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Home Checking Accounts Connecticut Checking New Britain, Connecticut iAdvertiser Disclosure
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Best Banks & Checking Accounts in New Britain, Connecticut - June 2026

The best checking rates for New Britain, Connecticut include Thomaston Savings BankThomaston Savings Bank233 Main Street, New Britain, CT 06052A5.0 ★Texas Ratio: 6.58% Interest Checking at 0.05% APY, Selfreliance Federal Credit UnionSelfreliance Federal Credit Union270 Broad St, New Britain, CT 06053A5.0 ★Texas Ratio: 9.40% Checking Accounts at 0.01% APY, Achieve Financial Credit UnionAchieve Financial Credit Union450 W Main St, New Britain, CT 06052B+4.7 ★Texas Ratio: 16.59% Premium Checking at 0.00% APY, First County BankFirst County BankA+5.0 ★Texas Ratio: 2.27% High Yield Checking at 5.00% APY, and Patriot Bank N.A.Patriot Bank N.A.F2.4 ★Texas Ratio: 45.79% CA IOLTA/IOLA Checking at 2.80% APY. Checking account rates as of June 26, 2026 according to verified data from MonitorBankRates.

New Britain has 3 local institutions in our database, with checking rates as high as 0.05% APY from Thomaston Savings Bank at 233 Main Street, New Britain, CT, 06052. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in New Britain, Connecticut. Checking Account Rates Last Updated and Verified: June 26, 2026

Compare Checking Account Rates Today in New Britain, Connecticut & the Surrounding Area

Institutions:

New Britain Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
233 Main Street
New Britain, CT 06052
Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
270 Broad St
New Britain, CT 06053
Checking Accounts
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
233 Main Street
New Britain, CT 06052
Interest Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

0% Interest Earned on Balances < $500.00; You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.59%
450 W Main St
New Britain, CT 06052
Premium Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

First County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
High Yield Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Qualifications Required: all account qualifiers (listed below) are met; Qualifying balance up to $15,000.00

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
CA IOLTA/IOLA Checking
2.80%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
CT IOLTA/IOLA Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Municipal Interest Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
NY IOLTA/IOLA Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
The One Account (Checking)
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$50,000.01 and Over

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
A+ Checking
1.05%
$0
Rate1.05%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifying balance up to $10,000.00

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
IOLTA Checking
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
CT IOLTA/IOLA Checking
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Less than $250,000

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Nonprofit Interest Checking
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
NY IOLTA/IOLA Checking
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Less than $250,000

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
SUN Checking Account
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifications Required: e-Statement; Online Banking; 10 Debit Card transactions posted per month (excluding ATM transactions); Direct Deposit of $500 posted in each calendar month OR 4 unique "Bill Pays" cleared in each calendar month except for the month the account is opened; Balances over $10,000 earn 0.25% APY. ATM surcharge fees rebated up to $9.99 each to a maximum of $20 a month. $150 bonus awarded after account has met required conditions for three consecutive months within a six month period from account opening. Must not have a record on Chex Systems. Offer applies to new accounts only. Rates are variable and can change at any time.

Hometown Bank Oxford, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Get More Checking
0.20%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 22, 2026
Details

Qualifying balance up to $999,999.99

Ion Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.95%
Preferred Checking with Interest Tier III
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Newtown Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
Flagship Checking
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Bankwell Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.53%
Smart Checking
0.15%
$25
Rate0.15%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

Rate is variable and subject to change after the accounts is open. Minimum of $25 is required to open a Smart Checking account. Smart Checking is free of monthly maintenance charges.

New Britain High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
233 Main Street
New Britain, CT 06052
Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
233 Main Street
New Britain, CT 06052
Interest Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

0% Interest Earned on Balances < $500.00; You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.59%
450 W Main St
New Britain, CT 06052
Premium Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

First County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
High Yield Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Qualifications Required: all account qualifiers (listed below) are met; Qualifying balance up to $15,000.00

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
CA IOLTA/IOLA Checking
2.80%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
CT IOLTA/IOLA Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Municipal Interest Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
NY IOLTA/IOLA Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
The One Account (Checking)
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$50,000.01 and Over

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
A+ Checking
1.05%
$0
Rate1.05%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifying balance up to $10,000.00

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Nonprofit Interest Checking
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Ion Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.95%
Preferred Checking with Interest Tier III
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Premium NOW Checking
0.15%
$25,000
Rate0.14%
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Variable

Ion Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.95%
Preferred Checking with Interest Tier II
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Premium NOW Checking
0.10%
$25,000
Rate0.09%
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Variable

Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Premium NOW Checking
0.05%
$25,000
Rate0.04%
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Variable

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Ion Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.95%
Preferred Checking with Interest Tier I
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Milford Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
IORETA/IOLTA (Interest Bearing Checking)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Minimum balance must be maintained or a service charge is imposed. Interest is compounded and credited monthly.

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
TOTAL PLUS CHECKING
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

New Britain Rewards Checking Rates

No Rewards accounts found at this time.

New Britain Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Paramount Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.91%
Free Checking
0.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 23, 2026
Details

No Fees

New Britain Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Windsor Federal S&L
Institution Rating:
A5.0 ★ Texas Ratio: 9.09%
Student Checking Account
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Windsor Federal S&L
Institution Rating:
A5.0 ★ Texas Ratio: 9.09%
Student Checking Account
0.02%
$10
Rate0.02%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

New Britain Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Newtown Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
Business NOW Checking Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

DR Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Business Now Checking & Iolta Business
0.05%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
BUSINESS CHECKING NOW and OVER Business
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

$30,000.00

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
BUSINESS CHECKING NOW to $19,999.99 Business
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

$10,000.00

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
BUSINESS CHECKING NOW to $29,999.99 Business
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

$20,000.00

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
BUSINESS CHECKING NOW to $9,999.99 Business
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

$0.01

Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Business NOW Checking Business
0.05%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

Variable

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Small Business Checking Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Paramount Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.91%
Small Business Checking Business
0.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 23, 2026
Details

No Fees

New Britain, CT Checking Rate Trends

Compare local New Britain, CT checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Connecticut Checking Trends →
High-Yield Checking — CT Avg
1.384%
▲ 0.480 vs 7 days ago

Connecticut high-yield checking rates rose 0.480 points over the past 7 days to 1.384% APY.

Free Checking — CT Avg
0.686%
▼ 0.011 vs 7 days ago

Connecticut free checking rates fell 0.011 points over the past 7 days to 0.686% APY.

As of Jun 27, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New Britain, Connecticut checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for New Britain, Connecticut directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in New Britain, Connecticut. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in CT.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in New Britain, Connecticut earn interest?

Most traditional local checking accounts in New Britain, Connecticut earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in New Britain, Connecticut FDIC insured?

Yes. Legitimate banks with branches in New Britain, Connecticut are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in New Britain, Connecticut

Based on our current data, some of the highest checking account APYs available to residents of New Britain, Connecticut include:
  • Thomaston Savings Bank
    Interest Checking — 0.05% APY
  • Selfreliance Federal Credit Union
    Checking Accounts — 0.01% APY
  • Achieve Financial Credit Union
    Premium Checking — 0.00% APY
  • First County Bank
    High Yield Checking — 5.00% APY
  • Patriot Bank N.A.
    CA IOLTA/IOLA Checking — 2.80% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in New Britain, Connecticut. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: June 26, 2026