The best checking rates for Medford, Oregon include Rogue Credit UnionRogue Credit Union1370 Center Dr, Medford, OR 97501 7941A+5.0 ★Texas Ratio: 5.00% MyRewards Checking at 3.00% APY, Peoples Bank of CommercePeoples Bank of Commerce1528 Biddle Rd, Medford, OR 97504A+5.0 ★Texas Ratio: 0.64% Elite Checking at 0.15% APY, Evergreen Federal BankEvergreen Federal Bank501 Crater Lake Ave, Medford, OR 97504A+5.0 ★Texas Ratio: 0.87% Evergreen 50+ Interest Checking at 0.01% APY, Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR 97201 3464A+5.0 ★Texas Ratio: 4.22% Interest Checking at 5.50% APY, and Linn-Co Federal Credit UnionLinn-Co Federal Credit Union485 S 2nd St, Lebanon, OR 97355 3326A5.0 ★Texas Ratio: 6.27% at 5.25% APY.
Looking for the best checking accounts in Medford, Oregon? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Medford, Oregon, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Medford, Oregon. Checking Account Rates Last Updated and Verified: March 21, 2026
Compare local Medford, OR checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon high-yield checking rates rose 0.536 points this week to 0.673% APY, up from 0.138% last week.
Oregon rewards checking rates rose 2.418 points this week to 3.861% APY, up from 1.444% last week.
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Qualifications Required; Qualifying balance up to $14,999.99
Get paid to shop by earning 5.25% cash back on everyday debit card purchases!
Qualifying balance up to $25,000.00
Qualifications Required; Qualifying balance up to $15,000
Qualifications Required; Qualifying balance up to $20,000.00
Qualifying balance up to $30,000.00
Qualifications Required: qualifications are met; Qualifying balance up to $200.00
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
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Qualifications Required; Qualifying balance up to $14,999.99
Get paid to shop by earning 5.25% cash back on everyday debit card purchases!
Qualifying balance up to $25,000.00
Qualifications Required; Qualifying balance up to $15,000
Qualifying balance up to $30,000.00
Qualifications Required; Qualifying balance up to $20,000.00
Qualifications Required: qualifications are met; Qualifying balance up to $200.00
Qualifying balance up to $15,000.00
Qualifying balance up to $10,000.00
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Qualifying balance up to $10,000.00
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Qualifying balance up to $5,000.00
Qualifying balance up to $15,000.00
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Get paid to shop by earning 5.25% cash back on everyday debit card purchases!
Qualifications Required; Qualifying balance up to $15,000
Qualifications Required: qualifications are met; Qualifying balance up to $200.00
Qualifying balance up to $10,000.00
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Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*
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Qualifying balance up to $15,000
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Qualifying balance up to $5,000
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$100,000.00
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Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Medford, Oregon directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Medford, Oregon. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in OR.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.