MonitorBankRates
Home Checking Accounts New York Checking East Pembroke, New York iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in East Pembroke, New York - July 2026

The best checking rates for East Pembroke, New York include AmeriCU Credit UnionAmeriCU Credit UnionA-4.9 ★Texas Ratio: 14.21% High Rate Checking at 7.00% APY, Sunmark Credit UnionSunmark Credit UnionA5.0 ★Texas Ratio: 10.99% Kasasa Cash Checking - Tier 1 at 6.00% APY, Bank of Greene CountyBank of Greene CountyA+5.0 ★Texas Ratio: 2.68% FREE e-CHECKING ACCOUNT at 5.00% APY, Nassau Financial Federal Credit UnionNassau Financial Federal Credit UnionA+5.0 ★Texas Ratio: 4.47% Vibe Youth Checking at 5.00% APY, and Greene County Commercial BankGreene County Commercial BankA+5.0 ★Texas Ratio: 0.00% FREE e-CHECKING ACCOUNT at 5.00% APY. Checking account rates as of July 11, 2026 according to verified data from MonitorBankRates.

East Pembroke is a smaller community with no bank or credit union branches currently in our database. 39 institutions serving the New York area are available to East Pembroke residents, with checking rates as high as 7.00% APY from AmeriCU Credit Union. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in East Pembroke, New York. Checking Account Rates Last Updated and Verified: July 11, 2026

Compare Checking Account Rates Today in East Pembroke, New York & the Surrounding Area

Institutions:

East Pembroke Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
High Rate Checking
7.00%
$0
Rate6.78%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

High Rate Checking (Qualifications Met and Qualifying Loan)**

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
Business High Rate Checking (Qualifies) Business
7.00%
$0
Rate6.20%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required; Tiered balance

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
High Rate Checking
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

High Rate Checking (Qualifications Met)**

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Kasasa Cash Checking - Tier 1
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

up to $15,000

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Checking Accounts
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Bank of Greene County
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
FREE e-CHECKING ACCOUNT
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Nassau Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
Vibe Youth Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Interest is earned on balances up to $1,500.

Bank of Greene County
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
FREE e-BUSINESS CHECKING ACCOUNT Business
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Greene County Commercial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
FREE e-BUSINESS CHECKING ACCOUNT Business
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

No additional details provided.

Greene County Commercial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
FREE e-CHECKING ACCOUNT
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

No additional details provided.

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
8 Month w/checking1
4.35%
$500
Rate4.27%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

1 See notes

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Kasasa Cash Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required; Tiered rate structure. Rate for $0 to $30,000 is 3.93% APY. Rate for $30,001 and over is 0.50% APY, resulting in a blended APY of 4.00% to 1.31%.

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Checking
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

If checking and direct deposit requirements are met*

Alden State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Kasasa Cash Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
High Interest Checking
4.00%
$15
Rate3.93%
Min Deposit$15
Min Balance
UpdatedJul 11, 2026
Details

APY1; Balance tier: Up to $15,000

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
High Interest Checking Special
4.00%
$15
Rate3.93%
Min Deposit$15
Min Balance
UpdatedJul 11, 2026
Details

Balance: Up to $15,000

Nassau Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
BaZing+ Checking
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Access to BaZing+ benefits for just $9 a month. Interest is earned on balances over $500.

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
High Interest Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Genesee Regional Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Elite Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required: 12 debit card purchases; e-statements enrollment; online banking enrollment/login; 12 transactions or more per month; Qualifying balance up to $15,000.00

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Municipal Interest Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

East Pembroke High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
High Rate Checking
7.00%
$0
Rate6.78%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

High Rate Checking (Qualifications Met and Qualifying Loan)**

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Checking Accounts
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Kasasa Cash Checking - Tier 1
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

up to $15,000

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
High Rate Checking
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

High Rate Checking (Qualifications Met)**

Nassau Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
Vibe Youth Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Interest is earned on balances up to $1,500.

Greene County Commercial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
FREE e-CHECKING ACCOUNT
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

No additional details provided.

Bank of Greene County
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
FREE e-CHECKING ACCOUNT
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
8 Month w/checking1
4.35%
$500
Rate4.27%
Min Deposit$500
Min Balance
UpdatedJul 11, 2026
Details

1 See notes

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
High Interest Checking Special
4.00%
$15
Rate3.93%
Min Deposit$15
Min Balance
UpdatedJul 11, 2026
Details

Balance: Up to $15,000

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Checking
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

If checking and direct deposit requirements are met*

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Kasasa Cash Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required; Tiered rate structure. Rate for $0 to $30,000 is 3.93% APY. Rate for $30,001 and over is 0.50% APY, resulting in a blended APY of 4.00% to 1.31%.

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
High Interest Checking
4.00%
$15
Rate3.93%
Min Deposit$15
Min Balance
UpdatedJul 11, 2026
Details

APY1; Balance tier: Up to $15,000

Alden State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Kasasa Cash Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
High Interest Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Nassau Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
BaZing+ Checking
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Access to BaZing+ benefits for just $9 a month. Interest is earned on balances over $500.

Genesee Regional Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Elite Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required: 12 debit card purchases; e-statements enrollment; online banking enrollment/login; 12 transactions or more per month; Qualifying balance up to $15,000.00

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Municipal Interest Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
NY IOLTA/IOLA Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
IOLA Checking
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
The One Account (Checking)
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

East Pembroke Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Kasasa Cash Checking - Tier 1
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

up to $15,000

Alden State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Kasasa Cash Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Kasasa Cash Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required; Tiered rate structure. Rate for $0 to $30,000 is 3.93% APY. Rate for $30,001 and over is 0.50% APY, resulting in a blended APY of 4.00% to 1.31%.

North Country Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
NCSB Premium Rewards Checking-Qualified
1.51%
$25
Rate1.50%
Min Deposit$25
Min Balance
UpdatedJul 11, 2026
Details

Tier 1

Northern Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
Choice Rewards Checking
0.26%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Tiered rate based on balance

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Kasasa Cash Checking - Tier 2 portion of
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

balance over $15,000

Northern Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
Choice Rewards Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Tiered rate based on balance

North Country Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
NCSB Premium Rewards Checking-Qualified
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedJul 11, 2026
Details

Tier 2

Northern Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
Choice Rewards Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Tiered rate based on balance

SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.89%
0.08%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Balances under $100 do not earn dividends.

Alden State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Kasasa Cash Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

All balances if qualifications not met

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Kasasa Cash Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

All balances if qualifications not met

North Country Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
NCSB Premium Rewards Checking-Unqualified
0.03%
$25
Rate0.03%
Min Deposit$25
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Genesee Regional Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Reward Checking
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Fewer than 12 monthly transactions

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

East Pembroke Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bank of Greene County
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
FREE e-CHECKING ACCOUNT
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Greene County Commercial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
FREE e-CHECKING ACCOUNT
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

No additional details provided.

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Simple Checking Account
1.01%
$100
Rate1.00%
Min Deposit$100
Min Balance
UpdatedJul 9, 2026
Details

No additional details provided.

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.93%
Free Checking (Bonus Checking)
0.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Free Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Access Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
e-ACCESS Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

GHS Federal Credit Union
Institution Rating:
D3.2 ★ Texas Ratio: 31.38%
VIP Free Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

No additional details provided.

GHS Federal Credit Union
Institution Rating:
D3.2 ★ Texas Ratio: 31.38%
50+ Free Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

No additional details provided.

Bank of Greene County
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
FREE e-CHECKING ACCOUNT
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Free Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Greene County Commercial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
FREE e-CHECKING ACCOUNT
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

No additional details provided.

Spencerport Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

No additional details provided.

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
Freedom Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
Free Personal Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Nassau Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
Freedom Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Maintain a $100 minimum balance or enroll in direct deposits, and we'll waive the $7 monthly fee.

East Pembroke Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Nassau Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
Vibe Youth Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Interest is earned on balances up to $1,500.

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Home Town Student Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Palisades Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
Youth Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

East Pembroke Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
Business High Rate Checking (Qualifies) Business
7.00%
$0
Rate6.20%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required; Tiered balance

Bank of Greene County
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
FREE e-BUSINESS CHECKING ACCOUNT Business
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Greene County Commercial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
FREE e-BUSINESS CHECKING ACCOUNT Business
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

No additional details provided.

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
The One Account for Business (Checking) Business
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Business Interest Checking Business
0.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Business Interest Checking Business
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Small Business Checking Business
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Customers Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.22%
Commercial Interest Checking Plus Business
0.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Annual Percentage Yield (APY) is accurate as of 6/30/2026. This is a variable rate account and the interest rate and APY may change after account opening. Balances under $100,000 earn 0.05% APY. Fees may reduce earnings. Available Online Only. New commercial customers only.

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
Business High Rate Checking (Not Qualified) Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Tiered balance

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
Business High Rate Checking (Qualifies) Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifications Required; Tiered balance

Hudson Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
IOLA Business Checking Business
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
Business High Rate Checking (Not Qualified) Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Tiered balance

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Business Ultra Checking Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

No additional details provided.

GHS Federal Credit Union
Institution Rating:
D3.2 ★ Texas Ratio: 31.38%
Premier Yield Business Checking Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

No additional details provided.

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Business Earnings Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
Business High Rate Checking (Not Qualified) Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Tiered balance

GHS Federal Credit Union
Institution Rating:
D3.2 ★ Texas Ratio: 31.38%
Premier Yield Business Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

No additional details provided.

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Business Ultra Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

No additional details provided.

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Analyzed Business Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Analyzed Business Checking Business
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

No additional details provided.

East Pembroke, NY Checking Rate Trends

Compare local East Pembroke, NY checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New York Checking Trends →
High-Yield Checking — NY Avg
3.378%
▲ 0.727 vs 7 days ago

New York high-yield checking rates rose 0.727 points over the past 7 days to 3.378% APY.

Free Checking — NY Avg
1.376%
▼ 0.116 vs 7 days ago

New York free checking rates fell 0.116 points over the past 7 days to 1.376% APY.

As of Jul 11, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our East Pembroke, New York checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for East Pembroke, New York directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in East Pembroke, New York. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in NY.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in East Pembroke, New York earn interest?

Most traditional local checking accounts in East Pembroke, New York earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in East Pembroke, New York FDIC insured?

Yes. Legitimate banks with branches in East Pembroke, New York are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in East Pembroke, New York

Based on our current data, some of the highest checking account APYs available to residents of East Pembroke, New York include:
  • AmeriCU Credit Union
    High Rate Checking — 7.00% APY
  • Sunmark Credit Union
    Kasasa Cash Checking - Tier 1 — 6.00% APY
  • Bank of Greene County
    FREE e-CHECKING ACCOUNT — 5.00% APY
  • Nassau Financial Federal Credit Union
    Vibe Youth Checking — 5.00% APY
  • Greene County Commercial Bank
    FREE e-CHECKING ACCOUNT — 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in East Pembroke, New York. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: July 11, 2026