Home Checking Accounts Kansas Checking Claflin, Kansas Kansas Checking Rate Trends iAdvertiser Disclosure
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Best Banks & Checking Accounts in Claflin, Kansas - March 2026

The best checking rates for Claflin, Kansas include Baxter Credit UnionBaxter Credit Union6860 W 115th St, Overland Park, KS 66211 2457A5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, Union State Bank of EverestUnion State Bank of Everest117 S Union St, Mc Louth, KS 66054A+5.0 ★Texas Ratio: 2.77% CashBack Checking at 5.00% APY, Truity Federal Credit UnionTruity Federal Credit Union3400 W 6th St, Lawrence, KS 66049 3215A5.0 ★Texas Ratio: 7.04% High Yield Checking at 5.00% APY, Union State Bank Olsburg, KSUnion State Bank Olsburg, KS204 E Highway 16, Olsburg, KS 66520A-4.9 ★Texas Ratio: 16.38% CashBack Checking at 5.00% APY, and United Consumers Credit UnionUnited Consumers Credit Union1105 W Dennis Ave, Olathe, KS 66061A+5.0 ★Texas Ratio: 4.31% at 4.50% APY.

Looking for the best checking accounts in Claflin, Kansas? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of Claflin, Kansas, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in Claflin, Kansas. Checking Account Rates Last Updated and Verified: March 20, 2026

Claflin, KS Checking Rate Trends

Compare local Claflin, KS checking rate quotes against the statewide average

Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas Checking Trends →
High-Yield Checking — KS Avg
1.151%
▲ 0.901 from last week

Kansas high-yield checking rates rose 0.901 points this week to 1.151% APY, up from 0.250% last week.

Rewards Checking — KS Avg
3.441%
▲ 1.997 from last week

Kansas rewards checking rates rose 1.997 points this week to 3.441% APY, up from 1.444% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare Checking Account Rates Today in Claflin, Kansas & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St
Overland Park, KS 66211 2457
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $15000

Union State Bank of Everest
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
117 S Union St
Mc Louth, KS 66054
CashBack Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St
Lawrence, KS 66049 3215
High Yield Checking
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $5,000.00

Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★ Texas Ratio: 16.38%
204 E Highway 16
Olsburg, KS 66520
CashBack Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

cash back on up to $200 of debit card purchases each cycle*; ATM Fee Refunds up to $25 each cycle**

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave
Olathe, KS 66061
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $20,000

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
610 SW 10th Ave
Topeka, KS 66612
Beyond Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $15,000.00

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
1015 SW Wanamaker Rd
Topeka, KS 66604 3806
Performance Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $30,000.00

Peoples Bank and Trust Company (KS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
101 S Main St
Mcpherson, KS 67460
Cash Back Checking
4.00%
$50
Rate4.00%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $200.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St
Overland Park, KS 66223
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St
Overland Park, KS 66211 2457
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $15000

FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St
Burlington, KS 66839
Eagle Premier Checking Account
4.00%
$100
Rate3.96%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required: 12 debit card purchases, posted and settled; 1 Direct Deposit/Mobile Deposit per month; 1 electronic debit/ACH transaction per month; Qualifying balance up to $20,000.00

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St
Kiowa, KS 67070
Free Kasasa Cash Back Checking
3.50%
$100
Rate3.50%
Min Deposit$100
Min Balance
UpdatedMar 17, 2026
Details

Qualifications Required; Cash back earned on up to $250 in purchases monthly

Fidelity Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
100 E English St
Wichita, KS 67202
Relationship Rewards Checking
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required: e-statement delivery; at least one direct deposit per statement cycle; 10 or more debit card transactions per statement cycle; Qualifying balance up to $5.00

Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
20 S Mission St
Council Grove, KS 66846
High Interest Checking
3.50%
$100
Rate3.45%
Min Deposit$100
Min Balance
UpdatedMar 13, 2026
Details

Qualifications Required: Cycle qualifications must be met; Qualifying balance up to $10,000.00

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Plus checking
2.89%
$1,000
Rate2.85%
Min Deposit$1,000
Min Balance
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $100,000.00

KS StateBank
Institution Rating:
A5.0 ★ Texas Ratio: 9.13%
1010 Westloop Pl
Manhattan, KS 66502
Checking PLUS
2.53%
$100
Rate2.50%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required; Assuming all [requirements](https://www.ksstate.bank/personal/deposit-accounts#CheckingPLUS) are met within the statement cycle for balances up to $25,000

Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St
Baldwin City, KS 66006
Premier Checking
2.02%
$100
Rate2.01%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required: Receive e-statements; Set up monthly direct deposit or ACH automatic payment; Complete 15 debit card transaction per statement cycle; Qualifying balance up to $19,999.99

Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St
Baldwin City, KS 66006
Premier Checking
2.01%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Lyons Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
200 East Ave S
Lyons, KS 67554
Advantage Checking
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Average Daily Balance $100,000 And Above

Community National Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 6.71%
200 S Main St
Stafford, KS 67578
ePower Checking
1.41%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $25,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St
Overland Park, KS 66211 2457
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $15000

Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★ Texas Ratio: 16.38%
204 E Highway 16
Olsburg, KS 66520
CashBack Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

cash back on up to $200 of debit card purchases each cycle*; ATM Fee Refunds up to $25 each cycle**

Union State Bank of Everest
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
117 S Union St
Mc Louth, KS 66054
CashBack Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St
Lawrence, KS 66049 3215
High Yield Checking
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $5,000.00

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave
Olathe, KS 66061
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $20,000

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
610 SW 10th Ave
Topeka, KS 66612
Beyond Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $15,000.00

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
1015 SW Wanamaker Rd
Topeka, KS 66604 3806
Performance Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $30,000.00

Peoples Bank and Trust Company (KS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
101 S Main St
Mcpherson, KS 67460
Cash Back Checking
4.00%
$50
Rate4.00%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $200.00

FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St
Burlington, KS 66839
Eagle Premier Checking Account
4.00%
$100
Rate3.96%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required: 12 debit card purchases, posted and settled; 1 Direct Deposit/Mobile Deposit per month; 1 electronic debit/ACH transaction per month; Qualifying balance up to $20,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St
Overland Park, KS 66211 2457
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $15000

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St
Overland Park, KS 66223
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St
Kiowa, KS 67070
Free Kasasa Cash Back Checking
3.50%
$100
Rate3.50%
Min Deposit$100
Min Balance
UpdatedMar 17, 2026
Details

Qualifications Required; Cash back earned on up to $250 in purchases monthly

Fidelity Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
100 E English St
Wichita, KS 67202
Relationship Rewards Checking
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required: e-statement delivery; at least one direct deposit per statement cycle; 10 or more debit card transactions per statement cycle; Qualifying balance up to $5.00

Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
20 S Mission St
Council Grove, KS 66846
High Interest Checking
3.50%
$100
Rate3.45%
Min Deposit$100
Min Balance
UpdatedMar 13, 2026
Details

Qualifications Required: Cycle qualifications must be met; Qualifying balance up to $10,000.00

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Plus checking
2.89%
$1,000
Rate2.85%
Min Deposit$1,000
Min Balance
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $100,000.00

KS StateBank
Institution Rating:
A5.0 ★ Texas Ratio: 9.13%
1010 Westloop Pl
Manhattan, KS 66502
Checking PLUS
2.53%
$100
Rate2.50%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required; Assuming all [requirements](https://www.ksstate.bank/personal/deposit-accounts#CheckingPLUS) are met within the statement cycle for balances up to $25,000

Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St
Baldwin City, KS 66006
Premier Checking
2.02%
$100
Rate2.01%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required: Receive e-statements; Set up monthly direct deposit or ACH automatic payment; Complete 15 debit card transaction per statement cycle; Qualifying balance up to $19,999.99

Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St
Baldwin City, KS 66006
Premier Checking
2.01%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Lyons Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
200 East Ave S
Lyons, KS 67554
Advantage Checking
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Average Daily Balance $100,000 And Above

Community National Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 6.71%
200 S Main St
Stafford, KS 67578
ePower Checking
1.41%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $25,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★ Texas Ratio: 16.38%
204 E Highway 16
Olsburg, KS 66520
CashBack Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

cash back on up to $200 of debit card purchases each cycle*; ATM Fee Refunds up to $25 each cycle**

Union State Bank of Everest
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
117 S Union St
Mc Louth, KS 66054
CashBack Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave
Olathe, KS 66061
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $20,000

Peoples Bank and Trust Company (KS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
101 S Main St
Mcpherson, KS 67460
Cash Back Checking
4.00%
$50
Rate4.00%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $200.00

Fidelity Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
100 E English St
Wichita, KS 67202
Relationship Rewards Checking
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required: e-statement delivery; at least one direct deposit per statement cycle; 10 or more debit card transactions per statement cycle; Qualifying balance up to $5.00

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St
Kiowa, KS 67070
Free Kasasa Cash Back Checking
3.50%
$100
Rate3.50%
Min Deposit$100
Min Balance
UpdatedMar 17, 2026
Details

Qualifications Required; Cash back earned on up to $250 in purchases monthly

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N
Wichita, KS 67206 3502
Premium Perks Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Lyons Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
200 East Ave S
Lyons, KS 67554
Reward Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Daily Balance $400 and Greater

Lyons Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
200 East Ave S
Lyons, KS 67554
Reward Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Daily Balance Below $400

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St
Kiowa, KS 67070
Free Kasasa Cash Back Checking
3.50%
$100
Rate3.50%
Min Deposit$100
Min Balance
UpdatedMar 17, 2026
Details

Qualifications Required; Cash back earned on up to $250 in purchases monthly

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Plus checking
2.89%
$1,000
Rate2.85%
Min Deposit$1,000
Min Balance
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $100,000.00

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.40%
$25,000
Rate0.40%
Min Deposit$25,000
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.36%
$10,000
Rate0.36%
Min Deposit$10,000
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.26%
$5,000
Rate0.26%
Min Deposit$5,000
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr
Wichita, KS 67209 1845
Freedom Youth Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.10%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
4150 Kansas Ave
Kansas City, KS 66106
Best Free Checking
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
7260 W 135th St
Overland Park, KS 66223
Freedom Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
4150 Kansas Ave
Kansas City, KS 66106
Best Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $2,499.99

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St
Overland Park, KS 66223
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St
Overland Park, KS 66223
FREE Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr
Wichita, KS 67209 1845
FirstStep Youth Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr
Wichita, KS 67209 1845
Freedom Youth Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr
Wichita, KS 67209 1845
Preferred Youth Checking Account
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
802 W Trail St
Dodge City, KS 67801
Succeed Teen Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

Ark Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
1515 N Summit St
Arkansas City, KS 67005
Student Checking Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 12, 2026
Details

NO service charge; Minimum balance of $1,000 to earn dividends

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Exchange Bank (NE)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
702 N Washington St
Junction City, KS 66441
Premium Business Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

The Interest Rate and Annual Percentage Yield may change after account opening. The Interest Rate and Annual Percentage Yield are current as of the date of this publication. Fees may be charged to the account, which could reduce earnings. Offer may expire without notice.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N
Wichita, KS 67206 3502
BusinessPro Elite Checking
0.75%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Kaw Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
1110 N Kansas Ave
Topeka, KS 66608
Business NOW Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N
Wichita, KS 67206 3502
BusinessPro Elite Checking
0.50%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr
Wichita, KS 67209 1845
Business e-Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

paid monthly; Qualifying balance up to $1,000.00

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N
Wichita, KS 67206 3502
BusinessPro Lite Checking
0.50%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave
De Soto, KS 66018
Premier Business Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

In Branch Only

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
6800 College Blvd
Leawood, KS 66211
Business NOW Checking
0.40%
$100
Rate0.40%
Min Deposit$100
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd
Topeka, KS 66614 4528
Premier Plus Business Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

No additional details provided.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N
Wichita, KS 67206 3502
BusinessPro Elite Checking
0.35%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd
Topeka, KS 66614 4528
Premier Plus Business Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St
Overland Park, KS 66211 2457
Premier Business Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N
Wichita, KS 67206 3502
BusinessPro Elite Checking
0.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Grant County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
201 S Main St
Ulysses, KS 67880
Classic Business Checking
0.25%
$100
Rate0.25%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St
Baldwin City, KS 66006
Business Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave
Olathe, KS 66061
Business Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Grant County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
201 S Main St
Ulysses, KS 67880
Classic Business Checking
0.20%
$100
Rate0.20%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St
Baldwin City, KS 66006
Platinum Business Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St
Lawrence, KS 66049 3215
Business Advantage Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
20 S Mission St
Council Grove, KS 66846
Business Interest Checking
0.15%
$100
Rate0.15%
Min Deposit$100
Min Balance
UpdatedMar 13, 2026
Details

No additional details provided.

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Claflin, Kansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Claflin, Kansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in KS.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Claflin, Kansas earn interest?

Most traditional local checking accounts in Claflin, Kansas earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Claflin, Kansas FDIC insured?

Yes. Legitimate banks with branches in Claflin, Kansas are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Claflin, Kansas

Based on our current data, some of the highest checking account APYs available to residents of Claflin, Kansas include:
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
  • Union State Bank of Everest
    CashBack Checking — 5.00% APY
  • Truity Federal Credit Union
    High Yield Checking — 5.00% APY
  • Union State Bank Olsburg, KS
    CashBack Checking — 5.00% APY
  • United Consumers Credit Union
    — 4.50% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Claflin, Kansas. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: March 20, 2026