Best Banks & Checking Accounts in Brooklyn, New York - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Brooklyn, New York include Hanover Community BankHanover Community Bank5512 8th Ave, Brooklyn, NY 11220A5.0 ★Texas Ratio: 7.19% Max Cash Back Checking at 5.00% APY, Apple Bank for SavingsApple Bank for Savings1212 Avenue M, Brooklyn, NY 11230A+5.0 ★Texas Ratio: 1.54% Choice Checking Preferred at 3.55% APY, Kearny BankKearny Bank875 Manhattan Ave, Brooklyn, NY 11222A5.0 ★Texas Ratio: 6.51% High Yield Checking at 1.00% APY, The Berkshire BankThe Berkshire Bank1421 Kings Hwy, Brooklyn, NY 11229A+5.0 ★Texas Ratio: 2.35% NOW Checking at 0.50% APY, and Empire State BankEmpire State Bank8701 3rd Ave, Brooklyn, NY 11209A+5.0 ★Texas Ratio: 2.86% Non-Profit Checking Tier 5 at 0.45% APY.
Looking for the best checking accounts in Brooklyn, New York? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Brooklyn, New York, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Brooklyn, New York. Checking Account Rates Last Updated and Verified: March 21, 2026
Brooklyn, NY Checking Rate Trends
Compare local Brooklyn, NY checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield checking rates rose 1.306 points this week to 1.444% APY, up from 0.138% last week.
New York rewards checking rates rose 1.842 points this week to 3.286% APY, up from 1.444% last week.
Compare Checking Account Rates Today in Brooklyn, New York & the Surrounding Area
Brooklyn, NY 11220
Qualifications Required; Qualifying balance up to $200.00
Brooklyn, NY 11230
No additional details provided.
Brooklyn, NY 11230
No additional details provided.
Brooklyn, NY 11230
No additional details provided.
Brooklyn, NY 11230
No additional details provided.
Brooklyn, NY 11222
Qualifications Required; Qualifying balance up to $25,000.00
Brooklyn, NY 11229
No additional details provided.
Brooklyn, NY 11229
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11216
No additional details provided.
Brooklyn, NY 11214
Qualifying balance up to $500.00
Brooklyn, NY 11231
Minimum Average Daily Balance to Earn APY: $500
Brooklyn, NY 11229
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11229
No additional details provided.
Brooklyn, NY 11214
For balance between $1,500 - $50,000. Higher Balances Earn Higher Rates
Brooklyn, NY 11224 4559
N/A
Brooklyn, NY 11220
Qualifications Required; Qualifying balance up to $200.00
Brooklyn, NY 11230
No additional details provided.
Brooklyn, NY 11230
No additional details provided.
Brooklyn, NY 11230
No additional details provided.
Brooklyn, NY 11230
No additional details provided.
Brooklyn, NY 11222
Qualifications Required; Qualifying balance up to $25,000.00
Brooklyn, NY 11231
Minimum Average Daily Balance to Earn APY: $500
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11214
For balance between $1,500 - $50,000. Higher Balances Earn Higher Rates
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11214
No additional details provided.
Brooklyn, NY 11214
Qualifying balance up to $50,000.00
Brooklyn, NY 11214
No additional details provided.
Brooklyn, NY 11214
No additional details provided.
Brooklyn, NY 11214
No additional details provided.
Brooklyn, NY 11214
Qualifying balance up to $1,500.00
Brooklyn, NY 11211
No additional details provided.
Brooklyn, NY 11216
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Brooklyn, NY 11210
No additional details provided.
Brooklyn, NY 11220
Qualifications Required; Qualifying balance up to $200.00
Schenectady, NY 12306
Qualifying balance up to $15,000.00
Albany, NY 12205 5581
On up to $300 in purchases every month
Middletown, NY 10941 4019
Qualifications Required: qualifications are met; Earn Cash Back on up to $500 in Debit Card Purchases
East Syracuse, NY 13057
No additional details provided.
Plattsburgh, NY 12901
Qualifying balance up to $25,000.00
Plattsburgh, NY 12901
Qualifying balance up to $25,000.00
Canton, NY 13617
Tier 1
Purchase, NY 10577
No additional details provided.
Hicksville, NY 11801
No additional details provided.
Hicksville, NY 11801
No additional details provided.
Rochester, NY 14625
Earns 1.00% cash back on transactions!
Pearl River, NY 10965 3104
No additional details provided.
Rome, NY 13440 2430
No additional details provided.
Brooklyn, NY 11230
No additional details provided.
Brooklyn, NY 11209 7104
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Catskill, NY 12414
Qualifying balance up to $500.00
Catskill, NY 12414
Qualifying balance up to $500.00
Plattsburgh, NY 12901
Qualifying balance up to $25,000.00
Plattsburgh, NY 12901
Qualifying balance up to $25,000.00
Bay Shore, NY 11706 8505
No additional details provided.
Sherrill, NY 13461
No additional details provided.
Binghamton, NY 13905 1337
No additional details provided.
Binghamton, NY 13905 1337
No additional details provided.
Fulton, NY 13069
*
West Point, NY 10996 1726
Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*
Carthage, NY 13619
With Rewards
Carthage, NY 13619
With Rewards
Carthage, NY 13619
With Rewards
Troy, NY 12180
No additional details provided.
Albany, NY 12207
No additional details provided.
Pearl River, NY 10965 3104
No additional details provided.
Spencerport, NY 14559
No additional details provided.
Brooklyn, NY 11214
Qualifying balance up to $500.00
Garden City, NY 11530
Qualifying balance up to $1,500
Poughkeepsie, NY 12601 5585
No additional details provided.
Albany, NY 12207
No additional details provided.
Pearl River, NY 10965 3104
No additional details provided.
Geneseo, NY 14454
No additional details provided.
Brooklyn, NY 11214
No additional details provided.
Brooklyn, NY 11214
Tier 4; + $250,000
Brooklyn, NY 11214
Tier 3; $100,000 - $249,999
Brooklyn, NY 11214
Tier 2; $50,000 - $99,999
Brooklyn, NY 11214
Tier 1; Up to $49,999
Brooklyn, NY 11216
No additional details provided.
Brooklyn, NY 11214
$1,500 Minimum balance, $7 monthly service charge if daily balance falls below $1,500
Brooklyn, NY 11222
No additional details provided.
Brooklyn, NY 11222
No additional details provided.
Brooklyn, NY 11222
No additional details provided.
Brooklyn, NY 11210
No additional details provided.
Brooklyn, NY 11209
No additional details provided.
Rome, NY 13440 2430
Qualifying balance up to $10,000.00
Catskill, NY 12414
Qualifying balance up to $500.00
Catskill, NY 12414
Qualifying balance up to $500.00
Conklin, NY 13748
Qualifying balance up to $5,000.00
Scarsdale, NY 10583
No additional details provided.
Flushing, NY 11354
No additional details provided.
Hornell, NY 14843
No additional details provided.
Hudson, NY 12534
No additional details provided.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Brooklyn, New York directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Brooklyn, New York. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in NY.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Brooklyn, New York earn interest?
Are banks in Brooklyn, New York FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Brooklyn, New York
- Hanover Community Bank
Max Cash Back Checking — 5.00% APY - Apple Bank for Savings
Choice Checking Preferred — 3.55% APY - Kearny Bank
High Yield Checking — 1.00% APY - The Berkshire Bank
NOW Checking — 0.50% APY - Empire State Bank
Non-Profit Checking Tier 5 — 0.45% APY
