Best Banks & Checking Accounts in Pekin, Illinois - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best checking rates for Pekin, Illinois include Citizens Equity First Credit UnionCitizens Equity First Credit Union3515 Court St, Pekin, IL 61554 6210A5.0 ★Texas Ratio: 6.76% Dividend Checking TIER-1 at 0.65% APY, Heartland Bank and Trust CompanyHeartland Bank and Trust Company3400 Court St, Pekin, IL 61554A+5.0 ★Texas Ratio: 1.53% Capital Interest Checking at 0.25% APY, Morton Community BankMorton Community Bank601 Court St, Pekin, IL 61554A5.0 ★Texas Ratio: 13.12% Interest Checking at 0.04% APY, Baxter Credit UnionBaxter Credit Union415 S Main St, Crystal Lake, IL 60014A5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, and NuMark Credit UnionNuMark Credit Union1654 Terry Dr, Joliet, IL 60436A5.0 ★Texas Ratio: 9.18% Ultimate High Yield Checking at 5.50% APY.
Looking for the best checking accounts in Pekin, Illinois? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Pekin, Illinois, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Pekin, Illinois. Checking Account Rates Last Updated and Verified: March 20, 2026
Pekin, IL Checking Rate Trends
Compare local Pekin, IL checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois high-yield checking rates rose 0.303 points this week to 0.553% APY, up from 0.250% last week.
Illinois rewards checking rates rose 0.599 points this week to 2.042% APY, up from 1.444% last week.
Compare Checking Account Rates Today in Pekin, Illinois & the Surrounding Area
Pekin, IL 61554 6210
No additional details provided.
Pekin, IL 61554 6210
No additional details provided.
Pekin, IL 61554 6210
No additional details provided.
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Crystal Lake, IL 60014
Qualifying balance up to $15000
Joliet, IL 60436
Qualifying balance up to $25,000.00
Lisle, IL 60532
Qualifying balance up to $15,000.00
Monmouth, IL 61462
Qualifications Required; Qualifying balance up to $200.00
Bethalto, IL 62010
Qualifications Required; Qualifying balance up to $10,000.00
Galesburg, IL 61401
No additional details provided.
Port Byron, IL 61275
Qualifying balance up to $30,000.00
ROCK ISLAND, IL 61201
Qualifying balance up to $15,000.00
Port Byron, IL 61275
Blackhawk Bank & Trust; Daily balance of $0.01 to $30,000
Shiloh, IL 62269 7397
Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Crystal Lake, IL 60014
Qualifying balance up to $15000
Joliet, IL 60436
Qualifying balance up to $25,000.00
Monmouth, IL 61462
Qualifications Required; Qualifying balance up to $200.00
Lisle, IL 60532
Qualifying balance up to $15,000.00
Bethalto, IL 62010
Qualifications Required; Qualifying balance up to $10,000.00
Galesburg, IL 61401
No additional details provided.
ROCK ISLAND, IL 61201
Qualifying balance up to $15,000.00
Port Byron, IL 61275
Qualifying balance up to $30,000.00
Port Byron, IL 61275
Blackhawk Bank & Trust; Daily balance of $0.01 to $30,000
Crystal Lake, IL 60014
Qualifying balance up to $15000
Waukegan, IL 60085 4959
Qualifying balance up to $15,000.00
Shiloh, IL 62269 7397
Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00
Breese, IL 62230
$0.01 - $10,000
Monmouth, IL 61462
Qualifications Required; Qualifying balance up to $200.00
Bethalto, IL 62010
Qualifications Required; Qualifying balance up to $10,000.00
Clinton, IL 61727
Qualifying balance up to $8.75
Moweaqua, IL 62550
Qualifying balance up to $25,000.00
Bourbonnais, IL 60914
Qualifications Required; Qualifying balance up to $10,000
Kinderhook, IL 62345
Qualifications Required; Qualifying balance up to $50,000.00
Clay City, IL 62824
Qualifications Required; Qualifying balance up to $25,000.00
Charleston, IL 61920
No additional details provided.
Waterloo, IL 62298
Qualifying balance up to $10,000
Herrin, IL 62948
No additional details provided.
Elk Grove Village, IL 60007
Qualifying balance up to $15,000.00
North Chicago, IL 60064 1803
No additional details provided.
Bourbonnais, IL 60914
Qualifications Required; Qualifying balance up to $15,000.00
Naperville, IL 60563 0112
CASH BACK
Greenville, IL 62246
Qualifications Required: 10 Debit Card Purchases(excludes ATM transactions) post & clear per qualification cycle; 1 Direct Deposit or 1 ACH Auto Debit post & clear per qualification cycle; Receive Electronic Statement; Qualifying balance up to $20,000
East Saint Louis, IL 62201
Qualifying balance up to $5000
East Saint Louis, IL 62201
No additional details provided.
Flora, IL 62839
No additional details provided.
Waterloo, IL 62298
No additional details provided.
Elk Grove Village, IL 60007
Qualifying balance up to $15,000.00
Chicago, IL 60641
No additional details provided.
Charleston, IL 61920
No additional details provided.
Wenona, IL 61377
No additional details provided.
Champaign, IL 61820
No daily balance required to earn interest
Cicero, IL 60804
No additional details provided.
Lansing, IL 60438
Rates can change daily, Daily compounding
Aurora, IL 60506
No additional details provided.
Chicago, IL 60608
No additional details provided.
West Chicago, IL 60185
Minimum deposit to open: $25; Minimum balance to avoid fee: A maintenance fee of $5.00 will be imposed every statement cycle unless you maintain a minimum average daily balance of $100.00 for the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.; Other terms and conditions may apply1.
West Chicago, IL 60185
Minimum deposit to open: $25; Minimum balance to avoid fee: A maintenance fee of $7.00 will be imposed every statement cycle unless you maintain a minimum average daily balance of $100.00 for the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.; Other terms and conditions may apply1.
Cicero, IL 60804
No additional details provided.
Rockford, IL 61108 7813
No additional details provided.
Decatur, IL 62526
No additional details provided.
Moline, IL 61265
No additional details provided.
Galesburg, IL 61401
No additional details provided.
Rolling Meadows, IL 60008 1015
No additional details provided.
Lansing, IL 60438
Rates can change daily, Daily compounding
West Chicago, IL 60185
Minimum deposit to open: $25; No minimum balance requirement; No monthly maintenance fee; Other terms and conditions may apply1.
Springfield, IL 62703
No additional details provided.
Calumet City, IL 60409
No additional details provided.
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Pekin, IL 61554
No additional details provided.
Oblong, IL 62449
No additional details provided.
Bethalto, IL 62010
No additional details provided.
Bethalto, IL 62010
No additional details provided.
Bethalto, IL 62010
No additional details provided.
Oblong, IL 62449
No additional details provided.
Flanagan, IL 61740
Minimum Deposit to Open and Obtain APY*: $50,000 and Over
Camp Grove, IL 61424
$100,000 and above
Mascoutah, IL 62258
No additional details provided.
Camp Grove, IL 61424
$50,000 up to $99,999.99
Oblong, IL 62449
No additional details provided.
Quincy, IL 62301
No additional details provided.
Moline, IL 61265
No additional details provided.
Mascoutah, IL 62258
No additional details provided.
Fairview, IL 61432
No additional details provided.
Mascoutah, IL 62258
No additional details provided.
Albers, IL 62215
No additional details provided.
Fairview, IL 61432
No additional details provided.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Pekin, Illinois directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Pekin, Illinois. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in IL.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Pekin, Illinois earn interest?
Are banks in Pekin, Illinois FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Pekin, Illinois
- Citizens Equity First Credit Union
Dividend Checking TIER-1 — 0.65% APY - Heartland Bank and Trust Company
Capital Interest Checking — 0.25% APY - Morton Community Bank
Interest Checking — 0.04% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY - NuMark Credit Union
Ultimate High Yield Checking — 5.50% APY
