MonitorBankRates
Home Checking Accounts California Checking Chino Hills, California iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Chino Hills, California - June 2026

The best checking rates for Chino Hills, California include EverBankEverBank2911 Chino Ave, Chino Hills, CA 91709B4.5 ★Texas Ratio: 20.65% Non-Profit Checking at 1.00% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% PowerPlusTM Checking at 8.00% APY, Heritage Community Credit UnionHeritage Community Credit UnionA+5.0 ★Texas Ratio: 4.79% Kasasa Cash Checking at 5.00% APY, Sacramento Credit UnionSacramento Credit UnionA+5.0 ★Texas Ratio: 0.16% FREE REWARDS CHECKING at 4.50% APY, and Justice Federal Credit UnionJustice Federal Credit UnionA5.0 ★Texas Ratio: 8.56% Checking at 4.00% APY. Checking account rates as of June 16, 2026 according to verified data from MonitorBankRates.

Chino Hills has 1 local institution in our database, with checking rates as high as 1.00% APY from EverBank at 2911 Chino Ave, Chino Hills, CA, 91709. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Chino Hills, California. Checking Account Rates Last Updated and Verified: June 16, 2026

Compare Checking Account Rates Today in Chino Hills, California & the Surrounding Area

Institutions:

Chino Hills Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
2911 Chino Ave
Chino Hills, CA 91709
Non-Profit Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
2911 Chino Ave
Chino Hills, CA 91709
Business Interest Checking Business
0.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
2911 Chino Ave
Chino Hills, CA 91709
Small Business Checking Business
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
2911 Chino Ave
Chino Hills, CA 91709
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
PowerPlusTM Checking
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Level 2 on balances up to $15000

Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Kasasa Cash Checking
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

Qualifications Required: Qualifications Required; Qualifying balance up to $25,000.00

Sacramento Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
FREE REWARDS CHECKING
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required

Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Kasasa Cash Checking
4.00%
$25
Rate3.93%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Checking
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required; Qualifying Account Balances

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
High Interest Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: 15 debit card purchases that post and settle your account; one ACH credit or direct deposit post to your account; enrolled in eStatements; Balances $0 to $25,000 earn 4.00% APY; balances $25,000.01 and above earn 0.20%. APY is accurate as of 02/03/2026. Rates subject to change without notice. A monthly $5.00 fee applies if ADB falls below $1,000.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
PowerPlusTM Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Level 1 on balances up to $15000

Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Rewards Checking Account
3.51%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Dividends Compounded: Monthly; Dividends Credited: Monthly and at Closure

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Premier Plus Checking
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Kasasa Cash Checking
3.50%
$25
Rate3.45%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

Qualifications Required; Tiered balance APY. Rate applies to balances up to $25,000.

MyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
High-Yield Checking
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

SAFE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Perfect Cents Checking
3.04%
$25
Rate3.00%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

Qualifications Required: eStatements enrollment; 10 debit and/or credit card purchase transactions post and settle each month; Dividend rate is paid only on the portion of the balance that falls within each specified tier.

Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Protection Plus Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Minimum: <$2,500

Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Rewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required; Intro rate expires: 12 months; Regular APR: 19.99% - 29.99%

Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
Kasasa Cash Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $10,000.00

Chino Hills High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
2911 Chino Ave
Chino Hills, CA 91709
Non-Profit Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
2911 Chino Ave
Chino Hills, CA 91709
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
PowerPlusTM Checking
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Level 2 on balances up to $15000

Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Kasasa Cash Checking
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

Qualifications Required: Qualifications Required; Qualifying balance up to $25,000.00

Sacramento Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
FREE REWARDS CHECKING
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
PowerPlusTM Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Level 1 on balances up to $15000

Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Kasasa Cash Checking
4.00%
$25
Rate3.93%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Checking
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required; Qualifying Account Balances

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
High Interest Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: 15 debit card purchases that post and settle your account; one ACH credit or direct deposit post to your account; enrolled in eStatements; Balances $0 to $25,000 earn 4.00% APY; balances $25,000.01 and above earn 0.20%. APY is accurate as of 02/03/2026. Rates subject to change without notice. A monthly $5.00 fee applies if ADB falls below $1,000.

Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Rewards Checking Account
3.51%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Dividends Compounded: Monthly; Dividends Credited: Monthly and at Closure

Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Kasasa Cash Checking
3.50%
$25
Rate3.45%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

Qualifications Required; Tiered balance APY. Rate applies to balances up to $25,000.

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Premier Plus Checking
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

MyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
High-Yield Checking
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

SAFE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Perfect Cents Checking
3.04%
$25
Rate3.00%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

Qualifications Required: eStatements enrollment; 10 debit and/or credit card purchase transactions post and settle each month; Dividend rate is paid only on the portion of the balance that falls within each specified tier.

Wheelhouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
Inspired Checking Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required; To receive the rate of 3.00%, 20 (twenty) purchase transactions using the Wheelhouse Visa� Debit Card(s) associated with the Inspired Checking account per calendar month required. Other restrictions, terms and conditions may apply. Membership is required.

Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
Kasasa Cash Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $10,000.00

Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Protection Plus Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Minimum: <$2,500

Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Rewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required; Intro rate expires: 12 months; Regular APR: 19.99% - 29.99%

Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Directional Checking
2.90%
$0
Rate2.86%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Chino Hills Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Kasasa Cash Checking
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

Qualifications Required: Qualifications Required; Qualifying balance up to $25,000.00

Sacramento Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
FREE REWARDS CHECKING
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required

Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Kasasa Cash Checking
4.00%
$25
Rate3.93%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Rewards Checking Account
3.51%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Dividends Compounded: Monthly; Dividends Credited: Monthly and at Closure

Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Kasasa Cash Checking
3.50%
$25
Rate3.45%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

Qualifications Required; Tiered balance APY. Rate applies to balances up to $25,000.

Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Rewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required; Intro rate expires: 12 months; Regular APR: 19.99% - 29.99%

Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
Kasasa Cash Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $10,000.00

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Smart REWARDS Checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Balance Amount: $100 - $15,000

Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Kasasa Cash Checking
0.88%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Kasasa Cash Checking
0.78%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

Qualifications Required; Tiered balance APY. Rate applies to balances of $25,000+.

Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
Kasasa Cash Checking
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Portion of balance over $10,000.01

Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Rewards Checking
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Minimum: $2,500.01 - $5,000

Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Rewards Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Minimum: $5,000.01 - $10,000

Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Noble Perks Plus Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Rewards Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividend Minimum: >$10,000

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Rewards Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Smart REWARDS Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Balance Amount: Over $15,000+

Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
Kasasa Cash Checking - Non-Qualifying
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Sacramento Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
FREE REWARDS CHECKING
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Heritage Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Kasasa Cash Checking
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

All balances if qualifications not met.

Chino Hills Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sacramento Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
FREE REWARDS CHECKING
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required

First Us Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
Better Than Free Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

w/ direct deposit

Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Free Checking Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
FREE Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Universal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Basic Interest Checking
0.04%
$0
Rate0.04%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
Basic Checking
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Sacramento Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
FREE REWARDS CHECKING
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Simple Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Ventura County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Simply Essential Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Chino Hills Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Student Checking Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
YOUth Journey Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Chino Hills Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
2911 Chino Ave
Chino Hills, CA 91709
Business Interest Checking Business
0.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
2911 Chino Ave
Chino Hills, CA 91709
Small Business Checking Business
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Business Elite Checking Business
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Premier Business Checking Business
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Platinum Business Checking Business
0.20%
$25
Rate0.19%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Coast Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Business Interest Checking (5200, 6200) Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dividends declared for Business Checking accounts are calculated on the daily balance and paid monthly. Dividends are declared by the Board of Directors at the end of each month. Please refer to your "Important Account Information" booklet for full details, terms, and conditions.

American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.78%
Business Premier Checking Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Balance to Earn Monthly Dividends: $500+

Home Bank of California
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Better Business Interest Checking Business
0.20%
$500
Rate0.20%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Business Checking Business
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Vision One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
20/20 Business Checking Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Vision One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
20/20 Business Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Business Essentials Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

SAFE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Business Checking Business
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

SAFE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Business Checking Business
0.08%
$25
Rate0.08%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.78%
Business Basic Checking Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Balance to Earn Monthly Dividends: $500+

SAFE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Business Checking Business
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Better Business Dividend Checking Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Altura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Club Business Checking Business
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Checking Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Business Checking Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Chino Hills, CA Checking Rate Trends

Compare local Chino Hills, CA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California Checking Trends →
High-Yield Checking — CA Avg
1.117%
▼ 0.793 vs 7 days ago

California high-yield checking rates fell 0.793 points over the past 7 days to 1.117% APY.

Free Checking — CA Avg
0.780%
▲ 0.020 vs 7 days ago

California free checking rates rose 0.020 points over the past 7 days to 0.780% APY.

As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Chino Hills, California checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Chino Hills, California directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Chino Hills, California. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in CA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Chino Hills, California earn interest?

Most traditional local checking accounts in Chino Hills, California earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Chino Hills, California FDIC insured?

Yes. Legitimate banks with branches in Chino Hills, California are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Chino Hills, California

Based on our current data, some of the highest checking account APYs available to residents of Chino Hills, California include:
  • EverBank
    Non-Profit Checking — 1.00% APY
  • Baxter Credit Union
    PowerPlusTM Checking — 8.00% APY
  • Heritage Community Credit Union
    Kasasa Cash Checking — 5.00% APY
  • Sacramento Credit Union
    FREE REWARDS CHECKING — 4.50% APY
  • Justice Federal Credit Union
    Checking — 4.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Chino Hills, California. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: June 16, 2026