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Best Banks & Checking Accounts in New Haven, Indiana - March 2026

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: March 23, 2026

The best checking rates for New Haven, Indiana include Beacon Credit UnionBeacon Credit Union10983 Isabelle Dr, New Haven, IN 46774A+5.0 ★Texas Ratio: 1.45% Advantage Plus Checking at 5.00% APY, Three Rivers Federal Credit UnionThree Rivers Federal Credit Union10915 Isabelle Dr, New Haven, IN 46774 2000A5.0 ★Texas Ratio: 6.18% Dividends+ Checking at 2.00% APY, MIDWEST AMERICAMIDWEST AMERICA321 Lincoln Hwy W, New Haven, IN 46774 2161A+5.0 ★Texas Ratio: 0.00% Association Checking at 0.29% APY, Partners 1st Federal Credit UnionPartners 1st Federal Credit Union634 Broadway St, New Haven, IN 46774A+5.0 ★Texas Ratio: 3.82% Premium 1st Checking at 0.10% APY, and ProFed Federal Credit UnionProFed Federal Credit Union502 Henry St, New Haven, IN 46774 1438A+5.0 ★Texas Ratio: 1.68% Checking Plus at 0.05% APY.

Looking for the best checking accounts in New Haven, Indiana? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of New Haven, Indiana, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in New Haven, Indiana. Checking Account Rates Last Updated and Verified: March 23, 2026

New Haven, IN Checking Rate Trends

Compare local New Haven, IN checking rate quotes against the statewide average

Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Checking Trends →
High-Yield Checking — IN Avg
0.880%
▼ 0.782 from last week

Indiana high-yield checking rates fell 0.782 points this week to 0.880% APY, down from 1.661% last week.

Rewards Checking — IN Avg
2.408%
▼ 0.374 from last week

Indiana rewards checking rates fell 0.374 points this week to 2.408% APY, down from 2.782% last week.

As of Mar 24, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare Checking Account Rates Today in New Haven, Indiana & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
10983 Isabelle Dr
New Haven, IN 46774
Advantage Plus Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $10,000.00

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
10915 Isabelle Dr
New Haven, IN 46774 2000
Dividends+ Checking
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifying balance up to $9,999.99

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Association Checking
0.29%
$0
View
▼
Rate0.29%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Reward Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
10915 Isabelle Dr
New Haven, IN 46774 2000
Community Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
10983 Isabelle Dr
New Haven, IN 46774
Interest Advantage Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
10915 Isabelle Dr
New Haven, IN 46774 2000
Community Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
634 Broadway St
New Haven, IN 46774
Premium 1st Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
502 Henry St
New Haven, IN 46774 1438
Checking Plus
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Freedom Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
10983 Isabelle Dr
New Haven, IN 46774
Organizational Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
10983 Isabelle Dr
New Haven, IN 46774
Net Direct Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
927 S Curry Pike
Bloomington, IN 47403 2624
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $15000

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
102 N Jefferson St
Ossian, IN 46777
LOYALTY REWARDS CHECKING
5.05%
$0
View
▼
Rate4.94%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
102 N Jefferson St
Ossian, IN 46777
LOYALTY REWARDS CHECKING Tier 3
5.05%
$0
View
▼
Rate4.94%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4840 N Main St
Mishawaka, IN 46545
Ultra Checking
5.00%
$50
View
▼
Rate4.89%
Min Deposit$50
Min Balance—
UpdatedMar 17, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
206 W Lewis and Clark Pkwy
Clarksville, IN 47129 1646
ONEAccount Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifying balance up to $1,000.00

First State Bank of Middlebury
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
111 South Main Street
Middlebury, IN 46540
Main Street Rewards Checking
4.33%
$25
View
▼
Rate4.25%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
1111 S Adams St
Bluffton, IN 46714 9772
Get Green Rewards Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
10983 Isabelle Dr
New Haven, IN 46774
Advantage Plus Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $10,000.00

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
10915 Isabelle Dr
New Haven, IN 46774 2000
Dividends+ Checking
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifying balance up to $9,999.99

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
10983 Isabelle Dr
New Haven, IN 46774
Interest Advantage Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
634 Broadway St
New Haven, IN 46774
Premium 1st Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
502 Henry St
New Haven, IN 46774 1438
Checking Plus
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
927 S Curry Pike
Bloomington, IN 47403 2624
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $15000

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
102 N Jefferson St
Ossian, IN 46777
LOYALTY REWARDS CHECKING Tier 3
5.05%
$0
View
▼
Rate4.94%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
102 N Jefferson St
Ossian, IN 46777
LOYALTY REWARDS CHECKING
5.05%
$0
View
▼
Rate4.94%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4840 N Main St
Mishawaka, IN 46545
Ultra Checking
5.00%
$50
View
▼
Rate4.89%
Min Deposit$50
Min Balance—
UpdatedMar 17, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
206 W Lewis and Clark Pkwy
Clarksville, IN 47129 1646
ONEAccount Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifying balance up to $1,000.00

First State Bank of Middlebury
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
111 South Main Street
Middlebury, IN 46540
Main Street Rewards Checking
4.33%
$25
View
▼
Rate4.25%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
1111 S Adams St
Bluffton, IN 46714 9772
Get Green Rewards Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
4884 S Maple Tree Dr
Princeton, IN 47670
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
927 S Curry Pike
Bloomington, IN 47403 2624
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $15000

Allegius Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
244 Allegius Dr
Burns Harbor, IN 46304
Free Kasasa Cash Back Checking
4.00%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Cash back earned on up to $200 in purchases monthly

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
1430 N National Rd
Columbus, IN 47201 5577
8 Month w/checking1
3.90%
$500
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
10110 Randolph St
Crown Point, IN 46307 9469
InCENTIV Checking
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
5727 VOGEL RD
EVANSVILLE, IN 47715 7298
Sterling Advantage Checking Account
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Crane Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
1 W Gate Dr
Odon, IN 47562
High-Yield Checking**
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Reward Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
102 N Jefferson St
Ossian, IN 46777
LOYALTY REWARDS CHECKING Tier 3
5.05%
$0
View
▼
Rate4.94%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
102 N Jefferson St
Ossian, IN 46777
LOYALTY REWARDS CHECKING
5.05%
$0
View
▼
Rate4.94%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required

First State Bank of Middlebury
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
111 South Main Street
Middlebury, IN 46540
Main Street Rewards Checking
4.33%
$25
View
▼
Rate4.25%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
1111 S Adams St
Bluffton, IN 46714 9772
Get Green Rewards Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

Allegius Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
244 Allegius Dr
Burns Harbor, IN 46304
Free Kasasa Cash Back Checking
4.00%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Cash back earned on up to $200 in purchases monthly

Greenville National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
9700 South Us 35
Losantville, IN 47354
Student More Cash Back Checking
3.00%
$25
View
▼
Rate3.00%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details

Qualifications Required; earn up to $10 cash back per cycle

Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
5388 W State Route 66
Newburgh, IN 47630
Rewards Cash Back Checking
2.50%
$50
View
▼
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into digital banking; Be enrolled to receive e-statements; At least 1 direct deposit in account; Cash back earned on up to $300 in purchases monthly.

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
12832 Coldwater Rd
Fort Wayne, IN 46845
Smart Rewards Checking - Level 3
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
12832 Coldwater Rd
Fort Wayne, IN 46845
Smart Rewards Checking - Level 3
0.53%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
12832 Coldwater Rd
Fort Wayne, IN 46845
Smart Rewards Checking - Level 3
0.27%
$25
View
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
102 N Jefferson St
Ossian, IN 46777
LOYALTY REWARDS CHECKING
0.17%
$0
View
▼
Rate0.17%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
102 N Jefferson St
Ossian, IN 46777
LOYALTY REWARDS CHECKING Tier 2
0.17%
$0
View
▼
Rate0.17%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
12832 Coldwater Rd
Fort Wayne, IN 46845
Smart Rewards & Classic Rewards Checking - Level 2
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
12832 Coldwater Rd
Fort Wayne, IN 46845
Smart Rewards & Classic Rewards Checking - Level 2
0.09%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
12832 Coldwater Rd
Fort Wayne, IN 46845
Smart Rewards & Classic Rewards Checking - Level 2
0.07%
$25
View
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300
Carmel, IN 46280 1396
Member Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
102 N Jefferson St
Ossian, IN 46777
LOYALTY REWARDS CHECKING Tier 1
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
102 N Jefferson St
Ossian, IN 46777
LOYALTY REWARDS CHECKING
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required

The State Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
12832 Coldwater Rd
Fort Wayne, IN 46845
Smart Rewards & Classic Rewards Checking - Level 1
0.02%
$25
View
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Freedom Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Allegius Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.94%
244 Allegius Dr
Burns Harbor, IN 46304
Free Kasasa Cash Back Checking
4.00%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Cash back earned on up to $200 in purchases monthly

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
630 Lincoln Ave
Bedford, IN 47421 2116
FREE Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
1115 Sagamore Pkwy S
Lafayette, IN 47905
Free Share Draft Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Dividends are compounded and paid monthly

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
31 W US Highway 30
Schererville, IN 46375 2108
Better Than Free Checking
0.04%
$20,000
View
▼
Rate0.00%
Min Deposit$20,000
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
6311 Airway Dr Ste 100
Indianapolis, IN 46241 6400
Basic Checking
0.03%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

No additional details provided.

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
31 W US Highway 30
Schererville, IN 46375 2108
Better Than Free Checking
0.03%
$5,000
View
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
31 W US Highway 30
Schererville, IN 46375 2108
Better Than Free Checking
0.02%
$500
View
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
7048 Kennedy Ave
Hammond, IN 46323
Free Checking Plus Interest
0.01%
$10
View
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details

Rates can change daily, Daily compounding

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
31 W US Highway 30
Schererville, IN 46375 2108
Better Than Free Checking
0.01%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

First FSB Rochester, IN
Institution Rating:
A5.0 ★ Texas Ratio: 10.65%
301 E 9th St
Rochester, IN 46975
Simply Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
8701 E 116th St
Fishers, IN 46038
Free Checking
0.00%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
4884 S Maple Tree Dr
Princeton, IN 47670
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
4884 S Maple Tree Dr
Princeton, IN 47670
FREE Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
7144 Kennedy Ave
Hammond, IN 46323 2225
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
1115 Sagamore Pkwy S
Lafayette, IN 47905
EveryDay Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
630 Lincoln Ave
Bedford, IN 47421 2116
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
31 W US Highway 30
Schererville, IN 46375 2108
Free Checking
0.00%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Greenville National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
9700 South Us 35
Losantville, IN 47354
Student More Cash Back Checking
3.00%
$25
View
▼
Rate3.00%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details

Qualifications Required; earn up to $10 cash back per cycle

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
1115 Sagamore Pkwy S
Lafayette, IN 47905
Teen Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
3700 W Bethel Ave
Muncie, IN 47304
StartRight Youth Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Qualifying balance up to $2,000.00

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
630 Lincoln Ave
Bedford, IN 47421 2116
Smart Spending (Teen Checking)
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
7048 Kennedy Ave
Hammond, IN 46323
Student Checking
0.01%
$10
View
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details

Rates can change daily, Daily compounding

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
10110 Randolph St
Crown Point, IN 46307 9469
Student Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
630 Lincoln Ave
Bedford, IN 47421 2116
Smart Spending (Teen Checking)
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Business Checking
0.38%
$0
View
▼
Rate0.38%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Business Checking
0.29%
$0
View
▼
Rate0.29%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Business Checking
0.16%
$0
View
▼
Rate0.16%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
10915 Isabelle Dr
New Haven, IN 46774 2000
Business Plus Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
634 Broadway St
New Haven, IN 46774
Business Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
10915 Isabelle Dr
New Haven, IN 46774 2000
Business Plus Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Business Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
10983 Isabelle Dr
New Haven, IN 46774
Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
321 Lincoln Hwy W
New Haven, IN 46774 2161
Small Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

LNB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
215 N Main St
Lynnville, IN 47619
Business Smart Checking
3.56%
$25
View
▼
Rate3.50%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Bank of Wolcott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
105 N Range St
Wolcott, IN 47995
Commercial Checking Earnings Credit
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Forum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2259 E 116th St
Carmel, IN 46032 3279
Business Analysis Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
927 S Curry Pike
Bloomington, IN 47403 2624
Premier Business Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Forum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
2259 E 116th St
Carmel, IN 46032 3279
Business Analysis Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
8815 Lima Rd
Fort Wayne, IN 46818 1856
Business Checking
0.15%
$100
View
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

$100 minimum opening deposit

The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.93%
10726 Thimlar Rd
Harlan, IN 46743
Interest Bearing Business Checking
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.93%
10726 Thimlar Rd
Harlan, IN 46743
Interest Bearing Business Checking
0.12%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
1450 VETERANS PKWY STE 100
JEFFERSONVILLE, IN 47130
Preferred Business Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Tech Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.03%
10110 Randolph St
Crown Point, IN 46307 9469
Business Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
3700 W Bethel Ave
Muncie, IN 47304
Business Checking with Dividends
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for New Haven, Indiana directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in New Haven, Indiana. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in IN.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in New Haven, Indiana earn interest?

Most traditional local checking accounts in New Haven, Indiana earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in New Haven, Indiana FDIC insured?

Yes. Legitimate banks with branches in New Haven, Indiana are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in New Haven, Indiana

Based on our current data, some of the highest checking account APYs available to residents of New Haven, Indiana include:
  • Beacon Credit Union
    Advantage Plus Checking — 5.00% APY
  • Three Rivers Federal Credit Union
    Dividends+ Checking — 2.00% APY
  • MIDWEST AMERICA
    Association Checking — 0.29% APY
  • Partners 1st Federal Credit Union
    Premium 1st Checking — 0.10% APY
  • ProFed Federal Credit Union
    Checking Plus — 0.05% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in New Haven, Indiana. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: March 23, 2026

New Haven, Indiana Rates & Resources

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