Best Banks & Checking Accounts in Brooklyn, New York - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best checking rates for Brooklyn, New York include Apple Bank for SavingsApple Bank for Savings1212 Avenue M, Brooklyn, NY 11230A+5.0 ★Texas Ratio: 1.54% Simple Checking Account at 1.01% APY, The Berkshire BankThe Berkshire Bank1421 Kings Hwy, Brooklyn, NY 11229A+5.0 ★Texas Ratio: 2.35% NOW Checking at 0.50% APY, Empire State BankEmpire State Bank8701 3rd Ave, Brooklyn, NY 11209A+5.0 ★Texas Ratio: 2.86% Non-Profit Checking Tier 5 at 0.45% APY, Amalgamated BankAmalgamated Bank1212 Fulton St, Brooklyn, NY 11216A5.0 ★Texas Ratio: 6.08% Interest Checking at 0.30% APY, and ADVANTAGE FINANCIALADVANTAGE FINANCIAL800 Poly Pl Rm 1110, Brooklyn, NY 11209 7104A5.0 ★Texas Ratio: 7.37% Free Checking at 0.25% APY. Checking account rates as of June 16, 2026 according to verified data from MonitorBankRates.
Brooklyn has 10 local institutions in our database, with checking rates as high as 1.01% APY from Apple Bank for Savings at 1212 Avenue M, Brooklyn, NY, 11230. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Brooklyn, New York. Checking Account Rates Last Updated and Verified: June 16, 2026
Compare Checking Account Rates Today in Brooklyn, New York & the Surrounding Area
Brooklyn Checking Account Rates
Brooklyn, NY 11230
No monthly maintenance fees. No ATM fees - ever! *There is no fee for using your Apple Bank Visa Debit Card to make cash withdrawals at domestic non-Apple Bank ATMs or international ATMs. A 2% surcharge will be applied to foreign transactions. In addition, Apple Bank will reimburse ATM surcharge fees charged by the ATM owner/operator during each statement cycle period. **Annual Percentage Yield (APY) disclosed is effective as of November 21, 2023 and may be changed by the Bank at any time, including after account opening.
Brooklyn, NY 11229
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11229
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11216
No additional details provided.
Brooklyn, NY 11209 7104
No additional details provided.
Brooklyn, NY 11231
No additional details provided.
Brooklyn, NY 11229
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11229
No additional details provided.
Brooklyn, NY 11224 4559
No additional details provided.
Brooklyn, NY 11214
Monthly Service Charge: $0 $7 monthly charge if balance falls below $1,500 any day in the statement cycle
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11216
No additional details provided.
Brooklyn, NY 11210
No additional details provided.
Brooklyn, NY 11209 7104
No additional details provided.
Brooklyn High Yield Checking Rates
Brooklyn, NY 11230
No monthly maintenance fees. No ATM fees - ever! *There is no fee for using your Apple Bank Visa Debit Card to make cash withdrawals at domestic non-Apple Bank ATMs or international ATMs. A 2% surcharge will be applied to foreign transactions. In addition, Apple Bank will reimburse ATM surcharge fees charged by the ATM owner/operator during each statement cycle period. **Annual Percentage Yield (APY) disclosed is effective as of November 21, 2023 and may be changed by the Bank at any time, including after account opening.
Brooklyn, NY 11216
No additional details provided.
Brooklyn, NY 11231
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11214
Monthly Service Charge: $0 $7 monthly charge if balance falls below $1,500 any day in the statement cycle
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11216
No additional details provided.
Brooklyn, NY 11214
Monthly Service Charge: $0
Brooklyn, NY 11214
Monthly Service Charge: $10 If minimum balance falls below $500
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11210
No additional details provided.
Brooklyn, NY 11210
No additional details provided.
Brooklyn, NY 11210
No additional details provided.
Level 2 on balances up to $15000
Qualifications Required; Tiered balance
No additional details provided.
No additional details provided.
Interest is earned on balances up to $1,500.
Level 1 on balances up to $15000
Qualifications Required: 15 debit card purchases that post and settle your account; one ACH credit or direct deposit post to your account; enrolled in eStatements; Balances $0 to $25,000 earn 4.00% APY; balances $25,000.01 and above earn 0.20%. APY is accurate as of 02/03/2026. Rates subject to change without notice. A monthly $5.00 fee applies if ADB falls below $1,000.
Brooklyn Rewards Checking Rates
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $30,000.00
Tier 1
Tier 2
All balances if qualifications not met
No additional details provided.
Fewer than 12 monthly transactions
No additional details provided.
No additional details provided.
Brooklyn Free Checking Rates
Brooklyn, NY 11230
No monthly maintenance fees. No ATM fees - ever! *There is no fee for using your Apple Bank Visa Debit Card to make cash withdrawals at domestic non-Apple Bank ATMs or international ATMs. A 2% surcharge will be applied to foreign transactions. In addition, Apple Bank will reimburse ATM surcharge fees charged by the ATM owner/operator during each statement cycle period. **Annual Percentage Yield (APY) disclosed is effective as of November 21, 2023 and may be changed by the Bank at any time, including after account opening.
Brooklyn, NY 11209 7104
No additional details provided.
Brooklyn, NY 11209 7104
No additional details provided.
Brooklyn, NY 11209 7104
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Maintain a $100 minimum balance or enroll in direct deposits, and we'll waive the $7 monthly fee.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Brooklyn Student Checking Rates
Interest is earned on balances up to $1,500.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Brooklyn Business Checking Rates
Brooklyn, NY 11210
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Qualifications Required; Balance range: $0.01-$10,000.00
No additional details provided.
No additional details provided.
Rates may change at any time without prior notice, before or after the account is opened. No minimum balance to open, but customers must have a balance of $0.01 to earn interest.
No additional details provided.
No additional details provided.
No additional details provided.
Annual Percentage Yield (APY) is accurate as of 12/10/2021. This is a variable rate account and the interest rate and APY may change after account opening. Balances under $100,000 earn 0.05% APY. Fees may reduce earnings. Available Online Only. New commercial customers only.
No additional details provided.
Balance range: $50,000.01 and Greater
Qualifications Required; Balance range: $50,000.01 and Greater
Balance range: $25,000.01-$50,000.00
No additional details provided.
No additional details provided.
No additional details provided.
Balance range: $10,000.01-$25,000.00
No additional details provided.
No additional details provided.
Brooklyn, NY Checking Rate Trends
Compare local Brooklyn, NY checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield checking rates fell 0.710 points over the past 7 days to 2.105% APY.
New York free checking rates fell 0.251 points over the past 7 days to 1.239% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Brooklyn, New York checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Brooklyn, New York directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Brooklyn, New York. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in NY.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Brooklyn, New York earn interest?
Are banks in Brooklyn, New York FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Brooklyn, New York
- Apple Bank for Savings
Simple Checking Account — 1.01% APY - The Berkshire Bank
NOW Checking — 0.50% APY - Empire State Bank
Non-Profit Checking Tier 5 — 0.45% APY - Amalgamated Bank
Interest Checking — 0.30% APY - ADVANTAGE FINANCIAL
Free Checking — 0.25% APY
