
Totally Free Checking Plus
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

No additional details provided.

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Free Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 1, 2026
Details

No additional details provided.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
Basic Checking
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

No additional details provided.

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
Free Checking
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Free Basic Checking Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

No additional details provided.

Mifflinburg B&T CO.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Free Interest Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 5, 2026
Details

No additional details provided.

Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 1, 2026
Details

No additional details provided.

UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
FREE Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 22, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 20, 2026
Details

No additional details provided.

Loysburg Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Hatboro Federal Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Student Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJun 5, 2026
Details

No additional details provided.

Unity Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
Student Checking
0.05%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedJun 3, 2026
Details

no minimum

Loysburg Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Premier Business Checking Business
1.50%
$10,000
Rate1.49%
Min Deposit$10,000
Min Balance
UpdatedJun 3, 2026
Details

$50,000 and Over

Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★ Texas Ratio: 41.32%
Simplicity Business Checking Business
1.34%
$0
Rate1.33%
Min Deposit$0
Min Balance
UpdatedMay 29, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Business Checking Business
0.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedJun 7, 2026
Details

Balance: $75,000 and above

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Premium Business Checking Business
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

Tier 4

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Business Checking with Interest Business
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Account Balance: $5,000,000.00 - $25,000,000.00

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Premium Business Checking Business
0.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

Tier 3

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Business Checking Business
0.65%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedJun 7, 2026
Details

Balance: $50,000.00 - $74,999.99

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Premium Business Checking Business
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

Tier 2

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Business Checking Business
0.60%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedJun 7, 2026
Details

Balance: $25,000.00 - $49,999.99

The Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Business Checking Plus Business
0.60%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Business Checking Business
0.55%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedJun 7, 2026
Details

Balance: $1,000.00-$24,999.99

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Premium Business Checking Business
0.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 7, 2026
Details

Tier 1

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Business Checking with Interest Business
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

Account Balance: $0.00 - $4,999,999.99

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Premier Business Checking Business
0.50%
$10,000
Rate0.50%
Min Deposit$10,000
Min Balance
UpdatedJun 3, 2026
Details

$25,000 - $49,999.99

The Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Business Checking Plus Business
0.50%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

The Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Business Checking Plus Business
0.45%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

The Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Business Checking Plus Business
0.40%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

The Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Business Checking Plus Business
0.35%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedJun 3, 2026
Details

No additional details provided.

Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Business Interest Checking Business
0.35%
$1,000
Rate0.35%
Min Deposit$1,000
Min Balance
UpdatedJun 5, 2026
Details

No additional details provided.

Customers Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.22%
Commercial Interest Checking Plus Business
0.35%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedJun 3, 2026
Details

Balances under $100,000 earn 0.05% APY. Fees may reduce earnings. Available Online Only. New commercial customers only.

Loysburg, PA Checking Rate Trends

Compare local Loysburg, PA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Pennsylvania Checking Trends →
High-Yield Checking — PA Avg
0.837%
▼ 0.066 vs 7 days ago

Pennsylvania high-yield checking rates fell 0.066 points over the past 7 days to 0.837% APY.

Free Checking — PA Avg
0.594%
▼ 0.050 vs 7 days ago

Pennsylvania free checking rates fell 0.050 points over the past 7 days to 0.594% APY.

As of Jun 9, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Loysburg, Pennsylvania checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Loysburg, Pennsylvania directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Loysburg, Pennsylvania. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in PA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Loysburg, Pennsylvania earn interest?

Most traditional local checking accounts in Loysburg, Pennsylvania earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Loysburg, Pennsylvania FDIC insured?

Yes. Legitimate banks with branches in Loysburg, Pennsylvania are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Loysburg, Pennsylvania

Based on our current data, some of the highest checking account APYs available to residents of Loysburg, Pennsylvania include:
  • Genisys Credit Union
    Genius High Yield Checking — 6.75% APY
  • Pheple Federal Credit Union
    KASASA Cash Checking (Qualifying) — 5.00% APY
  • Heritage Financial Credit Union
    Heritage High Yield Checking — 5.00% APY
  • Citymark Federal Credit Union
    Reward Checking* — 5.00% APY
  • Tri County Area Federal Credit Union
    High Rate Checking — 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Loysburg, Pennsylvania. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: June 9, 2026