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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
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Checking Rate Trends

Weed, California Best Checking Accounts & Rates October 2026

Weed, California checking account rates range from 0.01% to 8.00% APY, verified by MonitorBankRates as of October 13, 2026. The best checking rates for Weed, California include US BankUS Bank269 Main St, Weed, CA 96094A+5.0 ★Texas Ratio: 2.85% Bank Smartly Checking at 0.01% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 6.31% PowerPlusTM Checking - Level 2 at 8.00% APY, Rize Federal Credit UnionRize Federal Credit UnionA5.0 ★Texas Ratio: 6.24% RizeTM Checking at 7.50% APY, Sage Credit UnionSage Credit UnionA+5.0 ★Texas Ratio: 5.70% Rewards Checking at 7.00% APY, and Heritage Community Credit UnionHeritage Community Credit UnionA+5.0 ★Texas Ratio: 5.95% Kasasa Cash Checking at 5.00% APY. Checking account rates as of October 13, 2026 according to verified data from MonitorBankRates.

Weed has 1 local institution in our database, with checking rates as high as 0.01% APY from US Bank at 269 Main St, Weed, CA, 96094. Use the tabs below to compare all available checking account types. Rates are continually updated, so we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Weed, California. Checking Account Rates Last Updated and Verified: October 13, 2026

Compare Checking Account Rates Today in Weed, California & the Surrounding Area

Institutions:

Weed Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
US Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
269 Main St
Weed, CA 96094
Bank Smartly Checking
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min BalanceN/A
UpdatedOct 7, 2026
Details

Tiered rate account. Rate of 0.001% APY applies to accounts with balances between $0-$24,999.99. Advertised rates are variable and effective as of 11/24/2025. Fees could reduce earnings on the account.

Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 8 times
0.00%0.25%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 2
8.00%
$0
▼
Rate7.72%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

balances up to $15,000; Qualifications Required: Qualifications Required; Level 2 on balances up to $15,000; Balance: $0.01 - $15,000.00; Introductory APY; Introductory Dividend Rate

Rate History
1 change since Sep 27, 2026 · 1.00% → 8.00% ▲ 7.00 pts · high 8.00% / low 1.00%
0.00%7.50%15.00%Sep 27, 2026: 1.00% APYOct 10, 2026: 8.00% APYSep 27, 2026Oct 13, 2026
  • Oct 10, 20268.00%▲ from 1.00%
  • Sep 27, 20261.00%first recorded
Rize Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
RizeTM Checking
7.50%
$0
▼
Rate7.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00; Online Only

Rate History
No change since Sep 12, 2026 · 7.50% APY · checked 4 times
7.00%7.50%8.00%Sep 12, 2026: 7.50% APYSep 12, 2026Oct 13, 2026
Sage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.70%
Rewards Checking
7.00%
$0
▼
Rate6.78%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $0.01 - $10,000.00; Qualifications Required

Rate History
No change since Sep 25, 2026 · 7.00% APY · checked 4 times
6.50%7.00%7.50%Sep 25, 2026: 7.00% APYSep 25, 2026Oct 13, 2026
Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.95%
Kasasa Cash Checking
5.00%
$25
▼
Rate4.89%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $25,000

Rate History
1 change since Sep 18, 2026 · 4.00% → 5.00% ▲ 1.00 pts · high 5.00% / low 4.00%
3.00%4.50%6.00%Sep 18, 2026: 4.00% APYSep 22, 2026: 5.00% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20265.00%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Sacramento Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
FREE REWARDS CHECKING
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $0 - $25,000; Dividend rate and APY apply when requirements are met

Rate History
No change since Sep 22, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 22, 2026: 4.50% APYSep 22, 2026Oct 13, 2026
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
High Yield Checking
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0 to $10,000

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 7 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Oct 13, 2026
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
High Yield Checking
4.41%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0 to $10,000

Rate History
No change since Sep 18, 2026 · 4.41% APY · checked 7 times
3.91%4.41%4.91%Sep 18, 2026: 4.41% APYSep 18, 2026Oct 13, 2026
Sea Air Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Checking Accounts
4.08%
$1
▼
Rate4.00%
Min Deposit$1
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Dividends based on Flexible Rewards Program

Rate History
No change since Oct 12, 2026 · 4.08% APY
3.58%4.08%4.58%Oct 12, 2026: 4.08% APYOct 12, 2026Oct 13, 2026
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Rewards Checking
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Oct 12, 2026 · 4.07% APY
3.57%4.07%4.57%Oct 12, 2026: 4.07% APYOct 12, 2026Oct 13, 2026
F&A Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
High Yield eChecking
4.00%
$0
▼
Rate3.92%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

$10,000+ balance rate

Rate History
No change since Sep 16, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APYSep 16, 2026Oct 13, 2026
Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.95%
Kasasa Cash Checking
4.00%
$25
▼
Rate3.93%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $25,000

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking Level 1
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Introductory APY; Introductory Dividend Rate

Rate History
1 change since Sep 18, 2026 · 1.00% → 4.00% ▲ 3.00 pts · high 4.00% / low 1.00%
0.00%3.50%7.00%Sep 18, 2026: 1.00% APYOct 10, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.00%▲ from 1.00%
  • Sep 18, 20261.00%first recorded
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 1
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

balances up to $15,000; Qualifications Required: Qualifications Required; Level 1 on balances up to $15,000; Balance: $0.01 - $15,000.00; Introductory APY; Introductory Dividend Rate

Rate History
1 change since Sep 22, 2026 · 1.00% → 4.00% ▲ 3.00 pts · high 4.00% / low 1.00%
0.00%3.50%7.00%Sep 22, 2026: 1.00% APYOct 10, 2026: 4.00% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.00%▲ from 1.00%
  • Sep 22, 20261.00%first recorded
Inova Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.94%
Shield Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0 - $15,000; Qualifications Required; Rate is for balances up to $15,000.00

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Monterra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
Premium Checking when requirements are met
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Bonus: open a new Premium Checking account and earn up to $150; APY paid on average daily balances; limit one Premium Checking account per membership

Rate History
No change since Oct 9, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 9, 2026: 3.50% APYOct 9, 2026Oct 13, 2026
Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.95%
Kasasa Cash Checking
3.50%
$25
▼
Rate3.45%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $25,000

Rate History
1 change since Sep 18, 2026 · 4.00% → 3.50% ▼ 0.50 pts · high 4.00% / low 3.50%
3.00%3.75%4.50%Sep 18, 2026: 4.00% APYSep 22, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20263.50%▼ from 4.00%
  • Sep 18, 20264.00%first recorded
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.97%
Premier Plus Checking
3.50%
$25
▼
Rate3.44%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
Americas Christian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Elite Checking
3.50%
$100
▼
Rate3.45%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Oct 1, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 1, 2026: 3.50% APYOct 1, 2026Oct 13, 2026
MyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
High-Yield Checking
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $75,000.00 +

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
SAFE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
Perfect Cents Checking
3.04%
$25
▼
Rate3.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $3,000.01+; Qualifications Required: eStatements enrollment; 10 debit and/or credit card purchase transactions; Balance: first $3,000; Dividends paid monthly. Variable rate changes monthly. To receive dividends, account must meet two monthly requirements: be enrolled in eStatements and have a minimum of 10 debit and/or credit card purchase transactions post and settle each month. For credit card transactions to count towards the requirement, the credit card must be established under the tax reporting owner of the Perfect Cents Checking account. Perfect Cents Checking is a tiered-rate account. Dividend rate is paid only on the portion of the balance that falls within each specified tier.

Rate History
1 change since Sep 14, 2026 · 0.05% → 3.04% ▲ 2.99 pts · high 3.04% / low 0.05%
0.00%3.02%6.03%Sep 14, 2026: 0.05% APYSep 22, 2026: 3.04% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20263.04%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Upward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
Kasasa Cash Checking - Qualifying
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $0.00 to $10,000; Qualifying rates apply while linked Kasasa Checking Account meets Monthly Qualifications; Balance cap for featured rate up to $10,000.00

Rate History
No change since Oct 13, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 13, 2026: 3.00% APYOct 13, 2026Oct 13, 2026
Oceanair Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.19%
Epic Business Premium Checking Business
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Tier 4; Avg. Daily balance; Min. Deposit $250,000

Rate History
No change since Oct 12, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 12, 2026: 3.00% APYOct 12, 2026Oct 13, 2026
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
Inspired & Inspired Plus Checking Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Qualifications Required: Minimum of 20 Debit Card Purchase Transactions; Average Daily Balance; Minimum of 20 Debit Card Purchase Transactions

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Directional Checking
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $150,000.01 +; Effective date 06/01/2026

Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 6 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 13, 2026
Oceanair Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.19%
Epic Business Checking Business
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Tier 4; Balance tier starting at $250,000; Avg. Daily balance

Rate History
No change since Oct 12, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 12, 2026: 2.75% APYOct 12, 2026Oct 13, 2026
MyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
High-Yield Checking
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $50,000.00 - $74,999.99

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
Universal Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Universal Tiered Checking - Relationship
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $100,000+

Rate History
No change since Oct 8, 2026 · 2.60% APY · checked 2 times
2.10%2.60%3.10%Oct 8, 2026: 2.60% APYOct 8, 2026Oct 13, 2026
Universal Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Universal Tiered Checking - Relationship
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $50,000 - $99,999

Rate History
No change since Oct 8, 2026 · 2.55% APY · checked 2 times
2.05%2.55%3.05%Oct 8, 2026: 2.55% APYOct 8, 2026Oct 13, 2026
State Bank of India US
Institution Rating:
A5.0 ★ Texas Ratio: 7.01%
Attorney Client Checking Account
2.55%
$100
▼
Rate2.52%
Min Deposit$100
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Sep 18, 2026 · 2.55% APY · checked 6 times
2.05%2.55%3.05%Sep 18, 2026: 2.55% APYSep 18, 2026Oct 13, 2026
Universal Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Universal Tiered Checking - Relationship
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $5,000 - $49,999

Rate History
No change since Oct 8, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 8, 2026: 2.50% APYOct 8, 2026Oct 13, 2026
Commonwealth Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Rewards Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Rate Type: Variable

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
The Golden 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
MarketRate Checking
2.50%
$25
▼
Rate2.47%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $250,000.00-$499,999.99

Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 18, 2026: 2.50% APYSep 18, 2026Oct 13, 2026
Oceanair Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.19%
Epic Business Premium Checking Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Tier 3; Avg. Daily balance; Min. Deposit $100,000

Rate History
No change since Oct 12, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 12, 2026: 2.50% APYOct 12, 2026Oct 13, 2026
MyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
High-Yield Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $30,000.00 - $49,999.99

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
San Diego County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
High-Yield Checking
2.50%
$5,000
▼
Rate2.47%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $500,000.00 +; You must maintain a minimum average daily balance of $25,000 in this SDCCU account to avoid a monthly fee. If, during any month, your average daily balance is below the required minimum, your account will be subject to a monthly fee for that month.

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Kaiperm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Thrive Rewards Checking
2.35%
$25
▼
Rate2.33%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.00 - $15,000.00; 0.250% on balances above $15,000; Non-Qualifying rate 0.050%; See Provision 8

Rate History
No change since Sep 14, 2026 · 2.35% APY · checked 2 times
1.85%2.35%2.85%Sep 14, 2026: 2.35% APYSep 14, 2026Oct 13, 2026
University Credit Union Los Angeles, CA
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
Smart Checking Account
2.25%
$50
▼
Rate2.23%
Min Deposit$50
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: up to the first $25,000; No minimum balance; Opened August 1, 2024 and after

Rate History
No change since Sep 18, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Sep 18, 2026: 2.25% APYSep 18, 2026Oct 13, 2026
Oceanair Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.19%
Epic Business Checking Business
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Tier 3; Balance tier starting at $100,000; Avg. Daily balance

Rate History
No change since Oct 12, 2026 · 2.25% APY
1.75%2.25%2.75%Oct 12, 2026: 2.25% APYOct 12, 2026Oct 13, 2026
MyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
High-Yield Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $15,000.00 - $29,999.99

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 13, 2026

Weed High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 2
8.00%
$0
▼
Rate7.72%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

balances up to $15,000; Qualifications Required: Qualifications Required; Level 2 on balances up to $15,000; Balance: $0.01 - $15,000.00; Introductory APY; Introductory Dividend Rate

Rate History
1 change since Sep 27, 2026 · 1.00% → 8.00% ▲ 7.00 pts · high 8.00% / low 1.00%
0.00%7.50%15.00%Sep 27, 2026: 1.00% APYOct 10, 2026: 8.00% APYSep 27, 2026Oct 13, 2026
  • Oct 10, 20268.00%▲ from 1.00%
  • Sep 27, 20261.00%first recorded
Rize Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
RizeTM Checking
7.50%
$0
▼
Rate7.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00; Online Only

Rate History
No change since Sep 12, 2026 · 7.50% APY · checked 4 times
7.00%7.50%8.00%Sep 12, 2026: 7.50% APYSep 12, 2026Oct 13, 2026
Sage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.70%
Rewards Checking
7.00%
$0
▼
Rate6.78%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $0.01 - $10,000.00; Qualifications Required

Rate History
No change since Sep 25, 2026 · 7.00% APY · checked 4 times
6.50%7.00%7.50%Sep 25, 2026: 7.00% APYSep 25, 2026Oct 13, 2026
Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.95%
Kasasa Cash Checking
5.00%
$25
▼
Rate4.89%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $25,000

Rate History
1 change since Sep 18, 2026 · 4.00% → 5.00% ▲ 1.00 pts · high 5.00% / low 4.00%
3.00%4.50%6.00%Sep 18, 2026: 4.00% APYSep 22, 2026: 5.00% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20265.00%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Sacramento Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
FREE REWARDS CHECKING
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $0 - $25,000; Dividend rate and APY apply when requirements are met

Rate History
No change since Sep 22, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 22, 2026: 4.50% APYSep 22, 2026Oct 13, 2026
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
High Yield Checking
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0 to $10,000

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 7 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Oct 13, 2026
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
High Yield Checking
4.41%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0 to $10,000

Rate History
No change since Sep 18, 2026 · 4.41% APY · checked 7 times
3.91%4.41%4.91%Sep 18, 2026: 4.41% APYSep 18, 2026Oct 13, 2026
Sea Air Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Checking Accounts
4.08%
$1
▼
Rate4.00%
Min Deposit$1
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Dividends based on Flexible Rewards Program

Rate History
No change since Oct 12, 2026 · 4.08% APY
3.58%4.08%4.58%Oct 12, 2026: 4.08% APYOct 12, 2026Oct 13, 2026
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Rewards Checking
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Oct 12, 2026 · 4.07% APY
3.57%4.07%4.57%Oct 12, 2026: 4.07% APYOct 12, 2026Oct 13, 2026
F&A Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
High Yield eChecking
4.00%
$0
▼
Rate3.92%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

$10,000+ balance rate

Rate History
No change since Sep 16, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APYSep 16, 2026Oct 13, 2026
Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.95%
Kasasa Cash Checking
4.00%
$25
▼
Rate3.93%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $25,000

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking Level 1
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Introductory APY; Introductory Dividend Rate

Rate History
1 change since Sep 18, 2026 · 1.00% → 4.00% ▲ 3.00 pts · high 4.00% / low 1.00%
0.00%3.50%7.00%Sep 18, 2026: 1.00% APYOct 10, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.00%▲ from 1.00%
  • Sep 18, 20261.00%first recorded
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 1
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

balances up to $15,000; Qualifications Required: Qualifications Required; Level 1 on balances up to $15,000; Balance: $0.01 - $15,000.00; Introductory APY; Introductory Dividend Rate

Rate History
1 change since Sep 22, 2026 · 1.00% → 4.00% ▲ 3.00 pts · high 4.00% / low 1.00%
0.00%3.50%7.00%Sep 22, 2026: 1.00% APYOct 10, 2026: 4.00% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.00%▲ from 1.00%
  • Sep 22, 20261.00%first recorded
Inova Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.94%
Shield Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0 - $15,000; Qualifications Required; Rate is for balances up to $15,000.00

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Monterra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
Premium Checking when requirements are met
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Bonus: open a new Premium Checking account and earn up to $150; APY paid on average daily balances; limit one Premium Checking account per membership

Rate History
No change since Oct 9, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 9, 2026: 3.50% APYOct 9, 2026Oct 13, 2026
Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.95%
Kasasa Cash Checking
3.50%
$25
▼
Rate3.45%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $25,000

Rate History
1 change since Sep 18, 2026 · 4.00% → 3.50% ▼ 0.50 pts · high 4.00% / low 3.50%
3.00%3.75%4.50%Sep 18, 2026: 4.00% APYSep 22, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20263.50%▼ from 4.00%
  • Sep 18, 20264.00%first recorded
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.97%
Premier Plus Checking
3.50%
$25
▼
Rate3.44%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
Americas Christian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Elite Checking
3.50%
$100
▼
Rate3.45%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Oct 1, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 1, 2026: 3.50% APYOct 1, 2026Oct 13, 2026
MyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
High-Yield Checking
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $75,000.00 +

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
SAFE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
Perfect Cents Checking
3.04%
$25
▼
Rate3.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $3,000.01+; Qualifications Required: eStatements enrollment; 10 debit and/or credit card purchase transactions; Balance: first $3,000; Dividends paid monthly. Variable rate changes monthly. To receive dividends, account must meet two monthly requirements: be enrolled in eStatements and have a minimum of 10 debit and/or credit card purchase transactions post and settle each month. For credit card transactions to count towards the requirement, the credit card must be established under the tax reporting owner of the Perfect Cents Checking account. Perfect Cents Checking is a tiered-rate account. Dividend rate is paid only on the portion of the balance that falls within each specified tier.

Rate History
1 change since Sep 14, 2026 · 0.05% → 3.04% ▲ 2.99 pts · high 3.04% / low 0.05%
0.00%3.02%6.03%Sep 14, 2026: 0.05% APYSep 22, 2026: 3.04% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20263.04%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Upward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
Kasasa Cash Checking - Qualifying
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $0.00 to $10,000; Qualifying rates apply while linked Kasasa Checking Account meets Monthly Qualifications; Balance cap for featured rate up to $10,000.00

Rate History
No change since Oct 13, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 13, 2026: 3.00% APYOct 13, 2026Oct 13, 2026
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
Inspired & Inspired Plus Checking Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Qualifications Required: Minimum of 20 Debit Card Purchase Transactions; Average Daily Balance; Minimum of 20 Debit Card Purchase Transactions

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Directional Checking
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $150,000.01 +; Effective date 06/01/2026

Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 6 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 13, 2026
MyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
High-Yield Checking
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $50,000.00 - $74,999.99

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
Universal Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Universal Tiered Checking - Relationship
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $100,000+

Rate History
No change since Oct 8, 2026 · 2.60% APY · checked 2 times
2.10%2.60%3.10%Oct 8, 2026: 2.60% APYOct 8, 2026Oct 13, 2026
Universal Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Universal Tiered Checking - Relationship
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $50,000 - $99,999

Rate History
No change since Oct 8, 2026 · 2.55% APY · checked 2 times
2.05%2.55%3.05%Oct 8, 2026: 2.55% APYOct 8, 2026Oct 13, 2026
State Bank of India US
Institution Rating:
A5.0 ★ Texas Ratio: 7.01%
Attorney Client Checking Account
2.55%
$100
▼
Rate2.52%
Min Deposit$100
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Sep 18, 2026 · 2.55% APY · checked 6 times
2.05%2.55%3.05%Sep 18, 2026: 2.55% APYSep 18, 2026Oct 13, 2026
Universal Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Universal Tiered Checking - Relationship
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $5,000 - $49,999

Rate History
No change since Oct 8, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 8, 2026: 2.50% APYOct 8, 2026Oct 13, 2026
Commonwealth Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Rewards Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Rate Type: Variable

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
The Golden 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
MarketRate Checking
2.50%
$25
▼
Rate2.47%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $250,000.00-$499,999.99

Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 18, 2026: 2.50% APYSep 18, 2026Oct 13, 2026
MyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
High-Yield Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $30,000.00 - $49,999.99

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
San Diego County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
High-Yield Checking
2.50%
$5,000
▼
Rate2.47%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $500,000.00 +; You must maintain a minimum average daily balance of $25,000 in this SDCCU account to avoid a monthly fee. If, during any month, your average daily balance is below the required minimum, your account will be subject to a monthly fee for that month.

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Kaiperm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Thrive Rewards Checking
2.35%
$25
▼
Rate2.33%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.00 - $15,000.00; 0.250% on balances above $15,000; Non-Qualifying rate 0.050%; See Provision 8

Rate History
No change since Sep 14, 2026 · 2.35% APY · checked 2 times
1.85%2.35%2.85%Sep 14, 2026: 2.35% APYSep 14, 2026Oct 13, 2026
University Credit Union Los Angeles, CA
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
Smart Checking Account
2.25%
$50
▼
Rate2.23%
Min Deposit$50
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: up to the first $25,000; No minimum balance; Opened August 1, 2024 and after

Rate History
No change since Sep 18, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Sep 18, 2026: 2.25% APYSep 18, 2026Oct 13, 2026
MyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
High-Yield Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $15,000.00 - $29,999.99

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 13, 2026
San Diego County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
High-Yield Checking
2.25%
$5,000
▼
Rate2.23%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $225,000.00 - $499,999.99; You must maintain a minimum average daily balance of $25,000 in this SDCCU account to avoid a monthly fee. If, during any month, your average daily balance is below the required minimum, your account will be subject to a monthly fee for that month.

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 13, 2026
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Directional Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $75,000.01 - $150,000; Effective date 06/01/2026

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
BONUS Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
Smart REWARDS Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $100 - $15,000

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
San Diego County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
High-Yield Checking
2.00%
$5,000
▼
Rate1.98%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $100,000.00 - $224,999.99; You must maintain a minimum average daily balance of $25,000 in this SDCCU account to avoid a monthly fee. If, during any month, your average daily balance is below the required minimum, your account will be subject to a monthly fee for that month.

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026

Weed Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.70%
Rewards Checking
7.00%
$0
▼
Rate6.78%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $0.01 - $10,000.00; Qualifications Required

Rate History
No change since Sep 25, 2026 · 7.00% APY · checked 4 times
6.50%7.00%7.50%Sep 25, 2026: 7.00% APYSep 25, 2026Oct 13, 2026
Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.95%
Kasasa Cash Checking
5.00%
$25
▼
Rate4.89%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $25,000

Rate History
1 change since Sep 18, 2026 · 4.00% → 5.00% ▲ 1.00 pts · high 5.00% / low 4.00%
3.00%4.50%6.00%Sep 18, 2026: 4.00% APYSep 22, 2026: 5.00% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20265.00%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Sacramento Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
FREE REWARDS CHECKING
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $0 - $25,000; Dividend rate and APY apply when requirements are met

Rate History
No change since Sep 22, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 22, 2026: 4.50% APYSep 22, 2026Oct 13, 2026
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Rewards Checking
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Oct 12, 2026 · 4.07% APY
3.57%4.07%4.57%Oct 12, 2026: 4.07% APYOct 12, 2026Oct 13, 2026
Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.95%
Kasasa Cash Checking
4.00%
$25
▼
Rate3.93%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $25,000

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.95%
Kasasa Cash Checking
3.50%
$25
▼
Rate3.45%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $25,000

Rate History
1 change since Sep 18, 2026 · 4.00% → 3.50% ▼ 0.50 pts · high 4.00% / low 3.50%
3.00%3.75%4.50%Sep 18, 2026: 4.00% APYSep 22, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
  • Sep 22, 20263.50%▼ from 4.00%
  • Sep 18, 20264.00%first recorded
Upward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
Kasasa Cash Checking - Qualifying
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $0.00 to $10,000; Qualifying rates apply while linked Kasasa Checking Account meets Monthly Qualifications; Balance cap for featured rate up to $10,000.00

Rate History
No change since Oct 13, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 13, 2026: 3.00% APYOct 13, 2026Oct 13, 2026
Commonwealth Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Rewards Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Rate Type: Variable

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Kaiperm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Thrive Rewards Checking
2.35%
$25
▼
Rate2.33%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.00 - $15,000.00; 0.250% on balances above $15,000; Non-Qualifying rate 0.050%; See Provision 8

Rate History
No change since Sep 14, 2026 · 2.35% APY · checked 2 times
1.85%2.35%2.85%Sep 14, 2026: 2.35% APYSep 14, 2026Oct 13, 2026
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
Smart REWARDS Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $100 - $15,000

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
Provident Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Super Reward Checking
1.40%
$25
▼
Rate1.39%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $125,000 tier; The APY is variable and subject to change. Rates above 0% require all monthly requirements to be met; otherwise APY is 0%. Dividends are forfeited if the account is closed before the scheduled dividend payment date. Limit of one Super Reward Checking account per membership.

Rate History
No change since Oct 9, 2026 · 1.40% APY · checked 2 times
0.90%1.40%1.90%Oct 9, 2026: 1.40% APYOct 9, 2026Oct 13, 2026
Provident Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Super Reward Checking
1.35%
$25
▼
Rate1.34%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $50,000 tier; The APY is variable and subject to change. Rates above 0% require all monthly requirements to be met; otherwise APY is 0%. Dividends are forfeited if the account is closed before the scheduled dividend payment date. Limit of one Super Reward Checking account per membership.

Rate History
No change since Oct 9, 2026 · 1.35% APY · checked 2 times
0.85%1.35%1.85%Oct 9, 2026: 1.35% APYOct 9, 2026Oct 13, 2026
Provident Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Super Reward Checking
1.30%
$25
▼
Rate1.29%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $25,000 tier; The APY is variable and subject to change. Rates above 0% require all monthly requirements to be met; otherwise APY is 0%. Dividends are forfeited if the account is closed before the scheduled dividend payment date. Limit of one Super Reward Checking account per membership.

Rate History
No change since Oct 9, 2026 · 1.30% APY · checked 2 times
0.80%1.30%1.80%Oct 9, 2026: 1.30% APYOct 9, 2026Oct 13, 2026
Provident Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Super Reward Checking
1.26%
$25
▼
Rate1.25%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $0.01 tier; The APY is variable and subject to change. Rates above 0% require all monthly requirements to be met; otherwise APY is 0%. Dividends are forfeited if the account is closed before the scheduled dividend payment date. Limit of one Super Reward Checking account per membership.

Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 3 times
0.76%1.26%1.76%Sep 14, 2026: 1.26% APYSep 14, 2026Oct 13, 2026
TUCOEMAS
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
KASASA Cash Checking
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 12 debit card purchases posted; Log into online banking at least once per month; Be enrolled in and agree to receive E-statements; APY* on balances up to $5,000. Balances over $5,000.00 earn 0.25% interest rate on the portion of the balance over $5,000, resulting in a range from 1.00% to 0.29% APY* depending on the account's balance. ATM fees refunded up to $20 per month**

Rate History
No change since Oct 6, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 6, 2026: 1.00% APYOct 6, 2026Oct 13, 2026
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Rewards Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: APY is paid on balances if required qualifications are met each month; Balance: <$2,500; APY is paid on balances if required qualifications are met each month. If the qualifications are not met, then no dividends are earned. Rates subject to change without notice. Fees could reduce earnings on account. The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period.

Rate History
1 change since Sep 18, 2026 · 2.50% → 1.00% ▼ 1.50 pts · high 2.50% / low 1.00%
0.00%2.00%4.00%Sep 18, 2026: 2.50% APYOct 1, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
  • Oct 1, 20261.00%▼ from 2.50%
  • Sep 18, 20262.50%first recorded
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Rewards Checking
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: APY is paid on balances if required qualifications are met each month; Balance: $2,500.01 - $5,000; APY is paid on balances if required qualifications are met each month. If the qualifications are not met, then no dividends are earned. Rates subject to change without notice. Fees could reduce earnings on account. The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period.

Rate History
1 change since Sep 18, 2026 · 0.75% → 0.50% ▼ 0.25 pts · high 0.75% / low 0.50%
0.00%0.63%1.25%Sep 18, 2026: 0.75% APYOct 1, 2026: 0.50% APYSep 18, 2026Oct 13, 2026
  • Oct 1, 20260.50%▼ from 0.75%
  • Sep 18, 20260.75%first recorded
TUCOEMAS
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
KASASA Cash Checking
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 12 debit card purchases posted; Log into online banking at least once per month; Be enrolled in and agree to receive E-statements; APY* on balances up to $5,000. Balances over $5,000.00 earn 0.25% interest rate on the portion of the balance over $5,000, resulting in a range from 1.00% to 0.29% APY* depending on the account's balance. ATM fees refunded up to $20 per month**

Rate History
No change since Oct 6, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 6, 2026: 0.25% APYOct 6, 2026Oct 13, 2026
Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Noble Perks Plus Checking
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Rewards Checking
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: APY is paid on balances if required qualifications are met each month; Balance: $5,000.01 - $10,000; APY is paid on balances if required qualifications are met each month. If the qualifications are not met, then no dividends are earned. Rates subject to change without notice. Fees could reduce earnings on account. The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period.

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Rewards Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: APY is paid on balances if required qualifications are met each month; Balance: >$10,000.01; APY is paid on balances if required qualifications are met each month. If the qualifications are not met, then no dividends are earned. Rates subject to change without notice. Fees could reduce earnings on account. The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period.

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Rewards Checking Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Published APY range: 0.10% / 3.45%; Published rate range: 0.10% / 3.40%. Dividends Compounded: Monthly; Dividends Credited: Monthly and at Closure

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Rewards Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
Smart REWARDS Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: Over $15,000+

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
TUCOEMAS
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
KASASA Cash Checking
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

When qualifications are not met on Kasasa Cash all balances in a Kasasa Cash account earn 0.05% APY*. ATM fees refunded up to $20 per month**

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Rewards Checking
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 12 signature-based and/or PIN based debit card purchases each monthly statement cycle; To earn the Rewards Checking dividend rate you must have twelve (12) signature-based and/or PIN based debit card purchases each monthly statement cycle. If the requirement is not met, you will earn .05% APY on your checking account balance. Variable rate, subject to change without notice.

Rate History
2 changes since Sep 27, 2026 · 0.05% → 0.05% ▼ 0.00 pts · high 3.00% / low 0.05%
0.00%2.98%5.95%Sep 27, 2026: 0.05% APYOct 1, 2026: 3.00% APYOct 10, 2026: 0.05% APYSep 27, 2026Oct 13, 2026
  • Oct 10, 20260.05%▼ from 3.00%
  • Oct 1, 20263.00%▲ from 0.05%
  • Sep 27, 20260.05%first recorded
Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.95%
Kasasa Cash Checking
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

When Kasasa Cash qualifications are not met, all balances in the account earn .01% APY and ATM withdrawal fees are not refunded. APY = Annual Percentage Yield. APY accurate as of 12/01/2025.

Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Oct 13, 2026

Weed Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sacramento Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
FREE REWARDS CHECKING
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $0 - $25,000; Dividend rate and APY apply when requirements are met

Rate History
No change since Sep 22, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 22, 2026: 4.50% APYSep 22, 2026Oct 13, 2026
First Us Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Better Than Free Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: Up to $500 w/ direct deposit

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Free Checking Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
Everyday Checking
0.07%
$25
▼
Rate0.07%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.07% APY · checked 6 times
0.00%0.29%0.57%Sep 14, 2026: 0.07% APYSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Active Duty Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Easy Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
ILWU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
FREE Checking
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.53%
Access America Checking Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.; Balance less than $20,000

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Basic Checking
0.03%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 9 times
0.00%0.27%0.53%Sep 14, 2026: 0.03% APYSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Everyday Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.01% APY · checked 4 times
0.00%0.26%0.51%Sep 30, 2026: 0.01% APYSep 30, 2026Oct 13, 2026

Weed Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Student Checking Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Dividends Compounded: Monthly; Dividends Credited: Monthly and at Closure

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
F&M Bank of Long Beach
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
College Checking
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 13, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.22%
YOUth Journey Checking
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Kaiperm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Student Checking
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026

Weed Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Oceanair Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.19%
Epic Business Premium Checking Business
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Tier 4; Avg. Daily balance; Min. Deposit $250,000

Rate History
No change since Oct 12, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 12, 2026: 3.00% APYOct 12, 2026Oct 13, 2026
Oceanair Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.19%
Epic Business Checking Business
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Tier 4; Balance tier starting at $250,000; Avg. Daily balance

Rate History
No change since Oct 12, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 12, 2026: 2.75% APYOct 12, 2026Oct 13, 2026
Oceanair Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.19%
Epic Business Premium Checking Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Tier 3; Avg. Daily balance; Min. Deposit $100,000

Rate History
No change since Oct 12, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 12, 2026: 2.50% APYOct 12, 2026Oct 13, 2026
Oceanair Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.19%
Epic Business Checking Business
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Tier 3; Balance tier starting at $100,000; Avg. Daily balance

Rate History
No change since Oct 12, 2026 · 2.25% APY
1.75%2.25%2.75%Oct 12, 2026: 2.25% APYOct 12, 2026Oct 13, 2026
F&M Bank of Long Beach
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Business Interest on Checking Business
2.01%
$200
▼
Rate1.99%
Min Deposit$200
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
1 change since Sep 28, 2026 · 1.98% → 2.01% ▲ 0.03 pts · high 2.01% / low 1.98%
1.48%1.99%2.51%Sep 28, 2026: 1.98% APYOct 7, 2026: 2.01% APYSep 28, 2026Oct 13, 2026
  • Oct 7, 20262.01%▲ from 1.98%
  • Sep 28, 20261.98%first recorded
Eagle Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Premier Business Checking Business
2.00%
$100
▼
Rate1.98%
Min Deposit$100
Min BalanceN/A
UpdatedOct 13, 2026
Details

Min. to Earn APY: $0

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
EverBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Business Interest Checking Business
0.55%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $1,000,000 and up

Rate History
No change since Sep 18, 2026 · 0.55% APY · checked 6 times
0.05%0.55%1.05%Sep 18, 2026: 0.55% APYSep 18, 2026Oct 13, 2026
Poppy Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 16.92%
Premier Business Checking Business
0.50%
$0
▼
Rate0.49%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 13, 2026
EverBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Small Business Checking Business
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0 to $9,999.99

Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.33%
High-Yield Business Checking Business
0.30%
$1
▼
Rate0.30%
Min Deposit$1
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $250,000 - $999,999.99; $2,000 minimum balance to earn dividends; tiered-rate account

Rate History
No change since Oct 9, 2026 · 0.30% APY · checked 2 times
0.00%0.40%0.80%Oct 9, 2026: 0.30% APYOct 9, 2026Oct 13, 2026
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
Business Elite Checking Business
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance Amount: $2,500

Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
United Pacific Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Business High Yield Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $100,000 & Over

Rate History
No change since Oct 7, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 7, 2026: 0.25% APYOct 7, 2026Oct 13, 2026
Poppy Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 16.92%
Preferred Business Checking Business
0.25%
$0
▼
Rate0.24%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 13, 2026
WaFd Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
Business Interest Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

$5,000 minimum to avoid $15 service charge.

Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.33%
High-Yield Business Checking Business
0.25%
$1
▼
Rate0.25%
Min Deposit$1
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000 - $249,999.99; $2,000 minimum balance to earn dividends; tiered-rate account

Rate History
No change since Oct 9, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 9, 2026: 0.25% APYOct 9, 2026Oct 13, 2026
Oceanair Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.19%
Epic Business Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Tier 2; Balance tier starting at $25,000; Avg. Daily balance

Rate History
No change since Oct 12, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 12, 2026: 0.25% APYOct 12, 2026Oct 13, 2026
Oceanair Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.19%
Epic Business Premium Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Tier 2; Avg. Daily balance; Min. Deposit $25,000

Rate History
No change since Oct 12, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 12, 2026: 0.25% APYOct 12, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Premier Business Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Inova Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.94%
Business Dividend Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 13, 2026
Home Bank of California
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Better Business Interest Checking Business
0.20%
$500
▼
Rate0.20%
Min Deposit$500
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
United Pacific Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Business High Yield Checking Business
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $25,000 - $49,999

Rate History
No change since Oct 7, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Oct 7, 2026: 0.20% APYOct 7, 2026Oct 13, 2026
Coast Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Business Interest Checking (5200, 6200) Business
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Business Checking; dividends calculated on daily balance and paid monthly

Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.33%
High-Yield Business Checking Business
0.20%
$1
▼
Rate0.20%
Min Deposit$1
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $25,000 - $49,999.99; $2,000 minimum balance to earn dividends; tiered-rate account

Rate History
No change since Oct 9, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Oct 9, 2026: 0.20% APYOct 9, 2026Oct 13, 2026
American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.55%
Business Premier Checking Business
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance to earn monthly dividends: $500+

Rate History
No change since Sep 20, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 20, 2026: 0.20% APYSep 20, 2026Oct 13, 2026
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.97%
Platinum Business Checking Business
0.20%
$25
▼
Rate0.19%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 18, 2026: 0.20% APYSep 18, 2026Oct 13, 2026
Valley First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
Interest Business Checking Business
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $25,000 or greater

Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
United Pacific Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Business High Yield Checking Business
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $2,500 - $24,999

Rate History
No change since Sep 29, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 29, 2026: 0.15% APYSep 29, 2026Oct 13, 2026
WaFd Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
Business Interest Checking Business
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

$5,000 minimum to avoid $15 service charge.

Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 13, 2026
State Bank of India US
Institution Rating:
A5.0 ★ Texas Ratio: 7.01%
Interest Business Checking Account Business
0.15%
$2,500
▼
Rate0.15%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 13, 2026
Vision One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
20/20 Business Checking Business
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $40,000 & Above

Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.33%
High-Yield Business Checking Business
0.15%
$1
▼
Rate0.15%
Min Deposit$1
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $10,000 - $24,999.99; $2,000 minimum balance to earn dividends; tiered-rate account

Rate History
No change since Oct 9, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Oct 9, 2026: 0.15% APYOct 9, 2026Oct 13, 2026
Valley First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
Impact Business Checking Business
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $250,000 or greater

Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Valley First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
Interest Business Checking Business
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $10,000 - $24,999.99

Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Summit State Bank
Institution Rating:
B4.7 ★ Texas Ratio: 19.25%
Business Checking with Interest Business
0.12%
$0
▼
Rate0.12%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $2,500 and above

Rate History
No change since Sep 8, 2026 · 0.12% APY · checked 8 times
0.00%0.31%0.62%Sep 8, 2026: 0.12% APYSep 8, 2026Oct 13, 2026
FFB Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
Business Interest Checking Business
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Sep 29, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 29, 2026: 0.10% APYSep 29, 2026Oct 13, 2026
Vision One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
20/20 Business Checking Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $10,000-$39,999

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.33%
High-Yield Business Checking Business
0.10%
$1
▼
Rate0.10%
Min Deposit$1
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.01 - $9,999.99; $2,000 minimum balance to earn dividends; tiered-rate account

Rate History
No change since Oct 9, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 9, 2026: 0.10% APYOct 9, 2026Oct 13, 2026
Cal State L.A. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Business Checking Business
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $10,000

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Business Checking 250 Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Oct 13, 2026
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
Business Checking Business
0.10%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026

Weed, CA Checking Rate Trends

Compare local Weed, CA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full California Checking Trends
High-Yield Checking CA Avg
1.329%
▲ 0.163 vs 7 days ago

California high-yield checking rates rose 0.163 points over the past 7 days to 1.329% APY.

Free Checking CA Avg
0.325%
▼ 0.034 vs 7 days ago

California free checking rates fell 0.034 points over the past 7 days to 0.325% APY.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions

Weed, CA Checking Rate Forecast, Next 12 Months

Checking APYs move with Federal Reserve policy. Our model projects the likely path of high-yield and free checking averages from the current California figures.

Current High-Yield Avg
1.33%
APY, as of Oct 13, 2026
6-Month Forecast
1.38%
Fed hold assumed
12-Month Forecast
1.43%
Range: 1.18% to 1.63%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit institutions typically pass policy-rate changes through to checking APYs within 60 to 90 days. Reward and high-yield checking adjust faster than standard accounts.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

Top Checking Rates from Weed, California Institutions

Highest verified APYs available today, updated October 13, 2026. Advertised rates typically require qualifying monthly activity.

B Top 5 Bank Rates
US Bank
Bank Smartly Checking
A+ 5.0 ★ TX: 2.85%
Min: $25
0.01%
Universal Bank
Universal Tiered Checking - Relationship
A- 5.0 ★ TX: 14.64%
Min: $0
2.60%
State Bank of India US
Attorney Client Checking Account
A 5.0 ★ TX: 7.01%
Min: $100
2.55%
F&M Bank of Long Beach
Business Interest on Checking
A+ 5.0 ★ TX: 0.06%
Min: $200
2.01%
Home Bank of California
Better Interest Personal Checking
A+ 5.0 ★ TX: 0.00%
Min: $1,000
1.01%
CU Top 5 Credit Union Rates
Baxter Credit Union
PowerPlusTM Checking - Level 2
A 5.0 ★ TX: 6.31%
Min: $0
8.00%
Rize Federal Credit Union
RizeTM Checking
A 5.0 ★ TX: 6.24%
Min: $0
7.50%
Sage Credit Union
Rewards Checking
A+ 5.0 ★ TX: 5.70%
Min: $0
7.00%
Heritage Community Credit Union
Kasasa Cash Checking
A+ 5.0 ★ TX: 5.95%
Min: $25
5.00%
Sacramento Credit Union
FREE REWARDS CHECKING
A+ 5.0 ★ TX: 0.33%
Min: $0
4.50%
Rates verified October 13, 2026 . Click an institution name to view its full profile, safety ratings, and all checking products.
Powered byMonitorBankRates

What Your Balance Earns at CA Checking Averages

Annual interest earnings at current California average APYs. Advertised high-yield rates typically require qualifying monthly activity, and most accounts cap the balance that earns the top rate. The calculator below models your exact balance against a cap.

Balance High-Yield Checking (1.329% APY)Monthly Earnings Free Checking (0.325% APY)Monthly Earnings
$2,500 $33.22 / year $2.77 $8.11 / year $0.68
$5,000 $66.45 / year $5.54 $16.23 / year $1.35
$10,000 $132.89 / year $11.07 $32.45 / year $2.70
$25,000 $332.23 / year $27.69 $81.13 / year $6.76
Earnings estimates assume the full balance earns the average APY with qualifying requirements met every month. Actual earnings depend on the account’s rate cap, base rate, and whether requirements are met. The top offers above pay well over these averages. Source: California checking rate averages as of October 13, 2026.
Powered byMonitorBankRates
52
Institutions with Checking Rates
Available in Weed, California
20 Banks 32 Credit Unions

About Our Weed, California Checking Rate Database

MonitorBankRates tracks checking account rates from 20 banks and 32 credit unions offering checking accounts to Weed, California residents, spanning high-yield, rewards, free, student, and business checking from community institutions, regional banks, and national online options. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: US Bank offers a checking account at 0.01% APY with a minimum deposit of $25. High-yield checking rates typically require qualifying monthly activity. Check the account details before opening.

How to Find the Best Checking Rates in Weed, California

What to compare when shopping for an interest-bearing checking account in Weed, California

To find the best checking APYs in Weed, California, start with credit unions and online-only banks: Weed, California has 32 credit unions in our database, and they dominate the high-yield and rewards checking market because they have lower overhead than traditional branch networks and use high rates to win your primary banking relationship.

Read the qualifying requirements before you’re drawn in by the headline rate. Most high-yield checking accounts require 10 to 15 debit card transactions per month, a direct deposit or ACH transfer, and e-statements. Miss them in a given month and you earn a near-zero base rate instead. Also check the balance cap: the advertised APY usually applies only up to $10,000 to $25,000. The current CA high-yield checking average is 1.329% Use the tables above to find the best available offer.

Finally, weigh fees and access: a monthly maintenance fee can erase a year of interest on a modest balance, and out-of-network ATM fees add up fast. The best accounts pair a high rate with no monthly fee and nationwide ATM access or ATM-fee reimbursement, worth checking if an institution has branches or in-network ATMs near you in Weed, California.

When High-Yield Checking Makes Sense

  • You already use a debit card regularly: the transaction requirements cost you nothing extra
  • Your everyday balance sits under the account’s rate cap, so your whole balance earns the top APY
  • You want your spending money earning savings-level interest instead of 0%
  • You prefer banking locally: 52 institutions serving Weed, California report checking rates to our database

Consider an Alternative If…

Weed, California Financial Snapshot

Local demographics and economic context for account holders. Source: U.S. Census Bureau

Population 65+
14.3%
National avg: 17.3%
Median Individual Earnings
$26,575
National avg: $47,340
Poverty Rate
33.6%
National avg: 11.1%
Unemployment Rate
11.7%
National avg: 4.8%
Checking Earnings on 10% of Salary
$35/yr
At CA HY checking avg 1.329% APY

At today’s CA high-yield checking average of 1.329%, keeping 10% of the local median salary ($2,657) in a high-yield checking account would earn $35 annually, money a 0% traditional checking account leaves on the table. The top offers above pay even more.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

High-Yield Checking vs. Other Weed, California Options

How interest-bearing checking accounts compare to the other deposit products available at banks and credit unions in Weed, California.

Feature High-Yield Checking Free Checking High-Yield Savings Money Market
Current CA Avg APY 1.329% 0.325% View Savings Rates View MMA Rates
Monthly Activity Required ✗ Usually yes (debit + direct deposit) ✓ None ✓ None ✓ None
Balance Cap on Top Rate Common ($10K, $25K) Little or no interest paid ✓ Rarely Tiered: higher balances earn more
FDIC / NCUA Insured ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K
Checks & Debit Card ✓ Unlimited ✓ Unlimited ✗ No ✓ Limited per month
Best For Everyday spending money that also earns Simple no-fee banking, modest balances Emergency fund, larger balances Larger balances wanting some check access

APY data reflects California averages tracked in our database as of October 13, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

Weed, California Checking Account Interest Calculator

See what an interest-bearing checking account earns on your everyday balance. Most high-yield accounts only pay the advertised APY up to a balance cap. Enter the cap to see the real number, or leave it at 0 for uncapped accounts. Click any current Weed, California rate on the right to apply it. Interest compounds monthly.

Interest Earned
$0
Balance Earning Top Rate
$0
Ending Balance
$0

Assumes monthly compounding, qualifying requirements met every cycle, and that balances above the cap earn 0%. Checking rates are variable and can change at any time. Estimates are for informational purposes only.

Current Weed, California Checking Rates

Verified October 13, 2026 · click a rate to use it
Rates shown are actual verified offers available in Weed, California and daily averages from our monitoring database. Check each account’s qualifying requirements and rate cap, then model them here. See the full tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Weed, California checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Weed, California directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Weed, California. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in CA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Weed, California earn interest?

Most traditional local checking accounts in Weed, California earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Weed, California FDIC insured?

Yes. Legitimate banks with branches in Weed, California are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

What do I need to do to qualify for a high-yield checking rate in Weed, California?

Most high-yield and rewards checking accounts require qualifying activity each month, typically 10 to 15 debit card transactions, at least one direct deposit or ACH transfer, and e-statement enrollment. Miss the requirements in a given month and the account usually pays a nominal base rate for that cycle instead of the advertised APY.

Is there a limit on how much of my balance earns the top rate?

Usually, yes. Most high-yield checking accounts pay their advertised APY only on balances up to a cap, commonly $10,000 to $25,000. Amounts above the cap earn a much lower rate, often near 0%. Use the calculator above to model your exact balance against a rate cap.

How do I open a checking account in Weed, California?

You can open a checking account online or in person at a local branch. You will generally need a government-issued photo ID, your Social Security number, and an opening deposit. Many high-yield checking accounts have low or no minimum opening deposits.

Best Checking Rates in Weed, California

Based on our current data, some of the highest checking account APYs available to residents of Weed, California include:
  • US Bank
    Bank Smartly Checking: 0.01% APY
  • Baxter Credit Union
    PowerPlusTM Checking - Level 2: 8.00% APY
  • Rize Federal Credit Union
    RizeTM Checking: 7.50% APY
  • Sage Credit Union
    Rewards Checking: 7.00% APY
  • Heritage Community Credit Union
    Kasasa Cash Checking: 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Weed, California. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: October 13, 2026

Weed, California Rates & Resources