Best Banks & Checking Accounts in Bangor, Maine - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Bangor, Maine include University Credit Union Orono, MEUniversity Credit Union Orono, ME977 Union St, Bangor, ME 04401A+5.0 ★Texas Ratio: 4.10% Kasasa Cash Checking at 5.50% APY, Katahdin Trust CompanyKatahdin Trust Company609 Broadway, Bangor, ME 04401A+5.0 ★Texas Ratio: 0.41% Preferred Interest Checking at 0.05% APY, Camden National BankCamden National Bank80 Exchange St, Bangor, ME 04401A+5.0 ★Texas Ratio: 0.98% Non-Profit Checking at 0.05% APY, Maine Savings Federal Credit UnionMaine Savings Federal Credit Union868 Hammond St, Bangor, ME 04401 4328A-4.9 ★Texas Ratio: 16.16% Checking (Share Draft) Accounts at 0.00% APY, and Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, ME225 Riverside St, Portland, ME 04103 1038A5.0 ★Texas Ratio: 8.27% Rise High-Yield Checking at 6.00% APY.
Looking for the best checking accounts in Bangor, Maine? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Bangor, Maine, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Bangor, Maine. Checking Account Rates Last Updated and Verified: March 21, 2026
Bangor, ME Checking Rate Trends
Compare local Bangor, ME checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine high-yield checking rates rose 0.142 points this week to 0.279% APY, up from 0.138% last week.
Maine rewards checking rates rose 1.311 points this week to 2.755% APY, up from 1.444% last week.
Compare Checking Account Rates Today in Bangor, Maine & the Surrounding Area
Bangor, ME 04401
Qualifying balance up to $15,000.00
Bangor, ME 04401
Qualifying balance up to $15,000
Bangor, ME 04401
No additional details provided.
Bangor, ME 04401
No additional details provided.
Bangor, ME 04401
No additional details provided.
Bangor, ME 04401
No additional details provided.
Bangor, ME 04401
No additional details provided.
Bangor, ME 04401
No additional details provided.
Bangor, ME 04401 4328
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Portland, ME 04103 1038
Qualifying balance up to $10,000.00; Transactions:$1,500 or more (Balances up to $10,000.00)
Saco, ME 04072 1804
Qualifications Required
South Portland, ME 04106 5408
Qualifying balance up to $10,000
Waterville, ME 04901 6226
Qualifying balance up to $8.00 per month
Gorham, ME 04038 1336
No additional details provided.
Portland, ME 04103 1038
Qualifying balance up to $10,000.00; Transactions: $750 - $1,499.99 (Balances up to $10,000.00)
Waterville, ME 04901 6226
Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into online/mobile banking; Be enrolled in and have agreed to receive e-statements; Maintain a valid email address on record with KSW Federal Credit Union; Cash back earned on up to $375 in purchases each cycle
Lisbon, ME 04250 6865
No additional details provided.
Lisbon, ME 04250 6865
No additional details provided.
Lisbon, ME 04250 6865
No additional details provided.
Lisbon, ME 04250 6865
No additional details provided.
Bangor, ME 04401
Qualifying balance up to $15,000.00
Bangor, ME 04401
Qualifying balance up to $15,000
Bangor, ME 04401
No additional details provided.
Bangor, ME 04401
No additional details provided.
Bangor, ME 04401
No additional details provided.
Portland, ME 04103 1038
Qualifying balance up to $10,000.00; Transactions:$1,500 or more (Balances up to $10,000.00)
Saco, ME 04072 1804
Qualifications Required
South Portland, ME 04106 5408
Qualifying balance up to $10,000
Waterville, ME 04901 6226
Qualifying balance up to $8.00 per month
Portland, ME 04103 1038
Qualifying balance up to $10,000.00; Transactions: $750 - $1,499.99 (Balances up to $10,000.00)
Gorham, ME 04038 1336
No additional details provided.
Waterville, ME 04901 6226
Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into online/mobile banking; Be enrolled in and have agreed to receive e-statements; Maintain a valid email address on record with KSW Federal Credit Union; Cash back earned on up to $375 in purchases each cycle
Lisbon, ME 04250 6865
No additional details provided.
Lisbon, ME 04250 6865
No additional details provided.
Saco, ME 04072
No additional details provided.
Saco, ME 04072
No additional details provided.
Saco, ME 04072
No additional details provided.
Saco, ME 04072
No additional details provided.
Bath, ME 04530
No additional details provided.
Lewiston, ME 04240 5721
Requires direct deposit & $10,000 in savings balances
Bangor, ME 04401
Qualifying balance up to $15,000.00
Bangor, ME 04401
Qualifying balance up to $15,000
South Portland, ME 04106 5408
Qualifying balance up to $10,000
Waterville, ME 04901 6226
Qualifying balance up to $8.00 per month
Gorham, ME 04038 1336
No additional details provided.
Waterville, ME 04901 6226
Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into online/mobile banking; Be enrolled in and have agreed to receive e-statements; Maintain a valid email address on record with KSW Federal Credit Union; Cash back earned on up to $375 in purchases each cycle
Sanford, ME 04073
No additional details provided.
Auburn, ME 04210
Qualifying balance up to $9,999.99
Sanford, ME 04073
No additional details provided.
South Portland, ME 04106 5408
Qualifying balance up to $10,000
Baileyville, ME 04694
No additional details provided.
Bangor, ME 04401
No additional details provided.
Bangor, ME 04401
No additional details provided.
Caribou, ME 04736
No additional details provided.
Caribou, ME 04736
No additional details provided.
Brunswick, ME 04011
No additional details provided.
Caribou, ME 04736
No additional details provided.
Brunswick, ME 04011
No additional details provided.
Caribou, ME 04736
No additional details provided.
Brunswick, ME 04011
No additional details provided.
Brunswick, ME 04011
No additional details provided.
Auburn, ME 04210
Qualifying balance up to $9,999.99
Baileyville, ME 04694
No additional details provided.
Sabattus, ME 04280
No additional details provided.
Bath, ME 04530 2401
No additional details provided.
Lewiston, ME 04240 5721
$7.00 Monthly fee
Baileyville, ME 04694
No additional details provided.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Bangor, Maine directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Bangor, Maine. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in ME.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Bangor, Maine earn interest?
Are banks in Bangor, Maine FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Bangor, Maine
- University Credit Union Orono, ME
Kasasa Cash Checking — 5.50% APY - Katahdin Trust Company
Preferred Interest Checking — 0.05% APY - Camden National Bank
Non-Profit Checking — 0.05% APY - Maine Savings Federal Credit Union
Checking (Share Draft) Accounts — 0.00% APY - Evergreen Credit Union Portland, ME
Rise High-Yield Checking — 6.00% APY
