Best Banks & Checking Accounts in Mount Saint Francis, Indiana - June 2026
Brian McKay
Brian McKay
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The best checking rates for Mount Saint Francis, Indiana include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% PowerPlusTM Checking at 8.00% APY, One Vision Federal Credit UnionOne Vision Federal Credit UnionA+5.0 ★Texas Ratio: 2.19% ONEAccount Checking at 5.00% APY, MIDWEST AMERICAMIDWEST AMERICAA+5.0 ★Texas Ratio: 3.67% Reward Checking at 4.00% APY, Tech Credit UnionTech Credit UnionB+4.8 ★Texas Ratio: 17.23% InCENTIV Checking at 3.50% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit UnionB4.4 ★Texas Ratio: 17.71% HY Checking at 4.00% APY. Checking account rates as of June 16, 2026 according to verified data from MonitorBankRates.
Mount Saint Francis is a smaller community with no bank or credit union branches currently in our database. 39 institutions serving the Indiana area are available to Mount Saint Francis residents, with checking rates as high as 8.00% APY from Baxter Credit Union. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Mount Saint Francis, Indiana. Checking Account Rates Last Updated and Verified: June 16, 2026
Compare Checking Account Rates Today in Mount Saint Francis, Indiana & the Surrounding Area
Mount Saint Francis Checking Account Rates
Level 2 on balances up to $15000
Qualifying balance up to $1,000.00
Dividend Distribution: Monthly
Level 1 on balances up to $15000
No additional details provided.
No additional details provided.
Qualifying balance up to $15,000.00
No additional details provided.
Balances up to $15,000
Qualifications Required: 15+ debit transactions; Applicable on balances up to $20,000. 3.50% APY dividend or 500 ScoreCard bonus points will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. Debit transactions typically post within two business days and may vary based on merchant processing. ATM transactions do not qualify as debit card purchases. ScoreCard points are not rewarded on purchases from Vertical Checking. Online and mobile banking logins and eStatements enrollment are reported and counted the next business day. Must meet account requirements to receive ATM fee reimbursement. ATM fee reimbursement limited to $15 per account per month.
No additional details provided.
Qualifications Required; The APY range is based on an assumed account balance cap of $25,000 plus $100,000. The APY decreases as your balance increases above $25,000.
Qualifications Required: Achieved Goals; Qualifying balance up to $25,000.00
Qualifying balance up to $5,000.00
No additional details provided.
No additional details provided.
Qualifying balance up to $10,000.00
*$100 minimum opening deposit
*$100 minimum opening deposit
No additional details provided.
Mount Saint Francis High Yield Checking Rates
Level 2 on balances up to $15000
Qualifying balance up to $1,000.00
Dividend Distribution: Monthly
Level 1 on balances up to $15000
No additional details provided.
Qualifying balance up to $15,000.00
Balances up to $15,000
No additional details provided.
Qualifications Required: 15+ debit transactions; Applicable on balances up to $20,000. 3.50% APY dividend or 500 ScoreCard bonus points will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. Debit transactions typically post within two business days and may vary based on merchant processing. ATM transactions do not qualify as debit card purchases. ScoreCard points are not rewarded on purchases from Vertical Checking. Online and mobile banking logins and eStatements enrollment are reported and counted the next business day. Must meet account requirements to receive ATM fee reimbursement. ATM fee reimbursement limited to $15 per account per month.
Qualifications Required; The APY range is based on an assumed account balance cap of $25,000 plus $100,000. The APY decreases as your balance increases above $25,000.
Qualifications Required: Achieved Goals; Qualifying balance up to $25,000.00
No additional details provided.
Qualifying balance up to $5,000.00
No additional details provided.
*$100 minimum opening deposit
Qualifying balance up to $10,000.00
*$100 minimum opening deposit
No additional details provided.
No additional details provided.
No additional details provided.
Mount Saint Francis Rewards Checking Rates
Dividend Distribution: Monthly
Qualifying balance up to $15,000.00
Qualifications Required; The APY range is based on an assumed account balance cap of $25,000 plus $100,000. The APY decreases as your balance increases above $25,000.
Qualifications Required: Achieved Goals; Qualifying balance up to $25,000.00
Qualifications Required; The APY range is based on an assumed account balance cap of $25,000 plus $100,000. The APY decreases as your balance increases above $25,000.
No additional details provided.
Dividend Distribution: Monthly
No additional details provided.
No additional details provided.
Qualifications not met
Rates effective as of 09/01/2023. Annual Percentage Yields accurate as of stated date and are subject to change. For all certificates, fees and other conditions could reduce the earnings on these accounts. Penalties may be imposed for early withdrawal.
Dividend Distribution: Monthly
Qualifications Required: eStatements enrollment; one or more online or mobile banking login(s); one or more direct deposit into the account; 15 or more debit card transactions posted per month; Accountholders qualify for 500 bonus ScoreCard points per month when they meet all of the following requirements: enrollment in eStatements, one or more online or mobile banking login(s), one or more direct deposit into the account, and 15 or more debit card transactions posted per month. ATM transactions do not qualify.
Mount Saint Francis Free Checking Rates
No additional details provided.
No additional details provided.
No additional details provided.
If you maintain $600.00 in the account each day of the statement cycle, the interest rate on this account is 0.10% with an annual percentage yield (APY) of 0.10%, otherwise no interest is paid. Basic Checking NOW Account has a monthly maintenance fee of $7.50 will be assessed if a minimum balance of $600.00 is not maintained.
Average balance of $1,000 or more. $1,000 minimum balance required to earn APY.
No minimum opening balance. Dividends are compounded and paid monthly.
No additional details provided.
Rates can change daily, Daily compounding
New checking clients can earn up to $600 when completing qualifying activities. Promotional offers are not available for customers with an existing Old National Bank personal checking account (including owners; signers on joint accounts), personal checking accounts closed within the last 36 months or have been paid on an Old National personal checking promotional bonus in the past 36 months or Old National Bank employees.
No additional details provided.
No additional details provided.
Dividend Distribution: No distribution
Average balance of less than $1,000
No additional details provided.
No additional details provided.
No additional details provided.
Mount Saint Francis Student Checking Rates
Balances up to $2,000
Balances over $2,000
No minimum balance to open.
Average balance of $1,000 or more. $1,000 minimum balance required to earn APY.
No additional details provided.
Rates can change daily, Daily compounding
Rates can change daily, Daily compounding
Average balance of less than $1,000
No additional details provided.
Mount Saint Francis Business Checking Rates
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Dividend Distribution: Monthly
Dividend Distribution: Monthly
No additional details provided.
No additional details provided.
No additional details provided.
Dividend Distribution: Monthly
*$100 minimum opening deposit
No additional details provided.
No additional details provided.
*$100 minimum opening deposit
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Mount Saint Francis, IN Checking Rate Trends
Compare local Mount Saint Francis, IN checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana high-yield checking rates fell 0.840 points over the past 7 days to 0.794% APY.
Indiana free checking rates rose 0.069 points over the past 7 days to 1.157% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mount Saint Francis, Indiana checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Mount Saint Francis, Indiana directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Mount Saint Francis, Indiana. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in IN.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Mount Saint Francis, Indiana earn interest?
Are banks in Mount Saint Francis, Indiana FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Mount Saint Francis, Indiana
- Baxter Credit Union
PowerPlusTM Checking — 8.00% APY - One Vision Federal Credit Union
ONEAccount Checking — 5.00% APY - MIDWEST AMERICA
Reward Checking — 4.00% APY - Tech Credit Union
InCENTIV Checking — 3.50% APY - UNIFY Financial Federal Credit Union
HY Checking — 4.00% APY
Mount Saint Francis, Indiana Rates & Resources
